Nyles Courchesne Massachusetts Real Estate Attorney

About Us:Firm Resume

FIRM RESUME

1. FIRM PROFILE

Peskin, Courchesne & Allen, P.C. is a full service law firm. The office is structured to provide large-firm expertise, with small-firm attention. The lawyers’ strengths are enhanced by a knowledgeable and versatile staff utilizing technology to produce a quality legal product in an efficient and economic manner.

The major areas of the firm's practice are: Real Estate. The focus of the real estate practice includes residential and commercial loan transactions, foreclosure and restructure of defaulted loans, landlord and tenant issues, and related bankruptcy and environmental issues. We are an approved title insurance issuing agent and we conduct residential closings for most local banks and mortgage companies.

Collections. The firm's focus is on commercial collections utilizing both prejudgment and post-judgment devices to effect the collection of a claim and the enforcement of rights and remedies relating to loans and obligations in default including liquidation sales and replevin actions.Corporate. The firm is actively involved in all phases of corporate practice utilizing including incorporations, shareholders' agreements, employment law, employee agreements, asset purchases, and corporate purchases and sales. We frequently deal with employee non-compete agreements and both the prosecution and defense of shareholders' derivative suits.Litigation. The firm is involved in civil litigation with an emphasis on commercial litigation and related areas. We practice before both Federal (District and Bankruptcy) and State Courts.ATTORNEYS

Judd L. Peskin graduated from the University of Connecticut School of Law in 1976. Mr. Peskin concentrates his practice in commercial, employment, and product liability litigation. Attorney Peskin also has experience in the areas of personal injury, environmental law, OSHA defense, workers’ compensation, and general corporate law. Mr. Peskin has had extensive experience in business which is reflected in his areas of concentration. His work experience includes being a general manager and president of a chemical manufacturing company, as well as a consultant in strategic services at Anderson Consulting. As a result, he brings to the firm a wealth of knowledge and skills in the general business world. He is admitted to the bar in the Commonwealth of Massachusetts and the State of Connecticut, and is admitted to the federal bar of each state. He graduated from the University of Pennsylvania with a B.A. in economics, cum laude, in 1973. Mr. Peskin formerly served as a Chairman of the Capital Planning committee for the Town of Longmeadow. Mr. Peskin is a member of the Hampden County Bar Association, Commercial Law League of America, and the Massachusetts Association of Trial Lawyers. His Email address is jlp@pcalaw.net.

Nyles L. Courchesne has practiced residential and commercial real estate law since 1996. He is a graduate of Case Western Law School. As an experienced conveyancing attorney, he represents lenders, buyers, and sellers in all aspects of buying, selling, and financing commercial and residential properties. He has lectured to various realtor associations and groups on state and federal real estate law and also to first-time home buyers through the Hampden Hampshire Housing partnership (HAP) seminar series. He is an approved agent for First American Title Insurance Company and Chicago Title Insurance Company.

Other areas of expertise include construction loan financing, home equity and second mortgage financing, the negotiation of commercial leases and commercial collections. Mr. Courchesne’s practice also involves landlord tenant, and probate and family law. He is familiar with Probate and Family Court, as well as Housing Court, especially as matters in these Courts affect his real estate practice.

Mr. Courchesne is a member of the Massachusetts Bar Association, the Hampden County Bar Association, and the Massachusetts Conveyancers Association. His Email address is nlc@pcalaw.net.

Jonathan H. Allen Mr. Allen graduated magna cum laude from Western New England College with a Bachelor of Arts degree in Political Science. Mr. Allen received his Juris Doctor from Suffolk University Law School in 1997.

Mr. Allen now concentrates his practice in commercial collections and litigation, as well as real estate, personal injury and business law. Mr. Allen is admitted to the bar for the Commonwealth of Massachusetts and the United States District Court. He is a member of the Massachusetts Bar Association, the Hampden County Bar Association, and the Commercial Law League of America. His Email address is jha@pcalaw.net.

3. STAFF

Sue Moreau is the firm’s legal assistant for litigation and collection. She received an associate’s degree as a legal secretary in 1986. She has worked as a legal assistant in the commercial collection field since 1986. Her duties include assisting Attorney Peskin and Attorney Allen in the drafting of pleadings and motions, responding to inquiries from clients and the various courts. Her Email address is sm@pcalaw.net.

Judith E. McRobbie is the firm’s certified real estate paralegal. Ms. McRobbie has worked as a real estate paralegal for the past 20 years. She has an Associate in Arts degree from Springfield Technical Community College and a Certification in Paralegal Studies from the Elms College.

Ms. McRobbie’s responsibility is to assist Attorney Courchesne in all facets of the real estate closing. Ms. McRobbie has experience in preparing residential closing documents, including the preparation of deeds, mortgage loan packages, title insurance policies and mortgage discharges. Her Email address is jm@pcalaw.net.

Amanda Jones is a real estate paralegal. She attended Springfield Technical Community College. Her duties include assisting the real estate department in opening files, facilitating document preparation and following up on post closing issues as well as preparation of closing packages for real estate sales. Her e-mail address is aj@pcalaw.net.

Areas of Expertise

Real estate attorney vs. Attorney who also practices real estate: I am a real estate attorney, NOT an attorney that also practices real estate. During the first five years of my practice I had a general civil practice that involved numerous areas of law with a specialty in real estate that soon dominated these other areas to the point where my practice is 97% real estate and 3% miscellaneous representation that I will undertake as a favor for special clients. What this means to my clients is that I am in my office working on closings as opposed to in a courtroom with my cell phone off doing something else. What this means to other real estate professionals is that my office is geared for quick, accurate, and smooth closings.

First Time Home Buyers: One of the great things about working with first time home buyers is that it gives me the opportunity as a real estate attorney to establish a long term, trusting relationship. Many of my clients return for refinances and basic estate planning work. I offer discounts for repeat clients and in a typical refinance I save my return clients an average of $300.00 by waiving the title examination and discounting the title insurance. First time Home Buyers also have many questions. As indicated earlier, I make myself available to answer any inquiry and review each contract with my clients in person or via telephone at their option at NO CHARGE. . .

Probate and Complex Transactions: My experience as a general civil attorney exposed me to many areas of the law and I am able to identify and resolve complex estate related title issues. I have often filed estate work for clients in order to allow them to proceed with a real estate closing.

Commercial Transactions: As a real estate specialist I have completed many commercial transaction on behalf of my investor clients. Working with investors and aiding in closing creative financing deals is another area of my real estate practice that I greatly enjoy.

Testimonials

Following is a story that I would like to share on my clients' behalf, with their approval . . . .The A family had gotten themselves into some major debt - over $100,000.00 in unsecured credit debt. They had hired a debt consolidation company to help them handle their debt, but all the company had done was amass a war chest of $8,000.00 of the A Family's money and had not contacted or negotiated with a single creditor of the A Family in six months. Now some of the creditors had filed suit against the A family and they were in far worse financial shape than they had been prior to hiring the debt consolidation company in the first place. My law partner, Jonathan Allen, is a collections attorney and I knew that he knew how to represent debtors as he had seen the successful strategies used by debtors in his creditor collections practice and he knew what worked and what did not work. Together with the help of a local mortgage broker, Access Financial of West Springfield, Massachusetts (413-788-8400) my law partner and I came up with a plan: we pulled $70,000.00 in equity out of the A family's home and put it in our escrow account. We then negotiated with the unsecured creditors and averaged a payoff to said creditors of less than 50 cents on the dollar on the entire debt over the course of a year. We then paid the A family the difference and refinanced their mortgage into a 30 year fixed rate at 6.5%. On top of all of this we were able to negotiate a settlement with the "debt consolidation company" that the A family had engaged and reclaimed half of their money. The A family avoided bankruptcy, truly paid off and consolidated their debt and they are much happier today.