The US housing crisis has claimed millions of victims. Unfortunately, many homeowners are losing their homes to the bank because either they think that a short sale will have the same financial effect as a foreclosure or they don't know their options.
The good news is that homeowners don't have to navigate this process on their own. I am available for those who need my expertise to get back on the path to stability.
If you, or someone you know has questions about this information, or would like to get started creating a plan, call me today.
The more proactive we are, the better the chance of finding financial freedom and stability.
Solving Your Mortgage Crisis Just Got Easier
If you are having trouble making your mortgage payments, the strain of figuring out what to do can be overwhelming.
Why do it alone when you can have a dedicated, extensively trained professional on your side at no cost to you?
Both lenders and the federal government are putting new systems in place to help you avoid foreclosure. For access to free, detailed information explaining these programs, simply download the report below.
On this website, you can find information regarding all of your options. When you call me to find out what you can do to take advantage of these options, I will show you how having straightforward solutions to your mortgage challenge can help you to breathe a little easier.
For more specific information and to see if you qualify, please, call me today! The sooner you call the sooner you can breathe a sigh of relief!
Cathedral City is a city in Riverside County, California, United States. The population is 52,432 according to the 2009 US census estimates. Sandwiched between Palm Springs and Rancho Mirage, it is one of the cities in the Coachella Valley (Palm Springs area) of southern California. Cathedral City is the second largest in population in the Coachella Valley, second only to Indio.[2]
The town's name derives from "Cathedral Canyon" to the south of the town, so named in 1850 by Colonel Henry Washington because its rock formations were reminiscent of a cathedral. The city itself started as a housing subdivision in 1925, but was not incorporated until 1981. The city grew 4-5 times in two decades, as the 2006 population estimate is 48,000.
Locals gave it the nickname "Cat City", short for Cathedral. Others like historians claim that came from the reputation as a slinger gaming gulch in the late 19th century, and a safe haven for bars or saloons during prohibition of the 1920s.
Geography
Cathedral City is located at 33°48′28″N 116°27′53″W / 33.80778°N 116.46472°W / 33.80778; -116.46472 (33.807761, -116.464731).[3]
According to the United States Census Bureau, the city has a total area of 19.5 square miles (50.4 km²), of which, 19.2 square miles (49.7 km²) of it is land and 0.3 square miles (0.7 km²) of it (1.44%) is water.
Demographics
Although full results of the 2010 census are not yet available for this city, according to the 2009 US census estimates[4] 52,432 people resided in Cathedral City, making it larger than neighboring Palm Springs and the second largest city based on population in the entire Coachella Valley, second only to Indio. As of the census[5] of 2000, there were 42,647 people, 14,027 households, and 9,622 families residing in the city. The population density was 2,224.0 people per square mile (858.5/km²). There were 17,893 housing units at an average density of 933.1/sq mi (360.2/km²). The racial makeup of the city was 65.3% White, 2.7% Black or African American, 1.0% Native American, 3.7% Asian, 0.1% Pacific Islander, 23.1% from othee races, and 4.1% from two or more races. Half (50.0%) of the population were Hispanic or Latino of any race. A 2006 study by the United States Hispanic Chamber of Commerce puts the city's Latino percentage at over 60%.
According to the 2000 Census, Cathedral City had a total of 14,027 households, 39.3% of which had children under the age of 18 living with them, 50.7% of which were married couples living together, 11.9% of which had a female householder with no husband present, and 31.4% of which were non-families. Approximately 23% of all households were made up of individuals with 11.0% of them consisting of single individuals 65 years of age or older. The average household size was 3.03 people and the average family size was roughly three and a half people (3.63), which puts Cathedral City above both the California and U.S. averages in those categories.
As reported in the most recent census, the city's population was distributed across all age groups, with 31.1% under the age of 18, 8.8% from 18 to 24, 30.6% from 25 to 44, 17.3% from 45 to 64, and 12.2% who were 65 years of age or older. The median age was 32 years. For every 100 females there were 102.7 males. For every 100 females age 18 and over, there were 102.0 males. Cathedral City has many senior citizen communities and mobile home parks.
The median income for a household in the city was $38,887, and the median income for a family was $42,461. Men had a median income of $29,598, and the median income for women was $25,289. The per capita income for the city was $16,215. About 10.2% of families and 13.6% of the total population had incomes below the poverty line, including 16.3% of those under age 18 and 7.9% of those age 65 or over (this despite the fact that many consider Cathedral City a retirement haven).
Politics
The current Cathedral City Mayor is Kathleen DeRosa,, who was elected to her first term in 2004, second in 2006, third in 2008, and fourth in 2010. As of Dec. 1st, 2010 the current City Council Members are Sam Toles[7] Greg Pettis,[8] Bud England,[9] and mayor pro-tem Chuck Vasquez.[10] Non-incumbent Sam Toles took first place in the Nov. 2nd, 2010 election receiving 3,909 votes.[11] Incumbent Chuck Vasquez was re-elected in second place with 3,533 votes, ousting the other incumbent by 365 votes.[12] In November 2008, Cathedral City voters chose Barack Obama over John McCain in the Presidential election. In the state legislature Cathedral City is located in the 40th Senate District, represented by Democrat Denise Moreno Ducheny, and in the 80th Assembly District, represented by Democrat Manuel Perez. Federally, Cathedral City is located in California's 45th congressional district, which has a Cook PVI of R +3[13] and is represented by Republican Mary Bono Mack.
Economy
The city's several local golf resorts and tourism attractions provide a key element of the local economy for Cathedral City. It is the site of Lawrence Welk's Desert Oasis Hotel/resort located in the Cathedral Canyon Country Club. Other golf courses are the De Anza Palm Springs Country Club and Mobile Home Park, the Outdoor Resorts RV Golf Club Palm Springs, and the Doral Desert Princess Resort and Golf Club.
There is a large automotive mega-dealership known as the Palm Springs Auto Mall based on the city limits with Palm Springs, except the dealership lies in the Cathedral City side of State route 111 and Perez Road.
Since the 1970s, Cathedral City has been through economic struggles.
History and environs
Cathedral City had a downtown revitalization program started in the late 1990s, with much completed by 2005. A new City Hall was built as was the IMAX/ Mary Pickford movie theater complex, and a total of 130 acres (0.53 km2) of new or remodeled stores.
The Big League Dreams Sports Park softball complex is on the corner of Date Palm and Dinah Shore drives, made up of four softball fields designed as replicas of four major league ballparks. The Pepsi All-Star Softball Game was held there since 1998. Cathedral City Soccer Park is a new sports facility. Cathedral City High School, opened in 1991, is a major educational and recreational center to the city. The varsity football, basketball and soccer teams had earned CIF-southern California championship runs in the late 1990s and early 21st century.
Date Palm Country Club and golf course, designed in 1967 and opened in 1971, has an 18-hole "executive style" facility designed by Ted Robinson, ASCCA. It features 3,100 yards (2,800 m) of golf from the longest tees for a par of 58. The course rating is 54.9/57.2 and it has a slope rating of 90/93. It is landscaped in Bermuda Greens and includes lakes and sand traps. The most memorable tee is the 175 yard 8th hole, which has an accurate tee shot over a lake. The Phil Harris Golf Classic was held there for many year from the 1940s to his death in 1994. Though built on part of the Agua Caliente Indian Reservation, an exclusive retirement community of manufactured homes lines the greens. The course is walkable and quiet.
Forest Lawn - Cathedral City Cemetery and Desert Memorial Park are located in Cathedral City. These parks are across Ramon Boulevard from each other. These cemeteries are visited by many tourists because of those who are buried there. Among them are Frank Sinatra,Congressman SonnyBono,AliceFaye, Phil Harris, "Papa" John Phillips, Jane Wyman, Dinah Shore, George Montgomery, Cameron Mitchell, Harold Robbins, Busby Berkeley, William Powell, Betty Hutton, Guy Madison, Buddy Rogers and many more.
The city was the teenage home of actress Suzanne Somers (she still maintains a second home in nearby Palm Desert), and a winter residence for actors Robert Duvall and Martin Landau in the 1960s, and TV show host Monty Hall in the 1990s.
Cathedral City hosts an annual Mexican Independence Day festival on every third weekend of September, also has an "el Grito de Dolores" to commemorate the event at the city hall/movie theater complex. The city has an economic partnership with the Mexican state of Jalisco, a large source of local immigration. Chicano folk musician Lalo Guerrero lived in Cathedral City in his final years. But these festivals have been canceled due to gang related activity.
2011 BNP Paribas Open Ticket Packages
Indian Wells Tennis Garden, Indian Wells, California
March 9 - 20, 2011
FEATURED STORY
by MVT PR, 26.01.2011
Largest Combined ATP & WTA Event In The World Will Host The World's Greatest Players Including Rafael Nadal, Caroline Wozniacki, Roger Federer, Vera Zvonareva, Novak Djokovic And Kim Clijsters
With the Australian Open concluding this weekend, the next major stop on the tennis calendar will be the BNP Paribas Open, the most-attended tennis tournament outside of the Grand Slams. Once again the tournament, to be held March 7-20 at the Indian Wells Tennis Garden, will feature hundreds of the best players in the world, including the top three players on both tours - Rafael Nadal and Caroline Wozniacki (No. 1), Roger Federer and Vera Zvonareva (No. 2) and Novak Djokovic and Kim Clijsters (No. 3).
Nadal, who had an incredible season in 2010 capturing three of the four majors, French Open, Wimbledon and the US Open, will be in search of his third crown in Indian Wells (2007, 2009), and would join Jimmy Connors, Michael Chang and Federer as three-time winners of the BNP Paribas Open. Wozniacki became the 20th World No. 1 in WTA history last year, and captured six titles. A finalist at the 2010 BNP Paribas Open, she is seeking her first Grand Slam title this week at the Australian Open and is into the semifinals.
Federer, who is the only man to ever win the BNP Paribas Open three years in a row (2004-2006), bookended 2010 by winning the sixteenth major of his career in Australia in January and the ATP World Championships in the final week of the season. A win this week would continue to increase his all-time leading major title record. Zvonareva had a fantastic 2010 reaching the finals of Wimbledon and the US Open, and climbing to an all-time high ranking of No. 2 in the world. The 2009 BNP Paribas Open champion has another shot at a major title this week at the Australian Open.
Djokovic had another strong campaign in 2010, and entrenched himself further into the Serbian history books by helping his country capture its first ever Davis Cup title with a win over France in December. The 2008 BNP Paribas Open champion is trying to capture the second major of his career this week in Australia, with the first coming in 2008 in the land down under. Clijsters, who has three major titles, including the last two US Open's, will look to become the only woman to ever win the BNP Paribas Open singles title three times (2005, 2003). She is currently in the hunt this weekend for her fourth Grand Slam title and her first at the Australian Open.
In addition to these six stars, the fields will feature a host of others who have captured titles in Indian Wells including the last six women to win the title - defending champion Jelena Jankovic, Ana Ivanovic (2008), Daniela Hantuchova (2007, 2002), Southern California resident Maria Sharapova (2006), Zvonareva and Clijsters. On the men's side, defending champion Ivan Ljubicic and Lleyton Hewitt (2001-2002) join Nadal, Federer and Djokovic as former champions in the draw.
In addition to these champions, numerous other top ten stars such as Robin Soderling (No. 4), Andy Murray (No. 5), Tomas Berdych (No. 6), David Ferrer (No. 7), American Andy Roddick (No. 8), Fernando Verdasco (No. 9), Mikhail Youhzny (No. 10), Samantha Stosur (No. 6), Francesca Schiavone (No. 7) and World No. 9 Victoria Azarenka will also vie for the title. Other American stars that will compete include Mardy Fish, Bethanie Mattek-Sands, Sam Querrey, Melanie Oudin, John Isner and the World No. 1 doubles team, Mike and Bob Bryan, who will be seeking to capture one of the few titles that have eluded them in their record-setting career.
One of the new additions for the players and fans this year will be the addition of Hawkeye replay technology and video displays on all match courts. While most tournaments feature Hawkeye replay technology and video displays on one, two, or three courts, none have made it available on eight match courts.
The women's qualifying draw will take place March 7-8 and the men's qualifying rounds will be held March 8-9. There will be 48 players in each draw vying for 12 spots in the main draws. First-round play will begin Wednesday, March 9 for the women and Thursday, March 10 for the men. The men's and women's singles championship finals will be held on Sunday, March 20. For information or to buy tickets, visit www.bnpparibasopen.com, call the Indian Wells Tennis Garden at 800-999-1585, or visit the box office, 78-200 Miles Avenue, Indian Wells, CA 92210.

THE ART OF THE FOUNTAIN
Fountain of LifeThe Fountain of Life was designed by artist Jennifer Johnson in coordination with architect Reuel Young, A.I.A. It was built by House of Stone and Fountains and Landscape Enhancements. Artisans whose families have sculpted stone for more than 600 years carved the fountain pieces out of adoquin stone from a quarry near Guadalajara, Jalisco, Mexico. Once the individual pieces arrived in the desert, Johnson spent more than a year adorning the fountain with hand cut mosaic tiles and glass.
Reflecting the nature and history of the desert, the fountain features three central stone columns surrounded by sculptures of big horn sheep, lizards, tortoises, fishes, shells, wildflowers, birds and other creatures found in the area both now and in the past. The rooster and hen represent the importance of family in both the Anglo and Latino cultures. A Cahuilla basket embedded in the stone pays tribute to the Agua Caliente Band of Cahuilla Indians, whose gift of the soft surface enhances safety for children of the desert. Buddy and Beverly Rogers became the fountain's first major donors with a gift that launched the project.
The overriding theme found in the fountain's design is the spiral, a symbol of continuous birth and ever-upward rejuvenation, the essence of the process Cathedral City is involved with downtown. The spiral appears in the underlying floor, the large basins, atop the shade structure, in the horns of the bighorn sheep and in the form of the sofa seating area.
Within the fountain, the large scepter-like form suggests Cathedral City's movement toward becoming the monarch of cities in the valley. The unfurled acanthus leaves atop the Corinthian column reflect the classical design of the new Civic Center, while the asymmetry of the fountain balances the building's strict symmetry.
The fountain's tri-color soft surface is made of ground recycled tires, creating a supple foundation that is becoming the accepted standard in children's public play areas.
ENGINEERING, CONSTRUCTION
Not only an artistic achievement, the fountain also represents an engineering feat. The central columns are designed with steel rod irons to withstand seismic events. In fact, each stone piece, anchored to its own concrete pad, is tied to a central reinforced concrete cone that sits on a concrete base five feet deep by 17 ' x 12'. Before transport across the border, each stone piece was individually numbered, to facilitate assembly within the fountain here.
The fountain is designed as a recirculating system. Water flows between a 2,000-gallon surge tank and the fountain. The underground tank contains two 5.5 h.p. pumps with a capacity of 450 g.p.m. The pumps process the water through a manifold for distribution among nozzles for 32 separate fountain features. Each nozzle is adjusted for quantity and pressure, which affect the height of the sprays. Another underground vault houses the electrical, plumbing and mechanical equipment. Water filter and bromine treatment systems are designed to keep the water pure and minimize calcium build up that could dull the brilliance of the tiles.
The fountain's lighting system contains three components -- low voltage lights mounted on the wooden trellises that provide overall lighting, special 300-watt lights submersed in water (to avoid overheating) that illuminate the bowls, and a fiber optics system of 29 computer operated lights that can be adjusted for color, brightness and timing.
A video camera linked to the Police Department's dispatch room enhances security in the fountain area.
Except for occasional closures for maintenance, the Fountain of Life will be on all the time for the enjoyment of residents and visitors alike, and particularly the children of Cathedral City.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2012 ActiveRain Corp. All Rights Reserved