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Mary Thomas PV,RB,MB,Torrance,Pas, Arc,SM REALTOR®*

Angel Food Ministry- Helps all - No qualifying

flagpic courtesy of nowandthenimaging.com

I heard about this ministry through on line, it is in Orange County and they ship the food to you if you are not local to pick it up. THis is an awesome ministry that gives you about $60.00 worth of food for around $30.00. This helps many struggling americans that need assistance but are not completely broke a helping hand. A online buddy just ordered a box and said it was really a great deal. So check it out.

Hope it helps those in needs: Here is the link and some info off the website: https://www.angelfoodministries.com/about/

Angel Food Ministries is a non-profit, non-denominational organization dedicated to providing food relief and financial support to communities throughout the United States. The program began in 1994 with 34 families in Monroe, Georgia (between Atlanta and Athens), and has grown to serve hundreds of thousands of families every month across 35 states. Angel Food Ministries crosses denominational lines and has spread the good news of the gospel of Christ through salvation tracts that are placed in each food order.

Blessings by the box

Angel Food is available in a quantity that can fit into a medium-sized box at $30 per unit. Each month's menu is different than the previous month and consists of both fresh and frozen items with an average retail value of approximately $60. Comparison shopping has been done across the country in various communities using a wide range of retail grocery stores and has resulted in the same food items costing from between $42 and $78.

Generally, one unit of food assists in feeding a family of four for about one week or a single senior citizen for almost a month. The food is all the same high quality one could purchase at a grocery store. There are no second-hand items, no damaged or out-dated goods, no dented cans without labels, no day-old breads and no produce that is almost too ripe.

Also offered are specialty boxes such as steaks, chicken and pork. Many participants in this bonus program appreciate the expanded choices. Additionally, there is no limit to the number of units or bonus foods an individual can receive, and there are no applications to complete or qualifications to which participants must adhere. Angel Food Ministries also participates in the U.S. Food Stamp program, using the Off-Line Food Stamp Voucher system.

It's both a Bargain and a Blessing!

Sample Menu: $30.00 Box
(this month's menu can be viewed here)

  • 4 lb. IQF Leg Quarters
  • 4 oz. Beef Back Ribs
  • 1 lb. 80/20 Lean Ground Beef
  • 2 lb. Breaded Chicken Tenders
  • 1.5 lb. Bone in Pork Chops (4 x 6oz.)
  • 1 lb. Ground Turkey
  • 18 oz. Stuffed Manicotti (Cheese)
  • 12 oz. Smoked Sausage
  • Betty Crocker Seasoned Potatoes
  • 7 oz. Cheeseburger Dinner
  • 16 oz. Green Beans
  • 16 oz. Baby Carrots
  • 2 lb. Onions
  • 1 lb. Pinto Beans
  • 1 lb. Rice
  • 7 oz. Blueberry Muffin Mix
  • 10 CT. Homestyle Waffles
  • Dessert Item

https://www.angelfoodministries.com/about/

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American's should be outraged, Check it out! It is shocking!

We must stop this nonsense......if it's good enough for us it should be for them.



2010 is an election year for 1/3 of the senate and all of the house of representatives. It would be nice if congress got the message; the voting taxpayers are in charge now.
Social Security 2009

LET US SHOW OUR LEADERS IN WASHINGTON "PEOPLE POWER" AND THE POWER OF THE INTERNET. PLEASE FORWARD TO ALL OF YOUR FRIENDS. IT DOESN'T MATTER IF YOU ARE REPUBLICAN OR DEMOCRAT!

KEEP IT GOING!!!!

Propose this in 2009:

S TART A MOVEMENT TO PLACE ALL POLITICIANS ON SOCIAL SECURITY , Yes, they do pay into a retirement pension fund but what they are retiring on is outrageous and needs to be changed.




------------ --------- --------- ----

SOCIAL SECURITY:

(This is worth reading. It is short and to the point.)

Perhaps we are asking the wrong questions during election years.

Our Senators and Congresswomen do not pay into Social Security and, of course, they do not collect from it.

You see, Social Security benefits were not suitable for persons of their rare elevation in society. They felt they should have a special plan for themselves So, many years ago they voted in their own benefit plan. < br>
In more recent years, no congress person has felt the need to change it. After all, it is a great plan.

For all practical purposes their plan works like this:

When they retire, they continue to draw the same pay until they die.
Except it may increase from time to time for cost of living adjustments. ....

For example, Senator Byrd and Congressman White and their wives may expect to draw $7, 800,000.00 (that's Seven Million, Eight-Hundred Thousand Dollars), with their wives drawing $275, 000..00 during the last years of their lives.
This is calculated on an average life span for each of those Dignitaries.

Younger Dignitaries who retire at an early age, will receive much more during the rest of their lives.

Their cost for this excellent plan to them is $0.00. NADA!!! ZILCH!!!

This little perk they voted for themselves is free to them. You and I pick up the tab for this plan. The funds for this fine retirement plan come directly from the General Funds;

"OUR TAX DOLLARS AT WORK"!

From our own Social Security Plan, which you and I pay (or have paid) into, every payday until we retire (which amount is matched by our employer), We can expect to get an average of
$1,000 per month after retirement.

Or, in other words, we would have to collect our average of $1,000 monthly benefits for 68 years and one (1) month to equal Senator Bill Bradley's benefits!

Social Security could be very good if only one small change were made.

That change would be to

Jerk the Golden Fleece Retirement Plan from under the Senators and Congressmen. . Put them into the Social Security plan with the rest of us

Then sit back...

And see how fast they would fix it! Better yet vote out all returning Senators for new first time candidates regardless of their party.

If enough people receive this, maybe a seed of awareness will be planted and maybe good changes will evolve.


How many people can YOU send this to?

Better yet........

How many people WILL you send this to ?

I am done sitting idle while this government and our taxdollars make a mockery out of the American People. We get $1000.00 a month and we sit and suffer while those politicians mock us. I don't think so we need to pass this around and take a stand against this..There must be one honest politician in Washington that will start up a petition to stop this stealing of our money while they sympathize with the poor average citizen..I am insulted and you shoudl be too..Wake Up America and take back our country once and for all!!

Dont' stop till we get our rights back and our Country back...usa

picture courtesy of nowandthen soveriegn.com and google images.com

So how much Down Payment do you really need in 2009 to get the home?

Yes, you will hear that you can get into a house with as little as 3-5% down from the Fianance Business but what does a buyer really need to buy a home in the South Bay and not get your offer rejected!

Well the current market place depends upon what neighborhood and type of home you are looking to buy.

Here are some examples of the current kinds of Buyers that are successful in getting to purchase the home they want.

I am finding that my buyers in the Palos Verdes Peninsula that are shopping foreclosures or 1st time buyer homes are coming up against multiple offers from other buyers and the buyers with the largest down payments are getting accepted.

I am seeing many investors coming into the market now and they are offering all cash or 50% down offers to the Seller. These are the first choice of the Sellers because they know with that kind of down payment that the loan will be guaranteed to be approved and they can close in short amount of time, like 30 days or 45 days.

Sellers are scared that the lenders are not going to qualify their buyers with small down payments because the appraisals are very low in the current market.

Thus the bigger down payment the easier it is for the home to appraise also.

Ok so that is not to discourage the new buyers, I am seeing some wonderful properties that are being sold due to a job transfer or trust sale that are not the lowest prices in the neighborhood accepting more smaller down payments. As long as you are not in a multiple offer situation and the seller will be more willing to work with you.

I saw properties in Torrance, South,Redondo Beach and Lomita on the Palos Verdes borders still receiving multiple offers if they are the lowest price with large down payments 50%..also that means they are going in as is condition with the buyer expected to make all the repairs.

Steer away from the foreclosure/fixer market if you are a first time buyer. Shop for a home that is in good condition with a Seller that is willing to get you a home protection warranty for the year and has a history of repairs supplied to you by the current seller.

That way you will not be scrapping together a down payment stretching your budget to get into a property and then finding out you need to do work that was not in your budget once you get into a property. No one likes surprises and a home with a seller available that you can talk to is a much better value in the long run.

It is important that you find a lender to qualify you first then he can call me and tell me what price range you are looking in.

Being a first time buyer there is a lot to learn and I specialize in first time buyers. The market conditions are such that the size of the down payment will make a difference in the types of homes that you will be successful in getting an offer to purchase accepted.
Example, I am finding that FHA is having multiple offers now so they are usually choosing the buyer with the larger down payment.

Foreclosures are more difficult unless in a starter neighborhood. The better the neighborhood the higher the investors down payments are getting them accepted.
I sold a home in Lomita where we had 13 offers and 4 of the offers were over 50% down so my client ended up getting picked to buyer the home because of his terms and high down payment.
This is a common situation in today's market place.

If you are in a starter neighborhood and in your price range you should be ok with a smaller down payment 5-10% but the more down payment the better in getting the Seller to choose your offer because the Seller's knows the larger the down payment the better chance the bank will approve the buyer.
It really depends on the area but I want you to be prepared when shopping for a home and don't be disappointed if you lose your first offer.
In this business for over 25 years I have never seen my buyer lose a home and not end up with an even better home and better price than the ones they lost.

That is what happens to my clients at least..Work with an experienced professional,not just a friend's referral after all this is the biggest investment you are going to make and you need an experienced professional so you do not make a bad investment in the wrong floorplan, neighborhood or in some areas the resale will be important as to some culutre issues as feng shui for an examle. Some homes are just considered bad luck in some cultures ie...So to make sure that the sun does not set on your dream house without you in amke sure you know how experienced your realtor is!

sunset
MARY CRISTIANO THOMAS
Cell:310-946-2205
E-Mail: Mthomas@remaxpv.com

Save 99% of US GROWN ALMONDS,Save California Farmers,Our 3rd World Food Source or save a 2 inch Smelt?? Serious Insanity, America You be the Judge?

This is an urgent issue that needs all of America's attention. We are now going to lose 99% of our USA Almonds grown in the USA, 12% of our Produce is being stopped in the US and  area supplies the majority of the Food we supply to 3rd World Countries over a 2 inch Minnow in the Ocean>>> Now we choose Humans over 2 inch fish!

Here is how many Humans that are affected, California now has over 3 million people affected by this, 40,000 jobs lost in the already bankrupt state. America Wake up this is the Bread Basket of America

Who is trying to stop this desperately, Senators, Congressman, Our California Governor Arnold Swartzneggar said" This is horrible and will do anything to stop it." 33 Mayors in all the cities affected by this have written a letter pleading with President Obama to turn the water back on..

Who is behind this- Nancy Pelosi, This has been a ten year project of her liberals in San Francisco that have instigated this and it is a sham, a crisis and needs to have America stand up and stop this or YOU WILL BE NEXT in the Name Of Insanity..

This is just another example of how dangerous this government can be that looks at the small things and does not look at the BIG PICTURE>.I heard that there is more going on here than the fish, one mayor stated that they want this back to a desert to promote their energy agenda..Do you want your produce coming from Mexico with their corrupt government health inspectors!

Wake UP America and watch this video before you eat your next almond!

Check it out Revivial starting in Southern California among the Youth!

Well, it is time I stop keeping Jake Hamilton the best kept secret among our Youth in Torrance, California and all over California.

Check out this video and I will start posting more. You can google Jake to buy his tapes, Jake has over 8000 friends on facebook and he is awesome.

This is the Music that plays in the Thomas house and car most of the week, and in most Coast Chrisian Church Youth group members.

Listen to it 6 times like my Pscychiatrist friends say and see if you don't fall in love with Jake and God even more than you or your teen thought was possible..

My favorite part is that all donations and purchases go to support Jake's Church in Upland , Calif. Which is a 24/7 open door policy to all recovering Alcohol and Substances Abusers. Since this ministry affects most of our families, employees and friends in one way or another he gets my support.