Paul Anthony Kelly

INFORMATION GIVEN HEREIN OR IN THE BLOG IS NOT TO BE CONSTRUED AS LEGAL ADVICE. CONSULT YOUR ATTORNEY BEFORE TAKING ACTION.

When faced with the challenge of selling your Downey home many owners are lots of times left to fend by themselves - or so it seems like. Even though they contract real estate agents most of the time home owners simply have to look for answers by themselves.

This is dangerous.

With laws rapidly changing, tax codes and mortgage companies starting to act like collection companies home owners must be sure to have all of their paperwork for the sale of their Alhambra Home be filled out right and all the appropriate forms submitted.

Are you short selling your Downey home? Do you have a 2nd trust deed? Did you know your bank may come after you and sue for owed balances? What do you do to avoid this?

If you are thinking of selling your Downey home, please contact me. Let's discuss your needs and cirmcumstances. Let's figure out a game plan so to make the home sale process as pain free as possible.

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First time homebuyers are taking advantage of the drop in pricing of homes. That is why they should expect to take advantage of all of the programs available to them. First time buyers (a FTHB is someone who has not owned a home in 3 years) can have up to 3% in assistance for down payment and/or closing costs. Another great program for is the CALSTRS program which is through the State Teachers Retirement Fund. It is an 80/17 where the 2nd Trust Deed does not require any payments for 5 years. Once the 5 years pass it is fixed for the rest of the term.

"Mr. Paul helped me refinance my personal and commercial properties. I was able to pull some money out in order to invest in my other businesses. A great experience." Mario Ramirez, Los Angeles, CA.

"I am so thankful to Paul. He helped me buy my first home, and thanks to his recommendation of purchasing a duplex now I have rental income every month to help offset my expenses. Thank you Paul!" Abel Luviano, Lincoln Heights, CA.

"I love you Papi!" - Carlitos, age 5.