All Around Indy - Noblesville Diva Night, Hamilton County Scavenger Hunt & Moonlight and Magnolias
2nd Annual Diva Night
@downtown Noblesville
March 8, 4-8 pm
Grab a girlfriend and head to Diva Night in downtown Noblesville for a special evening of shopping, prizes and entertainment just for the girls!
Hamilton County Scavenger Hunt Carmel
@participating Carmel businesses
through March 31
Follow the trail to local Carmel businesses displaying the Hamilton County Scavenger Hunt sign, complete a task, and post it on Facebook. For every 10 tasks completed you'll be entered to win $200 in gift certificates from participating businesses. Hamilton County Scavenger Hunt Carmel suggested starting points and more information.
Moonlight and Magnolias presented by the Carmel Reparatory Theater
@The Studio at the Center for the Performing Arts, Carmel
Thursday, Friday & Saturday, March 8-17
The silly but serious "story-behind-the-story" of the making of the legendary movie Gone With the Wind. Moonlight and Magnolias tickets and information.
Live Music featuring Stella Luna and the Satellites
@Hearthstone Coffee House & Pub in Fishers
March 10, 8-11 pm
One of Indy's most popular bands performs live in the cozy setting of Hearthstone Coffee House & Pub. While you're there, try a Bee's Knees Martini - $.10 of every drink sold goes to charity!
Easter Egg Gourds
@Zion Nature Center in Zionsville
March 10, 10 am - 5 pm and March 11, noon to 5 pm
Home grown gourds make perfect Easter decorations that will last for years! Cost is $2 and all supplies are included. No reservations necessary.
Carmel Arts & Design Second Saturday Gallery Walk
@Carmel Arts & Design District
March 10, 5-10 pm
Enjoy an evening of events, activities and entertainment in the hip Carmel Arts & Design District, including appearances by international and local artists.
What will likely FHA loan fee increases mean for Hamilton County Indiana home buyers? Beginning April 1, 2012, FHA mortgages will get a little more costly, that's how.
Proposed changes to FHA loans include an annual Mortgage Insurance Premium increase of 0.10% for loans under $625,500, bringing the cost up to 1.25% of the loan. Upfront Mortgage Premiums will increase by 0.75 %, bringing the premium total to 1.75% of the loan amount. These premium changes only apply to new 30-year, single-family loans insured by the FHA. Refinancings will not be affected.
Federally-backed FHA loans are a popular choice for home buyers looking for low downpayment options. FHA loans only require a 3.5% downpayment. That's a significant savings for buyers, particularly for first-time home buyers who may lack the funds for the larger downpayment associated with Conventional Loans - typically a minimum of 5% down and often as much as a 20% down payment.
Here's how much more Hamilton County home buyers can expect to pay for an FHA loan when the increases go into effect:
$150,000 loan @ 3.875% @ 30 years = approximate $18/month mortgage payment increase
$200,000 loan @ 3.875% @ 30 years = approximate $24/month mortgage payment increase
$250,000 loan @ 3.875% @ 30 years = approximate $31/month mortgage payment increase
So for a $200,000 loan, that's about $288 a year. Not a lot of money, but enough that if you are seriously in the market for a new Hamilton County home and you plan to use an FHA loan, you might want to get your loan pre-approval before April 1!
Search all Hamilton County homes for sale.
All Around Indy March 1-8
Classic Movie Night featuring The Singing Nun
@Chateau Thomas Winery in Fishers
March 1, 6 pm
Young and inexperienced Sister Ann has just arrived at her next posing at Samaritan House, a Dominican order located in the disreputable neighborhood of Ghent. Starring Debby Reynolds.
Open Mic Night
@Hearthstone Coffehouse and Pub in Fishers
March 1, 10 pm
Bring your best musical performances to Hearthstone this Thursday night and show the audience what you've got! And bring your family and friends to cheer you on! Performers are encouraged to come early to sign up for a time slot. Hearthstone Coffee House Open Mic Night information.
Monster Jam
@Lucas Oil Stadium
March 3, 7 pm
USHRA Monster Trucks and drivers show their stuff at Lucas Oil Stadium. Monster Jam tickets and information.
Beginning Bird Hikes
@Cool Creek Park in Carmel
March 4, 8:30 - 10 am
Bird watchers of all levels are encouraged to come out and learn more about these fascinating creatures, including how to spot and identify them. No registration required. Bring your binos and meet in the north parking lot past the Nature Center.
Nature's Inspirations Art Exhibit
@Cool Creek Nature Center in Carmel
through March 11
This exhibit features nature-inspired artwork including paintings, photography, and other art mediums. The works of both professional and amateur artists will be featured. Visitors can cast a vote for their favorite entries.
Learn more about living in the Indianapolis area!
It’s the last day of February, and already daffodils feel brave enough to begin to bloom – a sure sign that spring is just around the corner in Fishers, Indiana!
Although the building of new construction homes in Fishers Indiana has slowed considerably in past years, plenty of choices still remain for buyers on the lookout for a brand new, never-been-lived-in Fishers home!
Fishers new construction homes are available in all price ranges, from modestly priced real estate perfect for first-time home buyers, to spectacular custom built homes in exclusive communities. A drive east down 126th Street, between Hoosier Road and Olio Road, will take you by some of the most popular new construction communities in Fishers, like Somerset, Tanglewood, Hawks Landing and Avalon.
Most Fishers new construction homes are found east of I69 in Fall Creek Township, which means students attend Hamilton Southeastern High School, a top-ranked Indiana school well-known for outstanding academics, sports, and extracurricular activities. If you're looking for Fishers new construction homes zoned for Fishers High School, also a top-ranked school in the state, your choices are more limited, but still great! The Anderson Hall community off of 141st Street and Promise Road is less than a mile from Fishers High School, and features homes ranging in price from the low $300s to high $400s. On the other side of Promise Road is Limestone Springs, with new construction homes starting in the mid $100s.
A new construction home in Fishers is a great choice for buyers who want to move right in without worrying about updates or maintenance for a few years. New construction homes generally come with a warranty that covers defects and maintenance for a specified period of time. New construction can also meet the needs of buyers who want to personalize their home by choosing finishes, colors, etc.
Guide to Fishers Indiana New Construction Homes and Communities
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Ranked in the top 1% of Indianapolis real estate agents, Pat Haddad specializes in Carmel, Fishers, Noblesville, Westfield & Zionsville Indiana homes, including buying, selling & relocation services.
The Haddad Team = Experience & Expertise! I'm Pat Haddad, a broker associate at Keller Williams Realty in Fishers, Indiana, and owner of the top producing Haddad Team. The Haddad Team consistently performs in the top 1% out of more than 6,000 agents in the Metropolitan Indianapolis area (Indianapolis Business Journal, August 2010). Our business model is based on exceeding clients' expectations and creating lifelong relationships. I pride myself in ending every closing with hugs!
Education is important, which is why I continue to learn as much as I can about real esate in order to assist my clients in buying and selling homes. I currently hold the ABR, CDPE, CRS, e-PRO, and GRI designations as well as a BA in early child development and child psych. In my pre-real estate life, I was a Montessori teacher and restaurant owner. My degree and experience teaching children often comes in handy working with buyers, sellers, agents, closers, inspectors, appraisers!
The Haddad Team handles between 60 to 75 transactions each year. Our listings are on the market approximately half the days of the area average and they typically sell at close to 98% of the listed price.
I believe in giving back to the community. A portion of each Haddad Team transaction commission is donated to the REALTOR Foundation, which helps the homeless, and to KW Cares. I have helped construct a home with Habitat for Humanity, and contribute to Riley Children's Hospital and the Hamilton County Humane Society.
Animal rescue is one of my passions. Pictured at left is Phoebe, a long haired chihuahua rescued on St. Patrick's Day 2010. She joins a family of one other chihuahua, three pugs and assorted cats!
Married with a large blended family, I'm much too busy for hobbies, but never too busy for your business or your referrals!!
The Haddad Team currently comprises myself, as well as four buyer agents and two administrative assistants. Someone is always available to answer client's calls and concerns! However, I do not answer calls when showing homes, on a listing appointment or in a closing. Each client deserves my undivided attention!!
I've lived in the Indianapolis area for more than 20 years. My love for Indy and the surrounding cities shows in my enthusiasm for helping clients with their residential real estate needs whether they are in-town or relocationg. A complete list of areas of expertise include:
My team assists buyers and sellers with real estate in Indianapolis and surrounding suburbs, including Carmel, Fishers, Noblesville, Geist, Westfield, Zionsville, Brownsburg & Greenwood.
Also to note: My professional presence on the Internet is one of the strongest in the industry. Visit my Indianapolis Real Estate and Carmel Real Estate sites and see why!
Don't just take our word for it. Here's what our clients have to say....
Pat helped us in purchasing our first home, and start browsing for our second. During the process of searching for our first home, Pat became a comfortable part of our family. I feel like I could call her for anything, and her lively spirit makes home buying fun! She is highly knowledgeable, gives honest opinions, and truly cares about your home purchase.
Amy N., buyer
During our relocation from Seattle to Indianapolis we found Pat Haddad to be very professional, friendly and generous. She helped and aided us far beyond what would be considered customary for a real estate agent. Her selfless and considerate service was indeed a joy to work with. We would strongly recommend her to anyone.
- Tim and Doreen, Fishers, IN
My husband and I were on the hunt for our very first home. I happened to run into Pat Haddad when I went to an open house with my aunt and uncle who were also looking for a new home. I loved her personality right away and I knew then she was the realtor I was looking for. Pat was wonderful. She was completely honest with us in every way. She was more like a friend than a realtor out to make a sale. We had her out night after night looking at homes. She was always available to look at a home no matter what time it was. I even gave her name to my boss, and he sold and bought a house through her. Pat is a wonderful and caring person, and someday, when I am ready to sell my house, I will be looking her up.
- Kim and Mike, Atlanta, IN
Agent Pat Haddad was superior!
-Tom, Noblesville, IN
More Endorsements for Pat and The Haddad Team
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