Pat Haddad, ABR,CRS,e-PRO,GRI Indianapolis

ZooBoo Promises Evenings of Frightful Fun at the Indianapolis Indiana Zoo!
Oct. 16-18, 22-25 and 29-30
2-7 PM

It’s no trick. Halloween ZooBoo days are a treat at the Indianapolis Indiana Zoo! Extended hours mean more timeto take in all the special entertainment including the Halloween Dolphin Show and the Elephant Pumpkin Smash! Caretakers will be on hand to answer questions about all your favorite animals! Mazes, trick or treat stations, a Halloween train ride and much more are sure to cast a spell of fun over visitors! Costumes are encouraged!

For more information visit www.indianapoliszoo.com.

For information on Indianapolis IN real estate visit www.HaddadTeam.com.

Pat Haddad, ABR, CRS, e-Pro, GRI

Your Indianapolis REALTOR!

317-840-7555

Pat@HaddadTeam.com

Tucked in between 96th Street and Lantern Road on the southern edge of Fishers Indiana, this Estridge-built neighborhood offers one of the most convenient-to-everything locations you'll find in Fishers. Winding streets, beautiful wooded lots, a neighborhood pool and tennis courts plus quick and easy access to I69, I465 and all shopping makes this 200-home enclave hard to beat. Charm, convenience and affordability (prices range from the $180s to the mid-$300s ) are just a few reasons why these homes typically sell quickly! Almost all Covington Estates homes are 2-story, and many of the homes on wooded lots feature coveted walk-out basements! Students in this popular Fishers Indiana neighborhood currently attend Lantern Road Elementary School, Riverside Middle School and Hamilton Southeastern High School.

If the price of the Indianapolis home for sale you've fallen in love with seems too good to be true, it may be because the seller is trying to negotiate a short sale. A short sale is a pre-emptive action against foreclosure, and occurs when the homeowner's lender agrees to take a payoff that is less than what is owed on the home.

Financial hardship, declining market values, and overextended credit are forcing many homeowners to list their Indianapolis real estate as a short sale. These properties can be a great deal for the right buyer, but they are also complicated and risky. A short sale can take several weeks or even months to close, the property is usually sold "as-is", and the lender can change the terms of the contract even after it's been negotiated. Knowledgable buyers who are determined to pursue a short sale should have:

--Plenty of patience. Short sales are a waiting game, and definitely aren't for the buyer who needs a place to live quickly. The contract must first be negotiated between the buyer and seller, then submitted to the lender along with a mountain of paperwork the seller must complete explaining their hardship. The bank can take weeks or even months to respond to an offer, and the answer may be "no" if the lender thinks they can get more money by letting the home go into foreclosure.

--Nothing to sell. Lenders don't like contingencies such as a home you must sell before you can close or a specific date on which you must close. The more flexible you are, the more likely it is that your offer will be accepted.

--A savvy Indianapolis real estate agent. A short sale is no time to consider going it on your own. You need the assistance of an experienced real estate agent to help negotiate the purchase. Look for a realtor who has already closed a few short sales and who understands the process.

Short sales aren't for everyone, but for the determined buyer they can mean the home of your dreams at a dreamy price!

For more information on short sales and other Indianapolis Indiana real estate transactions, contact:

Pat Haddad, ABR, CRS, GRI, e-Pro

Haddad Team

317-840-7555

Pat@HaddadTeam.com

Fall Ushers in International Arts Festival!

Be sure to set aside some time to peruse the works of more than 150 juried artists during Carmel's International Arts Festival September 27-28. Displays of watercolors, oil paintings, jewelry, photography, pottery, and woodwork will line the streets of Carmel's trendy Arts and Design District, while food vendors and local eateries will offer tasty treats guaranteed to satisfy even the pickiest of palates.

For those who want to leave motorized vehicles in the garage and combine a day of shopping with a little exercise, Pedal & Park will be on hand to secure bicycles and rollerblades. This could be perfect occasion to take a leisurely ride along the Monon Trail, a formerly abandoned portion of railroad tracks transformed into the Indianapolis area's premier bicycle and pedestrian path!