This article is part of "The Patrick AFB Online Relocation Package".
What can a VA loan be used for:
If you have used your VA entitlement before, you can use it again; you may have some "remaining" entitlement left to use for another VA loan or if your previous VA loan has been paid off or been assumed, you can have your entitlement restored. Currently the maximum amount for a VA loan is $417,000.
Costs of a VA loan:
These are other closing costs that may be charged but not "rolled" into the loan:
Remember the VA does not make loans, they only guarantee them.
There is another great way to finance your home in Florida. Through Florida Housing, there is a program called the "Florida Heroes" program available to all active and honorably discharged veterans. This is part of the first time homebuyers program. But the "first time homebuyer" provision has been waived in Brevard County until 2010. So any veteran can qualify, even if they are not a first time homebuyer.
These are conventional 30 and 40 year fixed rate loans with low interest rates.
You can check out the current rates here. These rates are typically lower than the rate you could get on a regular fixed rate loan.
On top of that, there is downpayment and closing cost assistance up to $10,000 for lower incomes and up to $5000 for moderate incomes.
There are income limits to qualify for the program.
The purchase price limit for the entire program is $320,375.
Income limits to qualify for the program:
| 1 to 2 in household | 3 or more |
Brevard | $68,760 | $80,220 |
In addition, to qualify for up to $10,000 closing and down payment assistance, there are additional income limits based on the number of people in the household. The $10,000 is a 0% percent non amortizing second loan that you pay off when you sell the home:
Income Limits for the up to $10,000 assistance:
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
Brevard | $32,100 | $36,700 | $41,250 | $45,850 | $49,500 | $53,200 | $56,850 | $60,500 |
At AmericanAirmanHomes.com we have a mortgage specialist with a lot of experience in both programs that can guide you in what program might be best for your situation. Please contact us to find out more.
*** CLICK HERE FOR A VIRTUAL TOUR OF THE SURROUNDING PATRICK AFB AREA *** Fitness & Sports Center Riverside Dining Facility Lodging and Housing: Space Coast Inn Lodging If you are loking to purchase a home off base, you can visit my website's Patrick AFB Real Estate search page. Child Development Center Other Important Numbers: Rank With Dependents W/O Dependents E1 - E4 $1108 $831 E5 $1184 $962 E6 $1463 $1097 E7 $1538 $1154 E8 $1620 $1239 E9 $1728 $1326 W-1 $1464 $1098 W-2 $1571 $1238 W-3 $1671 $1334 W-4 $1749 $1482 W-5 $1840 $1556 O1-E $1554 $1184 O2-E $1656 $1306 O3-E $1763 $1463 O1 $1216 $1031 O2 $1457 $1158 O3 $1667 $1363 O4 $1878 $1545 O5 $2025 $1559 O6 $2042 $1671 O7+ $2066 $1704 HERE ARE SOME LOCAL MILITARY DISCOUNTS OFFERED
This article is part of "The Patrick AFB Online Relocation Package".
WELCOME TO PATRICK AFB FLORIDA, BREVARD COUNTY!
About Patrick Air Force Base:Patrick AFB is located on one of the outermost barrier islands in Brevard County FL. The whole area is colloquially know as the "Space Coast" The base is located just south of the world famous Cocoa Beach and just north of Satellite Beach, and is between the Atlantic Ocean to the east and the Banana River to the west The base and the Canaveral Air Station cover roughly 2300 acres. Map of Patrick AFB.
In 1950 Patrick AFB was renamed for Major General Mason M. Patrick. General Patrick had been Chief of the American Expeditionary Forces Air Services in World War I. The mission of Patrick Air Force Base is to provide combat capabilities through Eastern Range, launch, and expeditionary operations. Hence its motto: Control of the battlefield begins here.
Upon Arriving:
The main gate is open 24 hours and is located on Highway A1A. Your first stop should be with your commander's support staff. If you arrive after hours or on a weekend, you may sign in at the 24 hour arrival point located in the lodging office in building 720.
All vehicles must be registered on Patrick AFB within 30 days of your arrival
Housing:
Military members with dependents who have orders to Patrick AFB or Cape Canaveral AFS, may apply for on base housing by completing form DD 1746. BAH covers rents, utilities, trash collections, and repairs. Military members are required to report to the housing office upon arrival.
Base Recreation:
Building 545, (321) 494-6697/4947
Weight room, Aerobics, Lap Pool, Intramural sports
Outdoor Recreation
Bldg 345, (321) 494-2042
FAMCAMP is a camping facility located in the Survival Area of Patrick AFB, on the shores of the Banana River. There are five primitive campsites and 55 campsites with electric and water hookups. There are also laundry, toilet and shower facilities.
Manatee Cove Golf Course
Building 1500, (321) 494-7856
A scenic 18-hole golf course, par 72, is located between the Banana River and the Atlantic Ocean covering 260 acres.
Marina/Yacht Club
Marina@patrick.af.mil
Bldg 1493, (321) 494-7455
Membership dues are only $10 a month for regular members; widows and enlisted E4 and below pay only $5 a month, and you don't have to own a boat to be a member!
Rocket Lanes Bowling Center
Building 732, (321) 494-2958
ACTIVE DUTY MILITARY Fun, Sweat & Cheers Rate $1.50 per game - Bowl two games and get the third game FREE between 9:30 and 11:30 pm
Base Library
Building 722, (321) 494-6881
Arts & Crafts
Building 415 (mini mall), (321) 494-4270
Classes in Stamping, Framing, and Scrapbooking are available.
Youth Programs
Bldg 3656, (321) 494-4747
Youth Programs offers a number of Boys & Girls Club programs every day after school such as Power Hour (one-on-one homework assistance), Sports & Fitness, Project Learn, Club Tech, as well as weekly clubs
Auto Hobby Shop
Building 331, (321) 494-2537
This program offers a variety of activities and services for the automotive enthusiast.
Dining:
Bldg 350 Manager: (321) 494-4248
Food Service Officer: (321)-494-6382
Dial A Menu, (321) 494-2845
The Tides
PATRICK AFB COLLOCATED CLUB
Bldg 967 (321) 494-4012
Ten Pin Café
Bldg 732 (321) 494-2959
Manatee Cove Golf Course
Snack Bar
Building 1500, (321) 494-3000
Building 720, (321) 494-6590
FAX (321) 494-7597
Temporary Lodging Facilities:
1, 2 & 3 bedroom family units
Visiting Officer Quarters
Visiting Airmen Quarters
DV Quarters (Col 0-6, & E-9 +)
On Base Housing
(321) 494-2513
Off Base Housing
Pelican Coast
http://www.patrickfamilyhousing.com/
Leasing Office: (321) 777-8282
Pelican Coast is a luxury Family Housing Community in Satellite Beach, FL, serving the armed forces based at Patrick AFB. This community is part of the base housing privatization project.
There you can search the entire Brevard County MLS or have new listings e-mailed to you.
Daycare and Job Opportunities:
Bldg 946, (321) 494-7028
Hours of Operation
Monday-Friday
6:30 am-5:30 pm
NAF Human Resources
Building 415, (321) 494-8827, FAX (321) 494-9070
Patrick AFB Operator
(321) 494-1110
Personnel Locator
(321) 494-4542
Medical Clinic
(321) 494-8241
Pharmacy
(321) 494-2141
Base Exchange
(321) 799-1300
Commissary
(321) 494-5841
2009 BAH RATES for PATRICK AFB:
BY MEMBERS OF THE COCOA BEACH AREA CHAMBER OF COMMERCE:
AMERICAN EAGLE HURRICANE SHUTTERS & MANUFACTURING INC. - 1-866-437-0044. Discount: Free Estimates and 10 % Discount to Military.
ARMSTRONG CHIROPRACTIC: 1401 North Atlantic Ave, Cocoa Beach, FL 32931 (321) 783-4455. Discount: $20 for Adjustment to all military personnel.
CLARION HOTEL - 260 East Merritt Island Causeway, Merritt Island, Florida 32952 (321) 452-9462. Discount: Government Rates - Below Per Diem - with Government Identification (ID).
COURTYARD COCOA BEACH HOTEL - 3435 North Atlantic Ave, Cocoa Beach, Florida 32931 (321) 784-4800. Discount: Government Rates/Per Diem Limited Availability. Packages and Special Offers available on our website: http://www.courtyardcocoabeach.com/HotelSpecialOffers.asp
HAMPTON INN COCOA BEACH HOTEL: 3425 North Atlantic Ave, Cocoa Beach, Florida 32931 (321) 799-4099. Discount: Government Rates/Per Diem Limited Availability. Packages and Special Offers available on our website: http://www.HamptonInncocoabeach.com/HotelSpecialOffers.asp
KOUNTRY KITCHEN - 1115 N. Courtenay Pkwy, Merritt Island, (321) 459-3457. 10% Discount to Military.
MASSEY SERVICES- 272 N. Wickham Road, Melbourne, Florida 32935 (321) 757-6666. Discount: Offering $25 off of Pest & Lawn Services and $50 Off Termite Protection
PIRATE'S DINNER ADVENTURE - 6400 Carrier Drive, Orlando, Florida 32819 1-800-866-2469. Discount Tickets Available.
SUNCRUZ CASINOS is offering a special package for Active Duty Military. Free Hot Delicious Meal with complimentary boarding. Show your military ID at ticketing to receive this offer.
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I specialize and offer real estate services for military, civilian, retired and DoD personnel moving to and from the Patrick AFB, FL area.
After getting into real estate, I soon realized that you can't be everything to everyone. After working with several Air Force families, I found that I really enjoyed helping them find their new home. So I decided to specailize in that market and launched AmericanAirmanHomes.com.
I have over 17 years of sales and marketing experience, as well as running my own business. I am completely dedicated to make the military move a successful one. You can find out more about my Patrick AFB Real Estate team at my website.
Here are Some of My Blogs:
This blog is a collection of information and articles created for and online relocation package. It should make a PCS move to Patrick AFB easier.
This blog is primarily a collection of articles related Patrick AFB news, events, and commentary.
_________________________________________________________________________
John S Murphy is a "self proclaimed" Philosopher - Poet - REALTOR®, in the great tradition of the other great Philosopher - Poet - REALTOR®s.
He is considered by many to be a raconteur, a man-about-town, overall swell guy, and is believed to have a keen perspective into the human condition.*
But most of the time, he specializes in Military PCS and DoD relocations to and from the Patrick AFB area in Florida.
*John S Murphy is not endorsed by other Philosopher - Poet - REALTORS®, and your own human condition may vary.
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I've created the real estate website AmericanAirmanHomes.com to cater to the special needs of military members that are moving into and out of the Patrick AFB Area. It is a complete resource. There is a section for Patrick AFB Real Estate and Patrick AFB housing information, where people can look at featured listings as well as search the Brevard County MLS. For those unfamiliar with the area, there is also a section for area highlights with a virtual tour of the area surrounding Patrick AFB.
Here are some recent testimonials from my clients.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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