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Sham Pathania www.greatgtahomes.com

Buying a Home and What should you look for !

Whether its buying a Detached home, Semi, Town house or a condominium, it is one of the big step in life. It is always accompanied with few very important pre requisites which play very important role and these can be the diciding factor.

House hunting is a time consuming process and to search for the right home, it requires involvement and committment. Buyers must consider these issues well in advance and then discuss with thier Realtor concerning house search. I always touch upon these topics (and the main house features) in the very first meeting.

Some of these factors are:

  • General Location,
  • Proximity to place of work,
  • School, College or Education insitute,
  • Shopping plaza,
  • Highways
  • Bus Stop
  • Recreation centre etc.

Not only this saves my clients time but it helps them to make a better decision.

Regards.

Sham Pathania

If you have any questions or are seeking a Realtor to assist in selling or buying a real estate property in Brampton, Mississauga, Milton, Oakville, Caledon, Etobicoke or anywhere in GTA area, you may conact me at 416-562-8417.

If you are looking for a house and you have a particular School in mind, you must look for these MLS listings with school information.

Serving in Region of peel, your Realtor Sham Pathania, Salesperson. visit: www.greatgtahomes.com and search MLS properties in your desired area.

H1N1 Flu - Region of Peel, Public Health information

Tips to stay healthy

Wash your hands often Good hand hygiene is the best way to prevent the spread of all flu viruses. Wash your hands with soap and water thoroughly and often.
Use alcohol-based sanitizer Keep an alcohol-based hand sanitizer (gel or wipes) handy at work, home and in your car. It needs to be at least 60% alcohol to be effective.
Cough into your upper sleeve Cover your mouth and nose with a tissue when you cough or sneeze and throw the tissue out. Cough into your upper sleeve if you don't have a tissue.
Stay home when you are sick Avoid large crowds of people where viruses can spread easily. Stay home when you are sick.
Disinfect items and surfaces Keep common surfaces and items clean and disinfected

For more information on H1N1 Flu please visit:

H1N1 Flu Virus: Questions and Answers for Parents, Schools and Child Care Centres

Staying connected with the community in Region of Peel;

Working for, I am your Realtor, Sham Pathania.Iif you need any assistance in selling or buying your home, please do not hesitate to call me or visit my websie www.greatgtahomes.com

Tips For First Time Hone Buyers

Tips for Getting Started

  • Know your credit score
  • Develop a budget
  • Learn key mortgage terminology
  • Determine how much you can afford
  • Get pre-qualified
  • Talk to a mortgage professional

RRSP Homebuyers Plan

Effective January 27, 2009, as a first time home buyer, you are allowed to withdraw up to $25,000 from your RRSP without penalty. This amount can be doubled with your partner to a total of $50,000. Participants of the Homebuyers plan must begin repayment to their RRSP within two years of withdrawing the funds.

Land or Property Transfer Tax Refunds

If you purchase land or an interest in land, you may be entitled to a refund of a Provincial Land Transfer tax.

In Ontario, qualified first time home buyers may be entitled to a refund of a provincial Land Transfer Tax up to a maximum of $2,000 or a home priced up to $227,500. There is also a first time buyers refund for homes purchased in the City of Toronto.

In British Columbia, qualified first-time buyers may receive a refund of Property Transfer Tax on homes valued up to $425,000.

First Time Home Buyers' Tax Credit

First time home buyers may eligible for a 15% income tax credit on a maximum of $5,000 of home purchase costs (e.g. legal fees, land transfer taxes) representing a tax relief of $750.

The tax credit is applicable to first-time home buyers purchasing a home with a closing date after January 27, 2009.

Its a wonderful site and I would like to share

I came across this website last year and would like to share it.

When was the last time you used this trem Cap rate ? Perhaps those dealing with commercials properties are using it quite often and frequently.

The Capitalization Rate or Cap Rate is the net operating income divided by the sales price or value of a property expressed as a percentage.

There are more such terms, which I feel should be on our tips.

View more interesting and very important terms at:

http://www.invest-2win.com/caprate.html

Your Gta Realtor

Its over one Year and we have seen a sea change in the Real Estate Market


At this time a year ago we experienced a downshift in the market as a result of the global economic crisis.

What a difference a year makes! The Greater Toronto Area real estate market has already emerged from that period of dampened activity, posting five solid monthly performances in a row.

View more at:

http://communications2.torontomls.net/newstand/presiden/2009-2010/pm100909.htm

Your Gta Realtor