Cool Freebie - Great Site Investor's Comb thru Looking For Properties

I'll keep this one short and sweet.

I just came across this site today and I haven't heard or seen anyone on AR using it yet.

Check it out http://www.flipit.com

I hear investors comb this site on a daily basis. Also, the ads are free and you're allowed to renew until the posted property is sold.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Cool Freebie - Great Site Investor's Comb thru Looking For Properties Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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It's yet another alternative to foreclosure. One that I don't really recommend... instead I would recommend a shortsale. Click here to learn about shortsales and how you can benefit from them if you're considering the Deed-in-lieu of foreclosure.

You may be able to deed the property to your lender/servicer and avoid a lengthy foreclosure. This would help to keep away from a long-lasting foreclosure. For information on how this will disturb your credit rating, consult an independent tax advisor. This alternative sends to the credit bureau that the economic condition was mitigated. If accepted, the Deed-in-Lieu documents will be forwarded to your banks attorney's office to finalize the procedure. Here are the required documents you will need to complete the process:

• Updated financial information for all parties on the mortgage(s)
• Interior appraisal
• Title Reports, to ensure that the property is free and clear of any debts, liens, encumbrances, and the premises are vacated
• Completed Deed-in-Lieu documents

The entire process takes roughly ninety (90) days to complete, however, it may take longer.

The quickest and best method is still the shortsale process (if you qualify). Click here for more information.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Deed-in-lieu Of Foreclosure - Another Alternative To Foreclosure Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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You may be able to sell your home at fair market value even if the sale's proceeds are less than what you owe on your mortgage(s). This alternative gives you an opportunity to sell your home quickly, while attempting to save your credit rating. At the close of escrow, if the short sale is approved, the proceeds are wired to your bank and your obligations tho them are fulfilled.

The documents required:

• Updated financial information for all parties on the loan (Contact me for more information Click here)
• Completed short sale documents (i.e. Purchase Agreement, HUD Documents etc.)
• Verification of income
• Interior appraisal

The short sale process takes roughly 60 days to complete, however it may take longer.

The shortsale stages are:

• Determination of value - Can be done in the first 2 weeks
• Negotiation and approval of offer - Can be done as quickly as 2-5 days
• Final approval - Can be completed as quickly as 2-5 days
• Escrow closing - Should take roughly 2-4 weeks

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Short Sales Made Simple Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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Determing what stage in the process you are in is the key!

Here are your TOP 5 options:

• Forbearance- Your mortgage company may be able to arrange a repayment plan, to repay your debt over an extended amount of time, based on your financial situation. (I'll help to see if you qualify).
• Loan Modification- You may be able to modify the terms of your mortgage loan by lowering the rate, extending the term, or capitalizing the interest. This may help you catch up, and sometimes reduce your monthly payments to a more affordable level. (I'll help to see if you qualify).
• MI Claim Advance- Your mortgage company may be able to work with you to obtain a one-time payment from the Mortgage-Insurance fund to bring your mortgage current. (This loan will be paid back directly to the MI company and is an unsecured Note.)
• Deed-in-lieu of foreclosure- As a last resort, you may be able to voluntarily "give back" your property to the lender. This won't save your house, but it is not as damaging to your credit rating as a foreclosure. (To be used as a last resort ONLY!!!)
• Pre-foreclosure sale- This will allow you to avoid foreclosure by selling your property for an amount less than the amount necessary to pay off your mortgage loan. Also, this option has become very popular and has more advantages than any other option. (Subject to bank's approval of a shortsale).

Walking away from your property can carry many long-term consequences. A foreclosure has very serious credit implications. Foreclosures are a matter of public record and are reported to credit reporting agencies in the United States. Once the foreclosure is reported, it becomes a part of your permanent credit file and will remain for up to ten years.

We may be able to help you avoid, or reduce, the consequences of foreclosure. Please contact us as soon as possible so that we can have the opportunity to evaluate all possible solutions to avoiding foreclosure. Click here to contact us.

Or contact me directly at ProRealtor@verizon.net for more information.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. How To Stop / Avoid The Foreclosure Wave Heading Our Way - In Any State Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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From the moment this flick started I knew it was going to suck... Boy was I right!!!

The group of victims here are college students in a broken down college dorm. After holding a séance they "accidentally" release the ghost of a serial killer... the former janitor. Must I go on??

I should have left this one on the shelf. The flick was cheesy and the cinematography was probably the worst I've seen.

Do yourself a favor and skip this one altogether!

This flick wasn't worthy of trailer... so I didn't post one.

To find the value of your home with a FREE, over-the-net home HIGHEST Price Analysis, please visit: http://www.newyorkmarketvalue.com/

SEARCH over 50,000 homes online for FREE and be the first to know about HOT NEW LISTINGS before other buyers do, please visit http://www.allnylistings.com/

Disclaimer: The above Real Estate information was provided by Vincent Martinez, Realtor for the #1 Real Estate offices in New York and the #4 office in the USA. Vincent Martinez is a Certified Realtor Short Sale Professional by the Long Island Board of Realtors (L.I.B.O.R.) and a member of Prudential Douglas Elliman - Licensed Real Estate Broker. Vincent Martinez does not guarantee or is any way responsible for the accuracy of the information in this blog post and information provided is without warranties of any kind, either express or implied. Information here represents the opinions and ideas of the author; comments by others may not express the views of the author. Movie Review - Seance Copyright © 2009 By Vincent Martinez, All Rights Reserved.

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