Starting on the 15th of June 2009 California has a new 90 day foreclosure moratorium law take effect. Similiar to the bill, "Making Home Affordable", Obama passed back in March.
This bill was passed to make lenders try harder to keep boorrowers (you) in their homes. The lenders must prove that they tried to modify any delinquent loans before starting the foreclosure process.
What this law does, in practical purposes, is add 90 days from the time that the Notice of Default (NOD) is sent to when they are allowed to file a Notice of Trustee Sale (NTS). In the past lenders are allowed to file the NTS 90 days after the NOD was filed, and now with the new bill there is an extra 90 days tacked on giving the homeowners 180 days after NOD before the NTS. There are a couple of provisions to qualify for this extra 90 days:
The news is not all roses and cream however, some may even say that this bill is a joke. The lenders can petition for exemption from the bill, from what I can tell all they have to prove that they have a loan modification program in place.
Here is the list of which lenders are exempt from this legislation..... THE LIST
For the last 15 years or so I've enjoyed playing golf with my son and it has been a pleasure to watch him grow and improve and far surpass me. At times I wonder what it would take to keep up with him on the golf course in the coming years, however I think I've stumbled across the ultimate inspirational golf story for the middle aged male psyche. Click on the link below to read about the exploits of the "World's Greatest Golfer", a 5'3" older gentleman from Asia, and no, it's not Tiger Woods hunched over. Working on your handicap? I don't wanna give away the punchline but you're about to meet the golfer who has shattered the meter on that scale...FORE!
P.S. This superhuman "athlete" also rolled a perfect game 300 his FIRST time out bowling. And my son and I thought we were pretty good at that too. Check out the photo of his physique and tell me what you think his training secret is.
If he wasn't so preoccupied with running a nation he'd be an obvious shoe-in for being a one-man Olympic team. Move over Michael Phelps, he's only gonna be limited by his inability to be in more than one event simultaneously.
http://www.oobgolf.com/content/fore+play/1-211-Kim_Jongil_Best_Golfer_in_the_World.html
I just found out the good news. Sounds the Movie, in which I played the part of Agent Miller, is being released in North Carolina sometime next year. As one of the original 13 colonies, back then it was just Carolina, we know they have history. Now with the release of Sounds the Movie we know also that they have good taste. For a review by a native North Carolinan click here Check out the Sounds the Movie website for more info on the movie If you want to use a bonafide movie star as a Realtor please don't hesitate to call, 916-863-0444, or email me. Just ask for Peter Parker, and please dont be disappointed when you find out that I am not really Spiderman. 
If we want to live in a happy, healthy society and world, then our children must have a happy and healthy start to their lives. All parents and educators want to do the best they can for the children they care for, yet there so much information available today that too many adults end up confused and frustrated, longing for sound, clear advice. Over the past four decades Joseph Chilton Pearce has been studying and synthesizing the latest research in education, psychology and neurophysiology, sharing his insights and discoveries in a series of best selling books and in lectures around the world. If your are interested in human potential, intelligence, and the protection of childhood you will want to hear him in person in Fair Oaks at Rudolf Steiner College, 9200 Fair Oaks Blvd, on May 8th and 9th. For more info. call 916.961.3992 or email sandra.gill@steinercollege.edu
He will also give a lecture "Raising Healthy Children: Imitation, Imagination and Immunities" at the San Francisco Waldorf School at 2938 Washington St on May 10th at 7:30 pm - call 415.359.5189 or email sfprogram@steinercollege.edu or in San Francisco on May 10th.
Check out theevent information here.
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