PAM DUNN

In the turbulent market we are in now - things must change in how we sell Real Estate.This is a no brainer! The buyer is very savvy and knowledgeable compared to 4 years ago, so why do things the same way?

I know my client has searched the Internet for homes to purchase, they have driven around neighborhoods to find the ones that fit them the best. They have researched schools, taxes and local color to find their niche. So why are they paying the traditional fees of the past?

I say "Let Me Pay You-Please!" I will pay you to do the pre-work! I am glad you have saved me time of research, gas money and headaches of figuring out what you want.We all know that what a client originally wants changes when looking at the neighborhood or looks at the schools. I appreciate the client saving me time so I can concentrate on marketing, continuing education and contract negotiation skills. I will gladly pay them part of my commission! So I say "Please Let Me Pay You!"

For more information, please go to www.cumberlandmountainplateau.com , www.choicebuyerbonus.com or www.choiceoftn.com

Pam Dunn Transition Expert Choice Real Estate 7387 Plateau Rd Crossville Tennessee 38571

877-TENN4ME office 931-277-3327 cell 931-210-8655

Serving Cumberland, Putnam, Fentress, White, Overton Counties. Specializing in the Cumberland Plateau.

For all your relocation needs- For a smooth Transition to your new home.

Whether you are retiring or just want a change of scenery, you can not find a better place than the Cumberland Plateau in beautiful Tennessee.There are no state income taxs, very low cost of living, beautiful mountain views, friendly people and no traffic!

In todays' economy, you need to keep as much of your hard earned money as you can- right? Why pay to the state? You can enjoy a wonderful life for less money and less stress! There is so much to choose from when finding that perfect home or property. We have gorgeous bluff views, lake frontage and secluded hideaways in our land listings. Homes we offer are on private wooded acreage, bluff views and golf communities. There is something for everyone!

Wildlife is abundant whether it is deer, turkeys, squirrels, rabbits or birds. Fishing is a favorite pastime here. Our moderate climate lends to many outside activities, especially at the numerous National Parks in the area.

Crossville Tennessee is the Golf Capital of Tennessee.

Call Pam Dunn at Choice Real Estate today to help you find the home of your dreams. My office number is 877-TENN4ME or my cell 931-210-8655. Visit my website www.cumberlandmountainplateau.com.

FIRST TIME HOME BUYER'S TAX CREDIT 2009!

The tax credit included in the economic stimulus legislation is equilivant to 10% of the home purchase price or a maximum of $8000. The credit applies only to first time home buyers and principal residences.

First Time Buyers Defined: A first time home buyer per the current legislation is someone who has not owned a primary residence within 36 months of the new home purchase date. Vacation home ownership will not affect the 2009 tax credit.

Income Limits: The tax credit is subject to income limitations. Single buyers need an adjusted gross income of $75,000 or less to qualify for the full credit,while married couples may earn up to $150,000. Those earning more may be eligible for reduced credits.

Refundable: Because the tax credit is "refundable , qualified buyers may take advantage of it even if they do not have much tax liability.

Pam Dunn Choice Real Estate Crossville Tennessee

877-TENN4ME 931-277-3327 office 931-210-8655 cell

www.cumberlandmountainplateau.com

This question was asked of me ,by a friend, who is renting an apartment at this time. I asked, don't you know?? It became clear that there may be many people out there that DO NOT understand the many reasons that home ownership is beneficial to them. So I made a list to share with her and you!

1. Tax benefits-To reduce the money you pay to Uncle Sam- especially first time home buyers( Now get an $ 8000 credit).

2.Self Esteem- Wouldn't it feel wonderful to know you own your own home? How proud you would be to say " This is Mine-I have saved and now own my dream home".

3.Building Equity- This is normally the largest purchase anyone ever makes, and your money grows for you in the increasing value of the home.

4.Stability- Now you have a reason to plant some roots and stay awhile. Most renters move around so much that they can not call anyplace their true home.

5.Relationships- Now you can develop relationships with neighbors that could become lifetime friends. How many times have you thought of visiting someone, to find they have moved and do not know the area of where they are and dismiss the idea of a visit.

6.Increase Your Knowledge-Owning a home forces you to learn budgeting, handy-man tricks, creative thinking and decorating.

7.Responsibility- You learn very quickly to be responsible when owning a home.

I know I have learned so much with every home I have owned. Why throw away money on RENT?? There are many great deals on homes now, which only increases the equity for you.

With Choice Real Estate- we give the buyer back part of our commission. Another good reason to buy! For more information visit www.choiceoftn.com or contact Pam Dunn , your Consumer Advocate at 931-210-8655 or www.cumberlandmountainplateau.com.