Patti Herrington

100% Rural Housing Loans for some areas in Madison MS

The US Department of Agriculture may not the first place you think of when it comes to mortgage loans, but they administer one of the best mortgage loans for a good portion of Madison County MS. The USDA Rural Development Guaranteed Housing Loan is a loan made available for low -to-moderate income individuals and families throughout many portions of the U.S.

In Desoto and Tate counties of Northwest MS, the maximum income limits are as follows:

If you pay child care expenses, that can be factored into these numbers so the income limits could actually be higher.

Here are a few of the reasons why the USDA Rural Development Guaranteed Loan is so good:

100% Loan - No Down payment Required
2% Up-Front Mortgage Insurance Premium can be financed into the loan
No additional ongoing monthly insurance premium
No post-closing Cash Reserves are required
No first-time home buyer restriction
No maximum loan limit
No limit on seller contributions
Flexible Credit and Qualifying guidelines
Competitive 30-yr. fixed interest rate
Repairs may be eligible to be financed into the loan

The USDA Rural Development Guaranteed Loan is only available in certain areas. This is determined by population. For Northwest MS, this means that homes in the city of Southaven are excluded. However, portions of Horn Lake and Olive Branch as well as Walls, Hernando and all of Tate County are included.

See the USDA Rural Housing website for more details. They have a couple of great tools on their site including an income eligibility calculator and a property eligibility map.

There are 100's of homes for in Madison County that will apply to Rural Housing.

Contact Herrington Realty Co. for more information 601.977.1114

I.O. Metro Furniture Opens in Ridgeland, MS

A new I.O. Metro furniture store in Ridgeland, MS opens to the public Friday.

The store will be located in mixed-use development Renaissance at Colony Park on Highland Colony Parkway in Ridgeland MS.

Self-described as "not your typical furniture store," I.O. Metro offers eclectic import furniture, home accessories, art, lighting and more.

The Ridgeland, MS store is I.O. Metro's first entry into Mississippi. Arkansas-based I.O. Metro, LLC has 11 stores nationwide, concentrated in the Midwest and the South.

Renaissance is an open-air development, which includes 60 retail stores, several upscale restaurants, a gourmet grocery, a hotel and multiple office buildings.

About half of Renaissance's retail stores have opened. Retailers opening soon included Mint Restaurant, Maggie Moo's ice cream, Lucky Brand Jeans, Sleepstore by Miskelly, Bath Junkie, Red Square Clothing, Wine Bistro, Wine Market, a salon and day spa and Hyatt Place Hotel, said Renaissance spokeswoman Jan Mattiace.

Ready to make your next move? We have several Homes for Sale in Madison MS, Brandon MS, and Ridgeland MS. Search the local MLS for 1000's of homes in the Jackson, MS Metro area.

If you're Relocating to Brandon MS or live in this area and would like to view some of the homes currently listed on the market call Herrington Realty Co. today at 601-977-1114.

Looking for a home on the Reservoir? You will find everything you want in the Brandon MS area. The City of Brandon MS is a great place to live and is served by the Rankin County School District.

Welcome to Speer's Crossing in Brandon, MS. You are welcome to drive through and view for yourself the most distinctively different community in the Jackson, MS Metro Area.

With neighborhoods for 2000, 2200, 2400 & 2800 Sq. Ft. homes Speer's Crossing Brandon, MS offers a variety of price points to accommodate buyers. Property values are protected by architectural guidelines and restrictions with the foundation of strong covenants and Speer's Crossing Property Owners Association.

Abundant green space and common facilities are an integral part of Speer's Crossing. There is an extensive walking trail system connecting the neighborhoods to and around the green space, ponds & wetland areas. There is also a community pool and cabana exclusively for Speer's residents and their guests.

Total Lots: 190

Lot Pricing: $45,000 - $55,000

Home Pricing: $360,000 - $425,000

Development Amenities: Clubhouse, community pool, walking trails, sidewalks, ponds, lakes, pedestrian bridges, wetlands, play fields, clock tower.

Directions: I-20 West to exit 56, go Hwy 80 East to Hwy 471, north 1.5 miles to Luckeny Road, Speers Crossing is on the right.

Ready to make the move to Brandon, MS? We have several Homes for Sale in Madison MS, Brandon MS, and Ridgeland MS. Search the local MLS for 1000's of homes in the Jackson, MS Metro area.

If you're Relocating to Brandon MS or live in this area and would like to view some of the homes currently listed on the market call Herrington Realty Co. today at 601-977-1114.

Looking for a home on the Reservoir? You will find everything you want in the Brandon MS area. The City of Brandon MS is a great place to live and is served by the Rankin County School District.

Brandon MS Public Schools

Brandon High School (Grades 9-12)
Brandon Middle School (Grades 6-8)
Brandon Elementary School (Grades 3-5)
Rouse Elementary School (Grades K-2)

New subdivisions, restaurants, shopping centers and car dealerships are popping up quickly. Searching for something to do should not be a problem; Brandon MS has many lakes, golf courses, shopping centers, martial art studios, gyms, churches, parks, live theater, and many annual events.

Welcome to Carlton Parke located in Ridgeland, MS. This subdivision has its own clubhouse, tennis court and swimming pool, along with a beautifully landscaped boulevard adn othe common areas. As a retiree, Bill Hill, Homeowners Association President, gives frequently of him time to maintaining the common areas of Carlton Parke, Ridgeland MS. He says the residents there work together, sharing skills and talent to maintain the property.

According to Hill there are 45 lots in the subdivision with 40 inside the gates and 5 outside. Two lots remain undeveloped. Carton Parke II, a section of approximately 35 to 40 houses, is available for future developemnt adjacent to the original section. Bill Hill says, "Lot sizes here are at least 1/2 acre to over 1 acre. Houses are a mix of architectural styles, from Acadian to Tudor. We don't allow the same floor plan for any of the houses, and there are all attractive."

Residents state that one of the great assets of Carlton Parke, Ridgeland MS is that it is a wonderfully diverse neighborhood. "People get along here very well," says Bill Hill. Carlton Parke, Ridgeland MS is a community that really comes together, appreciating differences and embracing their diversity. All ages of people live here and they are from all cultures and religions.

Location is another important and attractive feature of Carlton Parke, Ridgeland MS. You simply cannot beat the close proximity to upscale shopping, the high quality schoool options, the extraordinary eateries that are right down the road, the beautiful Natchez Trace Parkway nearby, the bike trails, and the extremely easy intersate access.

The neighborhood has a Halloween party where they "go to the clubhouse and enjoy hot cider, cupckes and leftover candy,", says Swenson. Sometimes a group of folks gather to decoreate teh entrace for Chrismas. There is an annual Pool Party in June where the adults visit and socialize, while all the kids play.

Swenson says that at least six different schoosl are represented in the neighborhood. Several school age children attend Madison County Schools in Ridgeland, MS and several attend private schools in Ridgeland MS, Jackson MS, and Madison County MS.

Carlton Park is a good example of what makes Ridgeland MS, Ridgeland MS. It consists of friendly residents who are involved in their neighborhood and community, looking out for each other.

http://www.brandonmsrealestatehomes.com

http://www.herringtonrealtyco.com

http://www.madisonmsrealestatehomes.com

It's not too late to sign up for the inaugural "Run"dezvous and Bike Too Duathlon which will take place Saturday, November 15 at 7:30 a.m. on historic Jackson Street in Ridgeland, Mississippi. Proceeds will benefit Mississippi Children's Home Services' Jean Austin Bagley Campus.

Proceeds raised will benefit Mississippi Children's Home Services' expand their new campus and provide services to Mississippi children and youth, many victims of abuse and neglect. The new 21-acres Jean Austin Bagley Campus will provide a safe place, devoted to the nurture and care of those in need of residential treatment, special education, music and art therapy, and recreational therapy. On the corner of North West Street and Woodrow Wilson Avenue, staff and volunteers will be able to devote help to Mississippi children, youth and their families with behavioral health and educational issues.

Make plans now to be a part of the Jackson, MS Metro area's only duathlon of the year!

Beginning and ending on Historic Jackson Street in Ridgeland, Mississippi, the event will start with a 5K run, transition into a 22K bike, and finish with a 1 mile run. The gun will sound at 7:30 a.m. transition opens at 6:30 a.m. and will be located next to the railroad crossing.

Be sure and stick around after the event for great food and beverages provided by Blue Moon Café, Soulshine Pizza and Lazy Magnolia Brewery! Also, enjoy the festivities as Jackson Street will be hosting an art and blues festival celebrating the heart and soul of Mississippi.

Registration is $75 for individuals or register as a relay team to $150. There will be a lost chip fee of $30. NO RACE DAY REGISTRATION! Registrants will receive a long sleeve technical shirt. Proceeds to benefit the Mississippi Children's Home Services Jean Austin Bagley Campus "Coming Full Circle" Capital Campaign.

are awards for 1, 2, 3 overall male/female; overall masters male/female; overall grand masters male/female; overall Clydesdale/Athena; overall relay male/female/mixed; and three deep male/female in the following age categories: -19, 20-24, 25-29, 30-34, 35-39, 40-44, 45-49, 50-54, 55-59, +60.

Packet pick-up will be at Fleet Feet Sports on November 14, 2008 from 4:00 p.m. - 7:00 p.m. The following items are required for packet pick-up: photo ID, proof of annual USAT Membership or a one-day membership (available at packet pick-up for $10), and a signed event waiver.

Click Here for Information on the City of Ridgeland, MS

Click Here For Ridgeland MS Real Estate Homes for Sale

Ready to make your next move? We have several Homes for Sale in Madison MS, Brandon MS, and Ridgeland MS. Search the local MLS for 1000's of homes in the Jackson, MS Metro area.

If you're Relocating to Brandon MS or live in this area and would like to view some of the homes currently listed on the market call Herrington Realty Co. today at 601-977-1114

Looking for a home on the Reservoir? You will find everything you want in the Brandon MS area. The City of Brandon MS is a great place to live and is served by the Rankin County School District.