Program features include:
ALL OF November WE ARE OFFERING .25% OFF INTEREST RATE
The program offers adjustable and fixed rate mortgages allowing 100% financing for primary residence, purchase and rate/term transactions and cash-out refinances to 89.99% LTV.
Programs include 15 and 30 year fixed, one (1) month LIBOR, six (6) month LIBOR, one (1) year, 3/1, 5/1, 7/1 and 10/1 LIBOR ARMs. Fully Amortizing and Interest Only options are available.
Our ARM rates are very aggressive. Today, November 5th our 3/1 ARM is 5.875%, 5/1 ARM is 6.375%. If you can stomach some volatility our 1 month libor is 3.75%
Please call (813) 507-0296 for more information
The income limits for Pasco counties is...
1-Person: $49,550
2-Person: $56,600
3-Person: $63,700
4-Person: $70,750
5-Person: $76,400
In some instances your total income can be much higher than the adjusted income. If total income exceeds the limits, certain adjustments can be made, such as childcare expenses or children 12 or younger.
Example: Pasco County 4-person family (2 adults, 2 children) has a gross income of $80,410. Child care for the two children 12 or less is $10,000 annually. They would qualify because $80,410 less 10,000 child care less $480 for each child = $69,450
Call (813) 507-0296 to find out if the house your purchasing in Pasco County is eligible for Rural (USDA) Financing.
Only those counties with ineligible areas are listed below. All other counties are completely eligible.
Alachua, Bay, Brevard, Broward, Charlotte, Clay, Duval, Escambia, Hillsborough, Indian River, Lee, Leon, Manatee, Marion, Miami-Dade, Monroe, Okaloosa, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, St. Johns, St. Lucie, Santa Rosa, Sarasota, Seminole, Volusia
If a county is listed above it doesn't necessarily mean its ineligible, but certain parts are.
Please call (813) 507-0296 to find out if the house you're interested in buying qualifies for a Rural (USDA) Development loan.
Program features include:
ALL OF NOVEMBER WE ARE OFFERING .25% OFF INTEREST RATE
The program offers adjustable and fixed rate mortgages allowing 100% financing for primary residence, purchase and rate/term transactions and cash-out refinances to 89.99% LTV.
Programs include 15 and 30 year fixed, one (1) month LIBOR, six (6) month LIBOR, one (1) year, 3/1, 5/1, 7/1 and 10/1 LIBOR ARMs. Fully Amortizing and Interest Only options are available.
We still provide 100% financing with NO MORTGAGE INSURANCE
(Most competitors have dropped this option)
Loan Limits to $1.5 million
(NOT limited to $650,000)
Please call (813) 507-0296 for more information
Florida's #1 source for FHA and Doctor Loans. Direct accessibility after hours & weekends.
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