Be sure to check out everything that is going on this week in the Coeur d'Alene Area

Sports Week - From June 5-14, 2009, Farragut State Park, located just north of beautiful Coeur d' Alene, Idaho, will host 24 different races and contests for outdoor enthusiasts and athletes of all ages and abilities! For more info visit www.adventuresportsweek.com
June 6th - Boulder Beach at Silverwood Theme Park Now Open Daily For more information visit www.silverwoodthemepark.com
June 6th - Christian Family Weekend at Silverwood Theme Park Two day Christian family celebration. Buy one General Admission ticket and receive one free when you purchase your tickets in advance. (This special offer does not apply when purchasing tickets at Silverwood's front gate. For more information on locations where you can purchase advance tickets call (208) 6833400x 126 or visit www.silverwoodthemepark.com
June 6th - Howl at the Moon Bike Ride at Silver Mountain For more info visit www.silvermt.com June 6th - Rock & Gem Show at the Kootenai County Fairgrounds
Join The Kootenai County Fairgrounds for the Rock & Gem Show, brought to you by the North Idaho Mineral Club. For more information: Please call the North Idaho Mineral Club at 208-772-7643 or you can also call the Fairgrounds at 208-765-4969 or visit their Website, www.northidahofair.com.
June 7th - City Park Band Shell Concert Barry Aiken & North Point Latin Rhythms / Pop Hits / Originals. 1pm - 4pm
June 9th - Upbeat Breakfast "Eco-Nomics" Upbeat Breakfast occurs the second Tuesday of every month at The Coeur d'Alene Resort. On average, about 150 members attend making it one of the most popular networking events in our community. Trade tables allow members to display their business and speak briefly about it to the group. The program features a different speaker each month, highlighting various topics of interest. With a reservation, the cost is $13 and includes breakfast and coffee. For more information visit www.cdachamber.com
June 9th - Summer Camp Registration Deadline Three consecutive, one-week camps in August for middle school students. Young Advocates for Human Rights camp is an intensive, fun, one-week human rights training course designed to promote advocacy and activism in the field of human rights. 208-292-2359 or e-mail info@hrei.org
June 12th thru 13th - Car d'Lane Classic Car Show The Coeur d'Alene Downtown Association rev-up for one of the most popular events during the summer season with the Annual Car d'Lane Classic Car Show! This is for the ultimate car enthusiast with Car d'Lane Friday Night Cruise (over 1,800 cars!) and the Saturday Show and Shine. The Car d'Lane vendor alley helps make this a fantastically fun family event. This is a great way to tell Dad, "Happy Father's Day" as there are fun things for kids to do of all ages. For more information: Please call the Downtown Association at 208-667-5986 or visit their Website at www.cdadowntown.com
June 13th & 14th - Fluid Ride Bike Race at Silver Mountain For more info visit www.silvermt.com. June 21st - Ford Ironman Triathlon One of the toughest events in the world of sports, more than 2,000 athletes will compete in the Ford Ironman Coeur d'Alene Triathlon. Volunteers are still needed for this event! You can register online at www.ironmancda.com or call Michelle Haustein at 415-0106
June 25th & 26th - Race the River Triathlon Location: Riverstone Park, Cd'A, Idaho Sprint Triathlon: .5 Mile Swim, 11 Mile Bike and 3.1 Mile Run. For more information visit www.racetheriver.com
Coeur d'Alene Cellars Winery Daily Tastings & Tours @ 11:00 a.m. PH: 208-664-2336
Wine Tasting at Daanen's Deli PH: 208-772-7371
Nightly Music at The Wine Cellar PH: 208-664-WINE
315 Martinis & Tapas Restaurant & Bar Live Music Every Friday & Saturday @ 6:00p.m. PH: 208-644-2336 or www.cdacellars.com
Beverly's Wine Tours Live Music Every Friday & Saturday @ 6:00p.m. Daily @ 4:30pm, Cd'A Resort
The Art Spirit Gallery "Tenth Annual Clay Invitational" Tuesday through Saturday From May 8th till June 27th, 11am - 6pm Call (208)765-6006 or visit Their website at www.TheArtSpiritGallery.com
You should be receiving your new "Property Valuation Notices" in the mail very soon.
I know that everyone is hoping their tax assessed value will be reduced on these valuations. Unfortunately, whether your home value goes up or down, your property taxes won't necessarily follow suit.
"Taxes are not tied directly to home values, despite what a lot of people think," said Alan Dornfest, property tax policy supervisor for the Idaho State Tax Commission.
According to him, "Your Taxes are based on the budgets of taxing districts." and "If cities, counties, and other taxing districts budget the same amount from property tax from one year to the next, but property values go down, the levy rate goes up automatically to compensate."
For most taxing districts, budgets aren't set until August or early September, so final property tax amounts won't be certain until then.
Dornfest said property values are determined by county assessors as of January 1 of each year, so whatever happens to the real estate market later in the year has no impact until the following year's assessment. While property values have plummeted in some parts of Idaho during 2009, Dornfest said, they've actually risen in others.
The Tax Commission oversees Idaho's property tax system, which is administered by the counties. For more information on property assessments and taxes, visit the Property Tax section of the Tax Commission's Web site at tax.idaho.gov.
Please contact me with any of your Real Estate / Relocation / Referral needs:

Pam Jank, Realtor, GRI, CRS, ABR, RRS, PPS
Previews Property Specialist
Your North Idaho Real Estate Pro
FREE MLS Listings Search at:
Web: Coeur d'Alene Idaho Homes for Sale
email to:pamjank@hotmail.com
Phone: 208-661-2282
Fax: 208-772-628 Toll Free: 800-829-2555 EXT.1275
COLDWELL BANKER SCHNEIDMILLER REALTY
435 W. Hanley Avenue
Coeur d'Alene, ID 838315
This program is a government insured home loan program for low-tomoderate income borrowers looking to purchase a home in a rural development area.Eligile in Non-Metropolitan areas, outside city limits - population of 25,000 or less (Post Falls, Rathdrum, Hayden norh of Lancaster Rd or West of Atlas Rd, Athol, Worley, Harrison, etc.)102% Financing - No Monthly Mortgage Insurance30 year fixed rate loanOne time guarantee fee of 2.0% of loan amountNo reserve requirementsPriary residence ONLY - Must NOT own other real estateSingle family residence or RD eligible condo/PUD, manufactured home must be new and RD approvedIncome Limits: Coeur d'Alene, ID RHS LOW INC 1-4 persons = 44100, 5-8 persons = 58200Coeur d'Alene, ID RHS MOD INC -GUARANTEED LOAN 1-4 persons $73,600, 5-8 persons $97,150
Please contact me with any of your Real Estate / Relocation / Referral needs:

Pam Jank, Realtor, GRI, CRS, ABR, RRS, PPS
Previews Property Specialist
Your North Idaho Real Estate Pro
FREE MLS Listings Search at:
Web: Coeur d'Alene Idaho Homes for Sale
email to:pamjank@hotmail.com
Phone: 208-661-2282
Fax: 208-772-628 Toll Free: 800-829-2555 EXT.1275
COLDWELL BANKER SCHNEIDMILLER REALTY
435 W. Hanley Avenue
Coeur d'Alene, ID 838315
Please contact me with any of your Real Estate / Relocation / Referral needs:

Pam Jank, Realtor, GRI, CRS, ABR, RRS, PPS
Previews Property Specialist
Your North Idaho Real Estate Pro
FREE MLS Listings Search at:
Web: Coeur d'Alene Idaho Homes for Sale
email to:pamjank@hotmail.com
Phone: 208-661-2282
Fax: 208-772-628 Toll Free: 800-829-2555 EXT.1275
COLDWELL BANKER SCHNEIDMILLER REALTY
435 W. Hanley Avenue
Coeur d'Alene, ID 838315
It is not unusual to have the question "How much does it cost to build a home" directed at me. I wish there was a simple answer. However, it is far from simple.Let's start with the type Floor Plan your home will have.
Do you want a 2-story home ( a home with the square footage equally distributed on each of the 2-levels) a 2-story with a Basement, 2-story with a daylight walk-out, 2-story with a bonus room above garage, 2-story with bonus room above the garage and a basement? Do you want a Multi-Level home, a tri-level, four-level home (homes where the Living room dining room, kitchen and a ½ bath are on the main level and then you go ½ flight of stairs to bedrooms and baths and down ½ flight of stairs under the upper level to a ½ submerged basement (your windows start at ground level and go up 2-1/2+ft.) with a family room additional bedrooms & baths? A four level would take you down below the main level of the home to a fully submerged basement for additional space.
There are even more styles than these, but I think you get the idea of the many different Floor Plan Styles. Let's say you want to build a home that has a total of 2,000 sq. ft. and you want the Floor Plan that will give you that amount of square footage for the LEAST amount of money.
1. Split-Entry 2. Multi- Level 3. Rancher with Basement 4. 2-Story 5. Rancher The least expensive floor plan to give you the 2000 sq. ft. you want would be Split Entry. But, let's say you don't like the idea of having to go up and down flights of stairs to get into the house or to go between levels. Then you would opt to pay a little more for your 2000 sq. ft. by going to the Multi-level with allows you to enter the home without having to use stairs. Once you are inside the main-level of the home the flights of stairs to the different levels are shorter flights or ½ flights.
So, you don't like basements, walk-out or otherwise. Then you would go up another price level to the Two-Story home (I think we all know what that is). After all that... you have now decided that you don't like stairs at all... nada... zip... Well, you have just found the most expensive way to get 2000 sq. ft. It is called "The Rancher" One-Level home. All 2000 sq. ft. are spread out on the same level. No stairs. WE ARE NOT DONE YET! Once you have decided which floor-plan best suits your needs for that 2000 sq. ft. home, you have to decide what amenities or upgrades to the home are the most important to you. I.e., Granite, stone, tile, kitchen, baths, fireplace(s), lighting, moldings, floorings, siding, roofing, flatwork (patios, pathways). To give you an example: A full kitchen appliance package could be done for $2500 or it can be done for $25,000. A full lighting package could be done for $600 or $16,000. It all depends on your specific needs and wants. (these are generalized prices not exact). WE HAVE ANOTHER ISSUE! The lot (Land) you choose to build on will dictate the type of floor plan you will be able to build. The width, depth, slope, steepness, levelness, shape, etc... of the lot (Land) has much to do with what you can build. Different types of lots have different ADDED costs to build. Do you need retaining walls, a longer driveway, additional engineering, etc? Are you starting to see the "DIFFICULT to ANSWER" Part? If I had to generalize, using a 2000 sq. ft. Rancher (the per sq. ft. costs are relative to our area in Kootenai County, Idaho. Your per sq. ft. costs may or will differ):
I have barely touched on the things that determine your "COSTS to BUILD." This has been a generalization. Your specific needs and/or type of land you are building on will reduce or increase the "Costs to Build" The State, City, Town, and or distances to where building materials are available will also make a difference in "Cost to Build." Accessibility to your property can be another issue. So, as you can see, the "Cost to Build" is very relative! -------------- If you are looking to have a custom home built here in the Kootenai County, Bonner County, Shoshone County, Benewah County areas, please give me a call. My husband and I have been building quality Residential, Waterfront, Acreage, View, Retreat, Golf Course, etc.. homes in theses areas for 20 years. We are more than happy to work with you on your "New Construction" needs and provide you with actual costs for your specific needs. Contact: Tim Jank & Associates (Custom Builders) at: 208-661-2008 Or Please contact me with any of your Real Estate / Relocation / Referral needs:
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