Affordable Luxury Homes.
Thank you for your interest in Pocono Luxury Inc. We are a custom home builder with over 10 years experience. We are the home of the "straightforward/full disclosure" approach, because when you have nothing to hide and offer the best product...it is the only approach. When measured by quality, value, warranty; we WILL get you the best Home. If you, as the homeowner will take the time to educate yourself in the current home market, we are confident you will make the choice of Luxury. Building your new custom home is in many ways as easy as buying an existing property if you follow our "easy 6 steps". The only true downside is the wait, however the upside is far greater. Besides getting a custom home exactly where and how you want it, in most cases you will save $40,000+ over comparable homes and when you add to it our "incentive programs" , as well as our "piece of mind" home warranty, you get: a superior luxury home, save tens of thousands and practically have zero maintenance for the first 6 years and did we mention that all prices are all inclusive? They are!!! Plus the contract price will be honored, no allowances, no upgrades, no extras...The contract price is "The Contract Price". So forget all the horrid stories you have heard and do some research, because after all you are buying a Home and not a pair of jeans so you might as well get the best deal and value you can get. Call us, come out and see us or email us, but DO NOT LOOK AT ANOTHER HOME until you see what we can do for you. Please enjoy the rest of the site and we are here if you have any questions.
Sincerely,
Pocono Luxury Inc.
570.872.6225
| Builder in the Poconos |
| East Stroudsburg, Pennsylvania, USA,18301,Contact No : 5708726225 |
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Buying a home should not be this difficult!!!
This is a follow-up to the previous post “10 Worst First-Time Homebuyer Mistakes”
Now that you’ve read the “10 Worst First-Time Homebuyer Mistakes” let’s look at it from a different vantage point. The above items are all referenced to mostly buying an existing home. Now let’s compare the same 10 items as if you were to BUILD A HOME;
1.Not Knowing What You Can Afford:
In today’s market you can actually get much more for your money by Building, with the right Builder and the right set of circumstances of course. If you are like most people, you think the real value is in the existing market, and if that’s the case, like most people you are wrong. No matter what you buy, you will be essentially buying at the market price, and even though the common knowledge will tell you it’s a deal since the home you will be buying is substantially lower in price then it was 3 years ago, IT IS STILL AT TODAY’S MARKET PRICE and by definition market price is NOT a deal. If you were to build with us, we will build for you below the market price, that means on the day your house is ready, you will already have equity in it. You are getting a better home with an extended warranty below the market price… That’s a deal. No matter what kind of house you can afford, you CAN AFFORD MORE of a house if you Build!!!
2.Skipping Mortgage Qualification:
When you are looking for a hose to buy there are a lot of steps you should take and a lot of times the destination of your steps might be far apart from each other. When you build every step is synchronized, not only are you getting a home exactly how you envision it, but we will also make sure that the only thing you have to worry about is picking out the wall color. We have been working with the “one time close, land and home package” loans. As a part of our “easy 6 step process” we look out for you more than most professionals would. It is in our best interest to make sure you get the lowest rates and closing costs, so we work directly with your lender or ours to make sure there is no “funny-business”. While you are in the construction stage, we will make the first four payments of your loan, in most cases that means you will not be making a mortgage payment until your home is move-in ready.
3.Failing to Consider Additional Expenses:
Here is more good news; with us the” contract price” is actually the Contract Price, meaning unlike other companies we will honor the price even if: the lot requires additional work and material after the foundation is dug, the driveway is longer than standard, you want to change the colors of the home, etc. We will honor the contract price and we will put that in writing. If you are buying a house, you have to always calculate for additional expenses: home maintenance, home improvement, home repairs, etc. after all it’s not like the house you are buying has a warranty that’s worth talking about, well our homes do. All our models come with a 3-6-10 year “piece of mind warranty, the complete details of the warranty can be found on our website www.poconoluxury.com , but in layman's terms you don’t have much to worry about for 6 years when it comes to the maintenance or repairs of your new home. On top of that, we will throw in 1 year of free lawn maintenance and snow removal. So additional expenses you might be considering when building with us is a new flat screen or a family vacation and not home repair.
4.Being Too Picky:
No such thing here, you are getting a 100% custom home where and how you want it, so go ahead and be Picky.
5.Lacking Vision:
If you, for whatever reason can’t decide or don’t want to be bothered with picking out the details in your home, choose from one of our perfected models. If you want to take a more hands-on approach, we will happily help you pick out everything for your home. There are no restrictions to creativity, we want to make sure you will love your home from the minute you step into it and keep that feeling for many years to come. Whether you want a ready house or want to pick out every single foot of your home, rest assured that we will build you a home that you will be happy with.
6.Being Swept Away:
More good news, ALL our models come standard with upgrades. The price of the model does include; hardwood floors, upgraded kitchen with granite countertops, stainless steel appliances, floor and wall tile, 9’ 1st floor ceilings, jet-tub, custom shower, and more. Go ahead and be swept away, it won’t cost extra.
7. Compromising on the Important Things:
When it comes to compromising we have only one thing to say;”If you are not Building with Pocono Luxury Inc., you are compromising.
8.Neglecting to Inspect:
Yet another reason to build. Every home has to pass through various stages of inspection by the municipality’s and bank’s inspectors.
9.Not Choosing to Hire an Agent or Using the Seller's Agent:
You have the added comfort of knowing that the bank that is ending you the money to build the home will go through great length to protect your interests, because by protecting yours they are in fact protecting their investment.
10.Not Thinking About the Future:
The best way to get a head start on the future is to make sure you are making good choices at the present. Building a home with Pocono Luxury Inc. is a good start. We will give you a better value, better home, better warranty. Call us today and see for yourself.
Thank you for reading.
Sincerely,
Pocono Luxury Inc.
www.poconoluxury.com
home@poconolux.com
570.872.6225
10 Worst First-Time Homebuyer Mistakes
Are you gearing up to buy your first place? Shopping for a home is exciting, exhausting and a little bit scary. In the end, your aim is to end up with a home you love at a price you can afford. Sounds simple enough, right? Unfortunately, many people make mistakes that prevent them from achieving this simple dream. Arm yourself with these tips to get the most out of your purchase and avoid making 10 of the most costly mistakes that could put a hold on that sold sign.
1.Not Knowing What You Can Afford
As we've all learned from the subprime mortgage mess, what the bank says you can afford and what you know you can afford or are comfortable with paying are not necessarily the same. If you don't already have a budget, make a list of all your monthly expenses (excluding rent), including vehicle costs, student loan payments, credit card payments, groceries, health insurance, retirement savings and so on. Don't forget major expenses that only occur once a year, like any insurance premiums you pay annually or annual vacations. Subtract this total from your take-home pay and you'll know how much you can spend on your new home each month.
If you end up looking at homes that are outside your price range, you'll end up lusting after something you can't afford, which can put you in the dangerous position of trying to stretch beyond your means financially or cause you to feel unsatisfied with what you actually can afford. You may even learn that you can't afford the type or size of home that you desire and that you need to work on reducing your monthly expenses and/or increasing your income before you even start looking.
2.Skipping Mortgage Qualification
What you think you can afford and what the bank is willing to lend you may not match up, especially if you have poor credit or unstable income, so make sure to get pre-approved for a loan before placing an offer on a home. If you don't, you'll be wasting the seller's time, the seller's agent's time, and your agent's time if you sign a contract and then discover later that the bank won't lend you what you need, or that it's only willing to give you a mortgage that you find unacceptable.
Be aware that even if you have been pre-approved for a mortgage, your loan can fall through at the last minute if you do something to alter your credit score, like finance a car purchase. If you cause the deal to fall through, you may have to forfeit the several thousand dollars that you put up when you went under contract.
3.Failing to Consider Additional Expenses
Once you're a homeowner, you'll have additional expenses on top of your monthly payment. Unlike when you were a renter, you'll be responsible for paying property taxes, insuring your home against disasters and making any repairs the house needs (which will occasionally include expensive items like a new roof or a new furnace).
If you're interested in purchasing a condo, you'll have to pay maintenance costs monthly regardless of whether anything needs fixing because you'll be part of a homeowner's association, which collects a couple hundred dollars a month from the owners of each unit in the building in the form of condominium fees.
4.Being Too Picky
Go ahead and put everything you can think of on your new home wish list, but don't be so inflexible that you end up continuing to rent for significantly longer than you really want to. First-time homebuyers often have to compromise on something because their funds are limited. You may have to live on a busy street, accept outdated decor, make some repairs to the home, or forgo that extra bedroom. Of course, you can always choose to continue renting until you can afford everything on your list - you'll just have to decide how important it is for you to become a homeowner now rather than in a couple of years.
5.Lacking Vision
Even if you can't afford to replace the hideous wallpaper in the bathroom now, it might be worth it to live with the ugliness for a while in exchange for getting into a house you can afford. If the home otherwise meets your needs in terms of the big things that are difficult to change, such as location and size, don't let physical imperfections turn you away. Besides, doing home upgrades yourself, even when you have to hire a contractor, is often cheaper than paying the increased home value to a seller who has already done the work for you.
6.Being Swept Away
Minor upgrades and cosmetic fixes are inexpensive tricks are a seller's dream for playing on your emotions and eliciting a much higher price tag. Sellers may pay $2,000 for minimal upgrades or staging that you'll end up paying $40,000 for. If you're on a budget, look for homes whose full potential has yet to be realized. Also, first-time homebuyers should always look for a house they can add value to, as this ensures a bump in equity to help you up the property ladder.
7.Compromising on the Important Things
Don't get a two-bedroom home when you know you're planning to have kids and will want three bedrooms. By the same token, don't buy a condo just because it's cheaper when one of the main reasons you're over apartment life is because you hate sharing walls with neighbors. It's true that you'll probably have to make some compromises to be able to afford your first home, but don't make a compromise that will be a major strain.
8.Neglecting to Inspect
It's tempting to think that you're a homeowner the moment you go into escrow, but not so fast - before you close on the sale, you need to know what kind of shape the house is in. You don't want to get stuck with a money pit or with the headache of performing a lot of unexpected repairs. Keeping your feelings in check until you have a full picture of the house's physical condition and the soundness of your potential investment will help you avoid making a serious financial mistake.
9.Not Choosing to Hire an Agent or Using the Seller's Agent
Once you're seriously shopping for a home, don't walk into an open house without having an agent (or at least being prepared to throw out a name of someone you're supposedly working with). Agents are held to the ethical rule that they must act in both the seller and the buyer parties' best interests, but you can see how that might not work in your best interest if you start dealing with a seller's agent before contacting one of your own.
10.Not Thinking About the Future
It's impossible to perfectly predict the future of your chosen neighborhood, but paying attention to the information that is available to you now can help you avoid unpleasant surprises down the road.
Some questions you should ask about your prospective property include:
What kind of development plans are in the works for your neighborhood in the future?
Is your street likely to become a major street or a popular rush-hour shortcut?
Will a highway be built in your backyard in five years?
What are the zoning laws in your area?
If there is a lot of undeveloped land? What is likely to get built there?
Have home values in the neighborhood been declining?
If you're happy with the answers to these questions, then your house's location can keep its rose-colored luster.
Conclusion
Buying a first home can seem stressful and overwhelming, and it isn't without its share of potential pitfalls. If you're aware of those issues ahead of time, you can protect yourself from costly mistakes and shop with confidence.
For many people, a home is the largest purchase they will ever make, but it need not be the most difficult.
Now that you’ve read the “10 Worst First-Time Homebuyer Mistakes” let’s look at it from a different vantage point. The above items are all referenced to mostly buying an existing home. Now let’s compare the same 10 items as if you were to BUILD A HOME;
1.Not Knowing What You Can Afford:
In today’s market you can actually get much more for your money by Building, with the right Builder and the right set of circumstances of course. If you are like most people, you think the real value is in the existing market, and if that’s the case, like most people you are wrong. No matter what you buy, you will be essentially buying at the market price, and even though the common knowledge will tell you it’s a deal since the home you will be buying is substantially lower in price then it was 3 years ago, IT IS STILL AT TODAY’S MARKET PRICE and by definition market price is NOT a deal. If you were to build with us, we will build for you below the market price, that means on the day your house is ready, you will already have equity in it. You are getting a better home with an extended warranty below the market price… That’s a deal. No matter what kind of house you can afford, you CAN AFFORD MORE of a house if you Build!!!
2.Skipping Mortgage Qualification:
When you are looking for a hose to buy there are a lot of steps you should take and a lot of times the destination of your steps might be far apart from each other. When you build every step is synchronized, not only are you getting a home exactly how you envision it, but we will also make sure that the only thing you have to worry about is picking out the wall color. We have been working with the “one time close, land and home package” loans. As a part of our “easy 6 step process” we look out for you more than most professionals would. It is in our best interest to make sure you get the lowest rates and closing costs, so we work directly with your lender or ours to make sure there is no “funny-business”. While you are in the construction stage, we will make the first four payments of your loan, in most cases that means you will not be making a mortgage payment until your home is move-in ready.
3.Failing to Consider Additional Expenses:
Here is more good news; with us the” contract price” is actually the Contract Price, meaning unlike other companies we will honor the price even if: the lot requires additional work and material after the foundation is dug, the driveway is longer than standard, you want to change the colors of the home, etc. We will honor the contract price and we will put that in writing. If you are buying a house, you have to always calculate for additional expenses: home maintenance, home improvement, home repairs, etc. after all it’s not like the house you are buying has a warranty that’s worth talking about, well our homes do. All our models come with a 3-6-10 year “piece of mind warranty, the complete details of the warranty can be found on our website www.poconoluxury.com , but in layman's terms you don’t have much to worry about for 6 years when it comes to the maintenance or repairs of your new home. On top of that, we will throw in 1 year of free lawn maintenance and snow removal. So additional expenses you might be considering when building with us is a new flat screen or a family vacation and not home repair.
4.Being Too Picky:
No such thing here, you are getting a 100% custom home where and how you want it, so go ahead and be Picky.
5.Lacking Vision:
If you, for whatever reason can’t decide or don’t want to be bothered with picking out the details in your home, choose from one of our perfected models. If you want to take a more hands-on approach, we will happily help you pick out everything for your home. There are no restrictions to creativity, we want to make sure you will love your home from the minute you step into it and keep that feeling for many years to come. Whether you want a ready house or want to pick out every single foot of your home, rest assured that we will build you a home that you will be happy with.
6.Being Swept Away:
More good news, ALL our models come standard with upgrades. The price of the model does include; hardwood floors, upgraded kitchen with granite countertops, stainless steel appliances, floor and wall tile, 9’ 1st floor ceilings, jet-tub, custom shower, and more. Go ahead and be swept away, it won’t cost extra.
7. Compromising on the Important Things:
When it comes to compromising we have only one thing to say;”If you are not Building with Pocono Luxury Inc., you are compromising.
8.Neglecting to Inspect:
Yet another reason to build. Every home has to pass through various stages of inspection by the municipality’s and bank’s inspectors.
9.Not Choosing to Hire an Agent or Using the Seller's Agent:
You have the added comfort of knowing that the bank that is ending you the money to build the home will go through great length to protect your interests, because by protecting yours they are in fact protecting their investment.
10.Not Thinking About the Future:
The best way to get a head start on the future is to make sure you are making good choices at the present. Building a home with Pocono Luxury Inc. is a good start. We will give you a better value, better home, better warranty. Call us today and see for yourself.
Get yourself into a Luxury Home...You deserve it!!!
Here are the simple 6 steps to your dream home in PA.
We want to make your process of obtaining a home is as simple as possible. Here are your 6 simple steps to get a brand new custom home to call your own.
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Pocono Luxury Incorporated. Affordable Luxury Custom Homes. Please visit us @ www.poconoluxury.com for complete product information. Contact us today and bring Luxury home. Hope to see you soon..
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