“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

David A. Podgursky, MBA The Mortgage Go To Guy!

The Mortgage Go To Guy!! Mid-June Update

Foreign National Loan Posts

  • Foreign National Loan Programs and Loan Limits
    In an effort to help my Foreign National clients buy Real Estate in Florida with confidence, I am creating this quick and easy chart for Mortgage Programs.
    Based on the lenders that will lend to Foreign National buyers in Florida here are the Documentation Levels and the Loan to Values to consider.
  • Foreign Investors: Buy more property in Florida!!»
    Foreign Investors have long been an important part of the Real Estate industry in Florida. From Miami to West Palm Beach - From Argentina to Quebec, and that’s just counting the “Americas”! … Foreign Investors from the Americas as well as Europe, Great Britain and the Middle East are

Community Posts

  • Cityside Townhomes ~ West Palm Beach Florida
    Just North of Downtown West Palm Beach’s Live / Work / Play area is a secluded 40 acre site which is the home to Cityside Townhomes, a WCI Communities condominium development nestled off the Southwest corner of Palm Beach Lakes Blvd and Congress Avenue .Billed as “Downtown Living, Neighborhood Style”...
  • Delray Beach Seahorse Condominium Project signs Catalfumo
    The South Florida Business Journal has reported that Catalfumo Construction and Development, based in Palm Beach Gardens Florida, has been selected as the construction manager for the $30 Million Seahorse Condominium Project in Delray Beach, Florida.
  • Capistara Lake Worth - Engle Homes Value
    "Single Family Homes in Palm Beach County starting at $299,000" is what you see on the sign for Capistara, the new Engle Homes development in Suburban Lake Worth Florida. With Capistara in Lake Worth Florida, Engle Homes is catering to the homeowner looking for:A family friendly, all ages community
    Walking distance to A-rated schools -

New Listings

  • Green Cay Village ~ 6651 Old Farm Trail, Boynton Beach, Florida ~ Townhouse for Sale
    Green Cay Village Townhouse for Sale… Built as Florida Affordable Housing …
    3/2/1 in spectacular West Boynton Beach Florida. All Green Building!!
    Unit Description:
    3BR/2.5BA Townhouse ~ offered at $275,000
    Year Built = 2007
    Sq Footage = 1,392
    Bedrooms = 3
    Bathrooms = 2 full, 1 partial
    Floors = 2
    Parking = 1 Car garage & Driveway
    HOA/Maint = $256 per month

For More Information on Lake Worth, Boynton Beach, Greenacres, Boca Raton, Delray Beach Florida
Real Estate and Mortgages
please contact

David Podgursky
Broker Associate
Boca Executive Realty
561-504-6949 cell
DavidP@BocaExecutive.com

Boca Executive Realty LLC Your Full Service Source for Residential and Commercial
Real Estate and Mortgage Loans in Florida

TheMortgageGoToGuy goes Real Estate!!

You heard it here first. TheMortgageGoToGuy.com has added a Real Estate section for Central Palm Beach County real estate.

So far I've got mainly community posts including:

Here are the permalinks and blurbs...and keep coming back for more communities, new listings and more regional and local information about Palm Beach County, Lake Worth Florida, Boynton Beach Florida and other Real Estate Listings brought to you by David Podgursky, Realtor - Boca Executive Realty - FAR's Top Real Estate Website 2007!!


Cocoplum Lake Worth Florida

Cocoplum is a community in West/Suburban Lake Worth Florida in West Central Palm Beach County Florida just North of Boynton Beach.

Cocoplum is gated lakefront community including both single-family and estate homes built from 2002-2003 by Westbrooke Homes, one of the same builders that was involved in Journeys End, less than a mile away.

Cocoplum is conveniently located on the NW corner of Haverhill Road and Hypoluxo Road just a few minutes from I-95 and the Florida Turnpike.


Journeys End Lake Worth Florida

Journeys End is a community in West/Suburban Lake Worth Florida in West Central Palm Beach County Florida just North of Boynton Beach.

Journeys End is gated lakefront community including both single-family and estate homes built from 1999-2002 by Westbrooke Homes and Crosswinds Communities.

Journeys End is located on the West of Jog Road between Hypoluxo Rd and Lantana Road directly across from the main entrance to Winston Trails Golf and Country Club.


Smith Farm Lake Worth Florida

Smith Farm is a community in West/Suburban Lake Worth Florida in West Central Palm Beach County Florida. Smith Farm is gated lakefront community including both single-family and estate homes.

Smith Farm is located East of The Florida Turnpike just West of Jog Road between Hypoluxo Rd and Lantana Road


Green Cay Village Boynton Beach Florida

Green Cay Village Condos and Townhomes is a moderately priced development in Boynton Beach Florida. Green Cay Village Condos and Townhomes is located at the Northwest Corner of Flavor Pict Road and Jog Road in West Boynton Beach. Green Cay Village Condos and Townhomes is centrally located with easy access to I-95, The Florida Turnpike and is just minutes from great shopping, dining and the Beach.

Green Cay Village Condos and Townhomes falls in the range of “attainable” housing. The pricing of the units is geared towards Teachers, Firefighters, Police, Paramedics, Essential Personnel, and other “workforce” home buyers.


"Green" is in with Green Cay ~ Boynton Beach

Boynton Beach Florida is the site of the first project of its kind - a ‘Green’ development with both the environment and the buyer in mind.

Environmentally speaking, Green Cay Village in West Boynton Beach Florida is an anomaly. While people say green building, Green Cay’s developer did just that.


More Florida Real Estate Industry News You Can Use from
David A. Podgursky, MBA
TheMortgageGoToGuy.com

Your Full Service Solution for Residential and Commercial
Real Estate Sales & Mortgage Loans in Florida

April's updates on www.themortgagegotoguy.com from The Mortgage Go To Guy!!

 

Catching you up if you haven't stayed on the RSS Feed or Facebook feed

Here's what April brought...plus a Google PR3 again.

Keep checking in!


Get your IRS Tax Rebate Check NOW… well, soon!

The Lakeland Ledger had a great article for Florida residents who can’t wait to receive their IRS Stimulus Checks

To the right you’ll see a great graphic they have on the website that is interactive and will tell you generally when to expect your check via Direct Deposit or by Check.  You can only receive your money via Direct Deposit if you filed your taxes to receive your tax refund via Direct Deposit - otherwise look forward to waiting a little while for the IRS to process your check.

The system is based on your Social Security Number.  You can hover your mouse over the numerical range where the last two digits of your SSN are and it will give you a date....


Boynton Beach Florida seeks Brownfield Designation for CRA

Boynton Beach Florida is again the subject of controversy regarding land use and zoning.  This time the city commission is requesting a Brownfield Designation for the Boynton Beach CRA area in hopes of reviving the opportunity for development there.

A Brownfield is a site of actual or perceived environmental contamination.  Typically Brownfields are found at the locations of former gas stations, dry cleaners or industrial plants where contaminants may seep into the soil.  Developers usually stay away from the cost and the potential liability of environmental clean-ups or EPA fines… but a Brownfield Designation incents Developers to clean up or even gives tax credits to a Developer that has already cleaned up a Brownfield area. 


 Hillary Clinton and the US Mortgage Crisis»

In Wednesday night’s Democratic Presidential Candidate debate, Senator Hillary Clinton mentioned a horrifying number…

Sen. Clinton was answering a question regarding the economy and the foreclosure crisis and mentioned that the Mortgage Bankers Association has spent $185,000,000 (yes… that’s million) on lobbyists. These lobbyists have bent every ear in the House and Senate for years to help the banking industry skate by on lack of disclosure, mismanagement and investor gains for years at the expense of the consumer.


Presidential Debates, Tax Reform, Capital Gains and Real Estate

Wow… that is a lot of topics.  There was a lot of good fodder in the Democratic debate from Philadelpia last night.  There was a lot of talk about Iraq, the Military and the Bush Cabinet’s fiscal policies.
The really interesting part that relate to the world of real estate when the Charlie Gibson questioned […]


Real Estate Investment - Gross Rent Multiplier Formula»

When deciding on a purchasing a Real Estate Investment there are several major factors to discuss.

One of them is Asset Class… you may want to invest in Apartments, Industrial/Warehouse Properties, Office Buildings or any number of other types of properties.

When you finally decide on what you are going to buy, you need to be able to do the financial analysis to figure out if the property you are buying has positive investment potential. That means that it is priced right and it cash flows.

If you are interested in Multifamily Properties … otherwise known as Apartments… then one formula you may use to analyze properties is called the Gross Rent Multiplier Formula.


Investment Properties should CASH FLOW»

A fundamental of buying Real Estate as an Investment is CASH FLOW.  
Despite the profitable years of “Buy and Flip“, during our current Real Estate Economy, “Buy and Hold” is what investors need to be prepared for… which means that somehow these properties need to pay for themselves while the Investor holds onto them.
Whether you […]


Short Sales - when you do NOT need one!»

“Short Sales” is the hot catch phase these days in Florida. Everyone in Real Estate and Mortgages talks about them… and for different reasons.
As a Florida Mortgage Professional, I get calls and emails all the time from worried homeowners wondering if they should start Short Sale Proceedings.
There are a few ways to decide whether […]


Short Sales - Where Does the Rest of the Money Go??»

Thinking about a Short Sale got you frustrated?
One common question that comes up quite often in discussing Short Sales with people who call me with questions is:
If my Mortgage is for $150,000 and the Short Sale is for $100,000, what happens to the $50,000??
Well… good question. Believe it or not if you structure the Short […]


More Florida Real Estate Industry News You Can Use from
David A. Podgursky, MBA
TheMortgageGoToGuy.com

Your Source for Residential and Commercial
Mortgage Loans in Florida