Wow, what a GREAT program for a Veterans that are active, were Active, Reserve, National Guard, and or Coast Guard. This is one of the few programs that will allow 100% financing for purchases or refinances. So call Phil Olson (8 yr US Army Vet) to get all the details. I automatically give all my VA customer a 25% discount on their origination too....
Phil Olson
Sr. Mortgage Planner
Mortgage & Investment Consultants
Cottage Grove MN
651-238-6748
www.callphilolson.com
That is right!! I locked a few loan this week at that rate. To see if you might qualify below please read.
These are just some of the guidelines for this rate. Please understand that rates change daily and this opportunity could be gone very soon. So give me a call and I would be glad to provide you a Free Quote in as quick as 20 minutes. We require no application fee and I wil guarantee our results for youl
Our underwriting times our 24 hours and we can have your loan done with 10-15 days not 30-45 like other lenders!
I just wanted to give you a quick FYI... I have included the Wells Fargo link below showing their rate is 4.875% for the same program. I would like to wish you and your family an awesome Holiday Season!
Wells Fargo rte link https://www.wellsfargo.com/mortgage/rates/
Phil Olson
Sr. Mortgage Planner
Cottage Grove MN
651-238-6748
polson@minnmortgage.com
www.callphilolson.com
Equal Housing Lender
BBB
January 9, 2009
Phil Olson Senior Mortgage Planner Mortgage Investment Consultants
Dear Phil,
Beth and I wanted to write you a letter of "thanks" for helping us through our refinance on our house. We appreciated the personal attention you gave us. When the interest rates drop right before the holidays, you took the time out of your busy schedule. You worked around our schedules, came to our house at night and worked step by step with us, answering all our questions, and making the process clear, quick, and no surprises. Working with you was like having family take care of us. Thank you for your professionalism, expertise, advice, and most important your personal care!
Thanks again, Jack and Beth
Cottage Grove
To read more testimonials about my loan services please visit my web site at www.callphilolson.com and then click Testimonials... I guarantee my services and rates will be some of the best within the state. Looking for an expert on the 1st time home buying or home refinances... THEN I"M the LOAN OFFICER you need to speak with! Please visit my website or call me direct at 651-238-6748
Equal Housing Lender
BBB
Phil Olson
Sr. Mortgage Planner
Mortgage & Investment Consultant
Cottage Grove MN 55016
651-238-6748
Dear Phil Olson,
To those looking for a great mortgage broker.....
My fiancé and I started our house hunting experience in June of '08. We contacted a realtor from my past and we begun house hunting. We found a house in River Falls that was totally our dream home. We put an offer in on the house (which was bank owned) and the nightmare began. Our realtor at the time was lazy, he didn't do what we asked him to with our bids, and needless to say we lost the house.
After you put in an offer on a house you need to go through the financing portion of the game...well we started with Wells Fargo, a person that our past realtor had suggested we work with. After 3 weeks of bending over backwards for this man we received a call stating that he was dropping us as clients without any explanation other than he didn't think he was the right person for the job. All the while this is happening we are becoming more and more frustrated with the realtor because he is failing us. The one and only good thing that came from this man was that he introduced us to Phil Olson and his team of professionals.
So moving on to the next chapter of our dramatized story, (this by the way is 100 % fact). Jay and I are still working with our failure of a realtor, and now it's to the point where he is not returning our calls, not putting in the offers that we've told him to put in, and at this point Phil is in the picture, ready and willing to do whatever he can for us. To make a long story short Phil helped us find a new realtor and contacted Shelly Nelson who is 100% opposite of our first realtor, and now things are looking up for us.
Having lost our first house and being extremely disappointed Jay and I almost call it quits and decide to stay in our mobile home. Phil being the guy that he is won't let this happen. He and Shelly work extremely hard to help us find the house of our dreams....26 acres in the woods, 2002 built home, beautiful! We put the offer in on the house and it's accepted!
Here starts the rollercoaster of highs and lows! One thing that everyone should know is that Jay and I do not have the best backgrounds as far as credit goes...Jay has a foreclosure and a bankruptcy, I have a bankruptcy....You ask yourself...Well how the heck did they get approved for a 30 year fixed 6.5% mortgage.......the answer is Phil! Without Phil and his team this would never have been a possibility. True that it wasn't a walk in the park for any of us, we were in constant contact with Phil and Josh; they took the reins and told Jay and me exactly what was needed to make this happen. There were tons of papers we needed to sign, things that we needed to fix on our credit report before the underwriters would look at our file, but it is all worth it. Phil is very high energy and a wonderful person to work with.
My point here folks is Jay and I had one of the worst possible scenarios as far as credit history could go.....Phil and his team got the job done. Phil is extremely passionate about his clients and is willing to go the extra mile to help make a dream for some....reality! I never in a million years thought it would be possible that after having such back luck with our credit, Jay and I could proudly say we are now the fortunate owners of our dream home.
Thank you Phil! Thank you to your team also! It was the most incredible experience I've had!
Sincerely,
Jay and Kelly!
Thank you for your hard work and dedication, proving to me I could own my own home. As we talked on the phone, you were very honest with me, and I appreciated that. I needed someone who was going to tell me the facts and not just drag me along. You knew what was possible and connections to get things going. I know with my credit and income issues I was a case needing a lot of patience, and the right financial connections to get a low monthly payment.
You worked with me even after all the copper piping in the home I was prepared to buy was stolen and we had to find a new house! You reassured me I'd get into another house. We resigned papers on a new house and with your patience I'm now a very happy 1st time home buyer in Minneapolis. I'm a very happy customer living in my new house and I couldn't have done it without you.
Thank you for being there for me and making my dream come true! I know if I have any questions, I will always ask for you. I know you are someone I can count on. You made the impossible possible. I have and always will recommend your services to anyone needing a mortgage planner. You, do your job proud, and accomplish what you set out to do. I can't thank you enough.
M. Rose 06/2008
To read more testimonials about my loan services please visit my web site at www.callphilolson.com... I guarantee my services and rates will be some of the best within the state. Looking for an expert on the 1st time home buying or home refinances... THEN I"M the LOAN OFFICER you need to speak with! Please visit my website or call me direct at 651-238-6748
BBB and Equal Housing Lender
MIC has a A+ rating with the BBB (click to view below)
http://minnesota.app.bbb.org/ratingreport/43003459
WE ARE STILL DOING LOANS AND EVEN HAVE 100% FINANCING STILL AVAILABLE (edit/delete)
That is correct and we are still doing loans! We have every product available for our customers needs. Matter of fact - we current have 10+ FHA lenders who specialize in FHA loans, Streamlines, Secure, and the New H4H program. Yes, Down Payment Assistance has gone away, but we still have 100% financing available through Conventional and USDA Lenders. To get more information please call me or email me at polson@minnmortgage.com. I promise you will be treated special and receive great service. So please call me at 651-238-6748 or visit my very informative website at www.buying1sthouse.com or www.callphilolson.com and read the many testimonials from my past customer's. Realtors welcome! No credit will be turned away! I have 18 plus years in the finance world and provide FREE Credit Repair Consultations for those that need help. There is no need to look further I'm your one stop loan officer who has the experience to get your loan done!
Phil Olson
Mortgage & Investment Consultants
18 Years of Mortgage & Credit Repair Experience
www.buying1st house.com
651-238-6748
Loan officer of the year 5 years running & has 20 years financial experiance. All product availability to include all FHA, VA, FHA Secure, USDA, Conventional, and small commercial loan products.
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