But we were not worried about Katrina either. WE DIDN'T THINK IT WOULD BE THAT BAD! How bad could it really be? We didn't even board up for Katrina. That year had started out with Tropical Storm Arlene, then Tropical Storm Cindy, and then Hurricane Dennis. The media warned us to stay in during Arlene, but we had an anniversary reception and a wedding, so we ventured out and everything was okay. Then we had Cindy and Dennis within a week of each other. They really scared us with Dennis and nothing happened here. Early the morning that Dennis came ashore the hurricane was a 5 and headed straight for us. I can't even tell you how many people left town and it veered east and weakened and we were spared. My children and grandbaby were at the house with us and we cooked all our chicken, potatoes and eggs, ate a lot and watched the storm pass us by. Some people had been boarded up most of the season that year and there was not really any reason. Then here comes Katrina. It was headed towards Louisana, then turned and hit Mississippi (For those of you that aren't aware Katina actually hit Mississippi, a lot of people don't know that). It was a big storm, but we weren't worried. AND THEN THE WATER STARTED RISING!
The children and grandbaby were assembled again to ride out another hurricane. We joked about not having any chicken or potatoes. We watched the water rise from the canal, but high tide was 9:30 so we thought it would start going down after that. Everyone in the driveway had moved their cars to the street by 9:30 because the water was sure getting high. We thought it might really be a close one. We now understand what a storm surge means. In no time at all the water was entirely too high. When it started coming in the house it was coming in from all directions! Not just the door. My granddaughter saw it first. Then I saw it on the floor between my bedroom and bathroom. Suddenly it was everywhere! MORE PICTURES
Luckily my daughter lives around the block, in the right direction, on higher ground and in a house on piers. My daughters and their husbands grabbed my grandchildren and headed for the cars. They wanted us to come with them but we stayed behind to move the low stuff. At this point we realized our floors were all going to get wet, but we really didn't expect more than that. As fast as we could move things higher the water rose. We put stuff on top of beds and tables and then the beds and tables started floating. It was so beyond anything we had every imagined. Now, thinking back I can really understand the people in Louisana and Mississippi that stayed. They didn't in their widest imaginations think this would happen. Our house was at least 50 years old and it had never flooded before. It has been though plenty of hurricanes and we not only felt safe, we invited our children over. People across the country wonder why people didn't leave. You really don't think something like this is possible. And if it is possible it certainly is not likely. It's almost like being worried about getting stuck by lightning.
AND IT JUST KEPT RISING!!!
I spent several hours sitting on the kitchen cabinets hoping I would not have to sit on top of the freezer or refrigerator. At one point we saw our neighbors floating down the street in their boat. A rescue boat took out our mailbox! That's not a site you see every day. The highlight of the morning for me was when I discovered the chocolate cake on the kitchen cabinet!!! At times it was like a really bad David Letterman episode of 'Will it float?' One couch did. The other one didn't. It turns out most stuff does. When the waters finally started going down I reached over to the legal papers next to me and called my insurance company and started the flood insurance claim. I always thought they were ripping me off making me pay flood insurance on a house that had never flooded and I thought never would. I am really glad the mortgage company made that a requirement.
10 MONTHS LATER
As you can see, we do not live on a big body of water. It's a canal that flows into Halls Mill Creek that flows Dog River that flows into Mobile Bay that flows into The Gulf of Mexico. Usually you cannot even see the water from our house. It really shows you how incredible the surge from Hurricane Katrina was! 10 months later the sheetrock had been removed throughout the lower four feet of our house, the insulation and the sheetrock were replaced. The flooring was all removed. We have all new flooring, new sheetrock half way up, all new paint, new cabinets and new countertops. With that much re-modeling also comes new light fixtures, new appliances, electrical work, etc. Our solid wood furniture has been stripped and refinished. The rest of our furniture had been replaced. I also had to replace my vehicle, my computers, my clothes and shoes and too many miscellaneous things to name here. Before it never really sounded bad to have all new stuff, but when it's forced on you it really isn't a lot of fun. I don't want to sound like I'm complaining. We were so much more fortunate than many people I know. We have been able to replace the things we needed.
MORE PICTURES
It's just one of those things that is too weird to understand if you haven't done it. We lived in my office for over five months. The first morning I woke up in my house it felt like I was in The Twilight Zone. I was home, but everything was just a little bit off. The walls were a different color, and my bed and furniture were different. It was like living in a parallel universe. I almost expected a strange man to walk into the room and say "Good morning, dear." Luckily the only strange man to walk into my room was the same one that had been around for over 20 years, so that helped. It has taken a while for it to seem like home. I no longer feel the urge to ask someone where things go, though I do still occasionally look for things that are no longer here. The headaches are mostly over for us at this point. The value of the property in our neighborhood is on the rise. We are very fortunate that were not displaced like so many people in Louisiana, on the Mississippi Gulf Coast, and in Bayou La Batre and Coden, Alabama. I know there are a lot of people that are still living in a nightmare. Even though the chance of another Hurricane Katrina is believed by most to be very slim, I think there is a lot of tension in people on The Gulf Coast everytime the word hurricane is mentioned on the TV or radio. And from now on, the old expression "If the good Lord's willing and the creek don't rise" will always have a very different meaning than before.
Once it passed the Senate and the House there was really no doubt, but I am really excited about the new version of this bill. We have had a lot of first time home buyers that have been very excited to close on a house and be eligible an $8000 tax credit. We have had a few that were getting very worried because for one reason or another it didn't look like they would find a house and be able to close by the end of November.
Now they have until the end of April to get into a contract. It's not a lot of time to waste, but it's enough time to make wise decision. Plus now if someone wants new construction that is an option, since they have until the end of June to close.
I really like the part of the new bill that allows buyers that have owned a house to get a tax credit of up to $6500 if they buy a new home. I really don't know why that couldn't have applied to all owner-occupant buyers, but at least there is one other group eligible..
The income limits have now been increase also, from $75,000 to $125,000 for a single person and $250,000 for a married couple. One of my doctors is young and has never owned any real estate. He's renting right now, but he did not qualify under the old plan. Maybe he will qualify now.
For additional information I posted the information and changes on my website.
Our company has several agents who have experience assisting sellers who were facing foreclosure. They have helped sellers stay in their homes longer and/or they have been successful in working with the seller's bank or mortgage company to sell the property before it was foreclosed on.
The following agents have also taken our Short Sale class. Seller's that are facing foreclosure may have better options. These agents can represent a seller in a short sale situation.
Email: Doug Martin
Email: Becca Fields or visit her website
Email: Debra Williams
Email: Sarah Pugh
Email: Katie Baluyut or visit her website
Email: Libby Davis or visit her website
Email: Julie Martin or visit her website
Though the temperatures might argue otherwise, the holiday season is quickly approaching, and it's time to begin planning for decorations and activities to draw folks downtown. In recent years Downtown Mobile has been woefully unadorned for the holidays, but an energetic group of Royal Street businesses have decided to make downtown THE place to visit to see fun and fancy decorations. See the story below for details on how you can participate.
In the meantime, enjoy the fabulous fall temperatures... take a walk at lunch to see the new plantings...come down for the countless events... contribute to the great street scene the defines downtown!
For obvious reasons we love announcing new businesses that have located or moved downtown, but we especially love it when the business is an entirely new enterprise. That's the case with Boom Buggy, a pedicab operation that will carry passengers through the streets of Downtown Mobile during the day and night. The buggies will begin operation in about two weeks and will not charge a fee...instead, the passenger will tip the driver (or pedaller as the case may be). June Reddix-Stennis bought two of the cabs from a manufacturer in England and plans to begin operation the first week of November.
In other development news:
Fine Dining and Catering just opened its doors at the corner of Jackson and St. Francis streets last week. The establishment is currently open for lunch Monday - Friday and dinner on Friday & Saturday evenings. The menu, which changes daily, features a soul food centered menu.
In other news:
Some Upcoming Live Entertainment:
The below chart shows recent sold properties in the City of Mobile, for the past six months of HUD properties that sold during the first two weeks, with the percentages of List/Sold and List/Net.
| Purchase Price | Net Price | List Price | % List/Sold | %List/Net |
| $90,101 | $82,893 | $100,000 | 90.10% | 82.89% |
| $38,000 | $34,960 | 48,000 | 79.17% | 72.83% |
| $72,000 | $66,240 | $72,000 | 100.00% | 92.00% |
| $73,000 | $67,160 | $76,000 | 96.05% | 88.37% |
| $35,127 | $32,327 | $45,000 | 78.06% | 71.84% |
| $85,000 | $78,250 | $95,000 | 89.47% | 82.37% |
| $150,100 | $138,092 | $159,000 | 94.40% | 86.85% |
| $89,000 | $82,750 | $108,900 | 81.73% | 75.99% |
| $32,000 | $29,440 | $31,000 | 103.23% | 94.97% |
| $35,000 | $33,250 | $40,000 | 87.50% | 83.13% |
| $53,000 | $48,760 | $53,000 | 100.00% | 92.00% |
| $106,000 | $97,520 | $106,000 | 100.00% | 92.00% |
| $91,000 | $84,950 | $108,000 | 84.26% | 78.66% |
| $83,000 | $77,350 | $90,000 | 92.22% | 85.94% |
| $21,000 | $19,950 | $23,000 | 91.30% | 86.74% |
| $130,000 | $119,600 | $145,000 | 89.66% | 82.48% |
| $90,000 | $85,000 | $100,000 | 90.00% | 85.00% |
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This Blog by: Julie Martin, CRB, e-PRO, Broker/Realtor, Port City Realty, Mobile, AL;
877-880-8110 toll free; 251-665-4665 my cell; julie@portcityrealty.com.
Search all the listings in Mobile County & Baldwin County any time for free with no sign in requirement from PortCityRealty.com.
Current Foreclosure List and Information
Current Waterfront List and Information
Current Mobile Condo List and Information
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Contact me if you are buying or selling real estate in the Mobile Alabama area, including Dauphin Island, Gulf Shores, Orange Beach, waterfront, investments, foreclosures, lots & land, condos & homes
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Contact me any time at 251-665-4665 / 877-880-8110
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I have the e-PRO certification and the CRB (Certified Residential Broker) from the National Association of Realtors. I opened Port City Realty in 2001. Port City Realty now has over 20 agents and has been the #1 real estate office in South Mobile County since 2004. I am married and have three children and three grandchildren. I have lived most of my life in Mobile. I also lived briefly in Michigan and Memphis, TN and lived several years in the Metro Atlanta area. I currently lives on the water in Cypress Shores, in South Mobile County.
I sell properties from Orange Beach, AL to the Mississippi Gulf Coast, but have three main areas of specialization.
1. Home on and near the water
I live on the water and opened Port City Realty, first on Higgins Road and then moved to Rangeline Road, in the Dog River/Rabbit Creek area of Mobile in 2001. We occassionally caravan by boat so everyone can be aware of where the company's listings are on the water and therefore better able to serve our customers and clients. I keep a complete list of waterfront properties in Mobile on my website at www.PortCityRealty.com.
2. Investment Properties
I have worked with investors for years, have been a listing agent on foreclosure properties for the past 6 years. I am an approved HUD broker. I keep a complete list of current foreclosure properties on www.PortCityRealty.com.
3. Condos
I am a member of the Mobile Historic Society Leadership Class of 2007 and enjoy selling condos in Mobile's downtown and midtown historic districts. My condo website is www.PortCityCondos.com.
Mobile City Lights
A View From the The Historic Battle House Hotel.
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City of Mobile Mobile Chamber of Commerce Economic Development
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