NewsletterMarch 2008
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Zach Dahl
Ameritime Mortgage Company
Phone:703-864-5257
Fax:434-296-5625
MORTGAGE NEWS
Rates Drop & Mortgage Application Volume Rises
Mortgage application volume increased 3 percent going into March, according to a weekly application survey by the trade group, Mortgage Bankers Association.
Check out our "Resource Center" to your left to find a tool that suits your mortgage or real estate needs. Now is the time to take action!
Read the full story at BusinessWeek.com
BUSINESS NEWS
Airborne Settles Lawsuit for $23.3 Million
The herbal supplement firm will settle a class-action lawsuit that alleges false advertising. It looks like money will be refunded to customers...
Read the full story at CNNMoney.com
YOU TUBE VIDEO OF THE MONTH
Hilarious Japanese Prank Show Video Clip
A compilation of video clips from a Japanese hidden camera prank show that will have you rolling! Just click on the link below and enjoy.
Watch the video clip at YouTube.com
RECIPE OF THE MONTH
Garlic Mashed Potatoes Secret Recipe
This Garlic Mashed Potatoes recipe has been reverse engineered from a certain Italian restaurant.
Read the full recipe at AllRecipes.com
Entertainment
Ridley Scott To Make a Monopoly Movie
There's word from Down Under that Monopoly will be made into a major motion picture, and it will actually be directed by the great Ridley Scott.
Read the full story at Cinematical.com
Rest in Peace, HD DVD
Blu-Ray has won the high-def war.
Read the full story at BusinessWeek.com
WIKIPEDIA ARTICLE OF THE MONTH
Search Engine Optimization
SEO (Search Engine Optimization) is the process of improving the quality and quantity of traffic to a website from search engines for targeted key words.
Read the full story at Wikipedia.com
PHOTO IN THE NEWS
First Mars Avalanches Seen In Action
The first-ever picture of avalanches occurring on Mars might have had scientists yodeling for joy when they found it among the latest batch of images from NASA's orbiting HiRISE camera.
Read the full story story at NationalGeographic.com
FUNNY DUMB CRIMINAL STORIES
Conventional loans are mortgage loans offered by non-government sponsored lenders. These loan types can range anywher from 10 to 40 years and include:
If you would like any assistance in comparing one conventional loan with the next, please feel free to contact me at anytime.
| County | 1 Unit | 2 Unit | 3 Unit | 4 Unit |
| Fairfax | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| Loudoun | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| Arlington | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| Prince William | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| Fauquier | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| Clarke | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
| Stafford | $729,750 | $934,200 | $1,129,250 | $1,403,400 |
Increased concern of inflation caused mortgage applications to drop nearly 23% last week, according to the Mortgage Bankers Association. The MBA reported that the average application rate for 30-year fixed-rate mortgages had risen 37 basis points by last Friday to 6.09 percent, as a result. While updated rate surveys from are set to be released tomorrow, early evidence suggests rates have jumped even further to start this week - erasing nearly all of the rate drops that we have seen in less than two weeks time. Current 30 year FRM's are averaging 6.25% today while 15 year FRM's are averaging 5.75%.
Concerns of increasing inflationary pressures could be warranted. The U.S. Department of Labor released January's CPI report (Consumer Price Index), showing an increase of over 4% in pricing on consumer based products from January 07' numbers. This increase is the highest seen since January 06'.
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Charlottesville based mortgage company supplying residential, home equity and commercial loans in the state of Virgina. Licensed in 20 states with access to over 250+ Lenders at wholesale pricing.
There are two main components in the mortgage process that define a Loan Officer: qualifying and closing. The ability to accomplish both earnestly and effectively are essential to my success as a representative of not only my borrowers, but their affiliates as well. Below are some the stories and testiments of my clients as they see my service.
Dear Zach,
I would like to say "Thank You" for the wonderful services and professionalism that you provided for my recent mortgage. Everything went quickly, smoothly and effortlessly on my part. You explained everything; there weren't any surprises. You returned phone calls and emails quickly since day one of the loan process. I will certainly contact you again for my next purchase or refinance. It was very enjoyable doing business with you.
Best regards,
JYY - Massachusetts
"I Can Make a Difference When You Purchase or Refinance a Home" - Zach Dahl
Call Toll-Free (877) 296-7751 ext. 204
Pricing provided are estimates based on the information provided and our current market pricing. Pricing is subject to change anytime without notice unless a lock commitment is issued.
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