Raquel Mangual

• I don't have enough money for a down payment. You can use the tax credit as a down payment. There are also additional grants that can help you with the purchase of your home.
• I purchased a home in the past so I don't think I qualify. If you sold your home at least three years ago, you are still considered a first-time homebuyer.
• I don't think I have good enough credit. You can be approved with a credit score starting at 580. We can check your credit for free, and have you approved within one business day.
• I'm in the middle of a lease. Most landlords will let you break a lease if you're buying a home. And even if you have the pay to get out of the lease, the amount of your tax credit would more than cover it.
• I also want to use any grants I may be eligible for. The Federal tax credit does not affect your eligibility for grants such as the OHCD grant from the City of Philadelphia, or the PHFA grant.
• I don't know any real estate agents. You do now! First-time homebuyers are one of my specialites. Contact me for a confidential consultation.

I am very happy to announce that I have moved my busiiness to become part of the Keller Williams Realty Organization. My new office is with Keller Williams Realty Philadelphia NE office. I am now located at 1917 Welsh Road, Philadelphia, PA 19115. My affiliated with Keller Williams will allow to provide a greater range of services to my clients, along with lower fees. In addition to sales and rentals of residential property, I now also provide commercial services.

My website at www.RaquelMangual.com will still provide daily updates of the latest homes and condos available for sale and for rent.

I look forward to continuing to provide outstanding service to anyone who is referred to me by a client, friend or colleague.