*****MENTION ACTIVE RAIN AND GET $5.00 OFF THE CLASS****
DEFENSIVE DRIVING CLASS (6 HOUR POINT AND INSURANCE REDUCTION COURSE)
SAVE 10% OFF OF YOUR LIABILITY INSURANCE AND UP TO 4 POINTS OFF OF YOUR LICENSE
PRICE $40.00
DATE: SUNDAY MARCH 8,2009 AT 10:00AM-4:00PM
LOCATION: THE TIMES SQUARE ART CENTER(300 W.43RD STREET BETWEEN 8TH AND 9TH AVE,SUITE 506)
SPONSORED BY THE NEW YORK SAFETY PROGRAM,APPROVED BY THE DMV
HOSTED BY: RJP INSURANCE GROUP
WWW.RJPINSURANCEGROUP.COM - 888-920-5333
******MUST RSVP BY PHONE 347-753-4530,SEATS FILL UP FAST******
YOU WILL RECEIVE YOUR TEMPORARY CERTIFICATE THE SAME DAY AS CLASS
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FLEXIBLE PREMIUM DEFERRED ANNUITY/IRA |
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What Are Annuities? An annuity policy sold by a life insurance company is a contract between the buyer of the annuity policy, commonly referred to as the "annuitant", and the life insurance company. An annuity policy provides the buyer with an income, usually for retirement purposes. Before the income begins, the buyer must pay premiums to the life insurance company. These premiums are paid on an installment basis or a one time basis Annuity policy premiums paid to life insurance companies are much like deposits in a savings account. The premiums paid earn interest before the income (annuity) starts. After the income starts, interest continues to be earned on the balance left after each income payment. RJP INSURANCE GROUP offers what is termed a Flexible Premium Deferred Annuity and a Single Premium Annuity. SIGNIFICANT ASPECTS OF ANNUITY POLICIES Deferred Annuities are Tax Sheltered 1. The deferred annuity premiums earn interest on a tax deferred basis Flexible Premium Deferred Annuity The Flexible Premium Deferred Annuity policy is purchased on the installment basis in order to accumulate cash values until the time income begins. The buyer may vary the premium payments. TRADITIONAL IRA Contributions to the traditional IRA may be made up to $4,000. If over age 50 an additional $500 May be contributed. Some limitations may apply. If the participant qualifies, taxable income for the year of the contribution may be reduced by the amount of the contribution, therefore the participant will pay less in taxes every year a contribution is made. Contribution deductibility is based on participants AGI (Adjusted Gross Income) for the year of the contribution. Non working spouses also may be able to make contributions to their own traditional IRA. Penalty free withdrawals may be made after the participant reaches the age of 59½ or for a first time home buyer up to
RASHAUN PAGE |
DEFENSIVE DRIVING CLASS (6 HOUR POINT AND INSURANCE REDUCTION COURSE)
SAVE 10% OFF OF YOUR LIABILITY INSURANCE AND UP TO 4 POINTS OFF OF YOUR LICENSE
PRICE $40.00
DATE: SUNDAY MARCH 8,2009 AT 10:00AM-4:00PM
LOCATION: THE TIMES SQUARE ART CENTER(300 W.43RD STREET BETWEEN 8TH AND 9TH AVE,SUITE 506)
SPONSORED BY THE NEW YORK SAFETY PROGRAM,APPROVED BY THE DMV
HOSTED BY: RJP INSURANCE GROUP
WWW.RJPINSURANCEGROUP.COM - 888-920-5333
******MUST RSVP BY PHONE 347-753-4530,SEATS FILL UP FAST******
YOU WILL RECEIVE YOUR TEMPORARY CERTIFICATE THE SAME DAY AS CLASS
The simplest and least expensive form of life insurance
coverage is term life insurance. It provides death
benefit coverage at a guaranteed premium for a specific
period of time - usually 10 to 30 years depending upon
which product you choose.
Since premiums are low as compared to other types of
life insurance, term life insurance is ideal for new
families seeking economical protection.
While term life insurance doesn't include the
ability to accumulate cash value, it can help a family
maintain its lifestyle, cover college tuition and pay
off a mortgage in the event of the insured person's
death.
Who should consider life insurance?
Younger individuals and new families
Those seeking additional, inexpensive coverage to
complement existing policies
Someone seeking short-term coverage - for example, to
qualify for a business loan
Key benefits:
Affordability - for younger policyholders, it's
the least expensive life insurance coverage
Low risk - you know exactly what you're getting
with term life insurance
Adaptability - many policies allow you to convert to
universal life or whole life insurance policy at a later
date
How term life insurance differs from other life
insurance policies:
Provides protection only during the term of the policy,
then the coverage ends
Offers a death benefit only; does not allow for cash
value accumulation
Has a low premium that is guaranteed for a selected
period. At the end of the stated guaranteed period,
premiums generally increase significantly to keep the
policy in effect.
RJP INSURANCE GROUP
RASHAUN PAGE
PRESIDENT
WWW.RJPINSURANCEGROUP.COM
888-920-5333 TOLL FREE
DEFENSIVE DRIVING CLASS (6 HOUR POINT AND INSURANCE REDUCTION COURSE)
SAVE 10% OFF OF YOUR LIABILITY INSURANCE AND UP TO 4 POINTS OFF OF YOUR LICENSE
PRICE $40.00
DATE: SUNDAY FEBRUARY 22,2009 AT 10:00AM-4:00PM
LOCATION: THE TIMES SQUARE ART CENTER(300 W.43RD STREET BETWEEN 8TH AND 9TH AVE,SUITE 506)
SPONSORED BY THE NEW YORK SAFETY PROGRAM,APPROVED BY THE DMV
HOSTED BY: RJP INSURANCE GROUP
WWW.RJPINSURANCEGROUP.COM - 888-920-5333
******MUST RSVP BY PHONE 347-753-4530,SEATS FILL UP FAST******
YOU WILL RECEIVE YOUR TEMPORARY CERTIFICATE THE SAME DAY AS CLASS
The Rashaun Page agency represents some of the biggest sports figures,celebrities and high net worth individuals in New York City.He specializes in insurance/retirement/estate planning and employee be
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