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Bob Lowery

100% Financing!!! Zero Down!! First Time Home Buyer!!! Harford County

10-23-08
Bob Lowery

Yes, that is correct. 100% Financing is still available. The Maryland Mortgage Program is offered by a select few lenders and offers 100% financing. There is certain credit criteria required and some great features.

  • Closing cost assistance programs include DSELP, HK4E, BDIP, and/or CPIP
  • Seller Contributions up to 3% permitted
  • Available for Purchases and Refinances (No Cash Out)
  • Owner-occupied Only
  • 30 and 40 year terms available
  • Rate concessions, negative amortization, and balloon loans are not permitted
  • 33/41 Ratios (exceptions to 35/43)
  • 660 credit scores required
  • No reserves or cash required
  • Maximum Sale Price of $525,091 in Baltimore and Harford Counties
  • Household income up to $94,920 in Baltimore and Harford Counties

Program is permitted in all Maryland counties and Baltimore City. Income and Max Loan amounts vary per county.

Rates are determined by the State of Maryland and not the lender. Rates do not vary unless changed by Department of Housing and Community Development.

For updates and further information, please visit www.morehouse4less.com or contact Bob Lowery for a FREE pre-approval at 410-248-1762 or email him at bob.lowery@properitymortgage.com

About Prosperity Mortgage

Wells Fargo Home Mortgage (our parent company) has over 150 years of experience in mortgage lending and they are the most stable and secure mortgage lenders in the county.

Wells Fargo holds over 95% of the loans they originate so they will, most likely, always service your mortgage.

Wells Fargo has been the #1 retail Mortgage lender in the USA for the last 15 years and is the only AAA Rated Bank in the world.

Prosperity Mortgage is Wells Fargo's largest joint venture and we are the 4th largest lender in the Baltimore/Washington area.

100% Financing!!! Zero Down!! First Time Home Buyer!!! Baltimore County

10-23-08
Bob Lowery

Yes, that is correct. 100% Financing is still available. The Maryland Mortgage Program is offered by a select few lenders and offers 100% financing. There is certain credit criteria required and some great features.

  • Closing cost assistance programs include DSELP, HK4E, BDIP, and/or CPIP
  • Seller Contributions up to 3% permitted
  • Available for Purchases and Refinances (No Cash Out)
  • Owner-occupied Only
  • 30 and 40 year terms available
  • Rate concessions, negative amortization, and balloon loans are not permitted
  • 33/41 Ratios (exceptions to 35/43)
  • 660 credit scores required
  • No reserves or cash required
  • Maximum Sale Price of $525,091 in Baltimore and Harford Counties
  • Household income up to $94,920 in Baltimore and Harford Counties

Program is permitted in all Maryland counties and Baltimore City. Income and Max Loan amounts vary per county.

Rates are determined by the State of Maryland and not the lender. Rates do not vary unless changed by Department of Housing and Community Development.

For updates and further information, please visit www.morehouse4less.com or contact Bob Lowery for a FREE pre-approval at 410-248-1762 or email him at bob.lowery@properitymortgage.com

About Prosperity Mortgage

Wells Fargo Home Mortgage (our parent company) has over 150 years of experience in mortgage lending and they are the most stable and secure mortgage lenders in the county.

Wells Fargo holds over 95% of the loans they originate so they will, most likely, always service your mortgage.

Wells Fargo has been the #1 retail Mortgage lender in the USA for the last 15 years and is the only AAA Rated Bank in the world.

Prosperity Mortgage is Wells Fargo's largest joint venture and we are the 4th largest lender in the Baltimore/Washington area.

FREE First Time Home Buyer Workshop - Baltimore - November 8, 2008

10-13-08
Bob Lowery

Free First Time Home Buyer Workshop - Baltimore - November 8, 2008

November 8, 2008 at 11:00AM

8712 Bel Air Road

Baltimore, MD 21236

Seating is limited, so please RSVP by calling or emailing:

Bob Lowery, Consultant

Prosperity Mortgage Company

410.248.1762 Tel

443.653.1720 Mobile

Bob.Lowery@prosperitymortgage.com

· FREE Home Buyer's Guide

· FREE credit analysis

· Special Savings and Coupons just for attending

· 100% Financing Available

I am available seven days a week.

For all your purchase and refinance needs, feel free to contact me at 410-248-1762 or bob.lowery@prosperitymortgage.com.

Bob Lowery, Mortgage Consultant

Prosperity Mortgage Company

410.248.1762 Tel

443.653.1720 Mobile

Bob.Lowery@prosperitymortgage.com

FREE First Time Home Buyer Workshop - Baltimore County - November 8, 2008

10-13-08
Bob Lowery

Free First Time Home Buyer Workshop - Baltimore County - November 8, 2008

September 20, 2008 at 11:00AM

8712 Bel Air Road

Baltimore, MD 21236

Seating is limited, so please RSVP by calling or emailing:

Bob Lowery, Consultant

Prosperity Mortgage Company

410.248.1762 Tel

443.653.1720 Mobile

Bob.Lowery@prosperitymortgage.com

· FREE Home Buyer's Guide

· FREE credit analysis

· Special Savings and Coupons just for attending

· 100% Financing Available

I am available seven days a week.

For all your purchase and refinance needs, feel free to contact me at 410-248-1762 or bob.lowery@prosperitymortgage.com.

Bob Lowery, Mortgage Consultant

Prosperity Mortgage Company

410.248.1762 Tel

443.653.1720 Mobile

Bob.Lowery@prosperitymortgage.com

FREE First Time Home Buyer Workshop - Harford County - November 8, 2008

10-13-08
Bob Lowery

Free First Time Home Buyer Workshop - Harford County - November 8, 2008

September 20, 2008 at 11:00AM

8712 Bel Air Road

Baltimore, MD 21236

Seating is limited, so please RSVP by calling or emailing:

Bob Lowery, Consultant

Prosperity Mortgage Company

410.248.1762 Tel

443.653.1720 Mobile

Bob.Lowery@prosperitymortgage.com

· FREE Home Buyer's Guide

· FREE credit analysis

· Special Savings and Coupons just for attending

· 100% Financing Available

I am available seven days a week.

For all your purchase and refinance needs, feel free to contact me at 410-248-1762 or bob.lowery@prosperitymortgage.com.

Bob Lowery, Mortgage Consultant

Prosperity Mortgage Company

410.248.1762 Tel

443.653.1720 Mobile

Bob.Lowery@prosperitymortgage.com