Rick Cignoli - Mortgage Banker

The Right Bristol CT Mortgage - Purchase or Refinance at the best Mortgage Rate!

Rick Cignoli is Mortgage Professional with expertise in all areas of FHA and Conventional Mortgage lending in CT focusing on the Bristol CT Mortgage market. Understanding his Mortgage clients' needs with honest answers to their concerns has earned Rick the reputation as a Bristol CT Mortgage Advisor you can trust. ________________________________________________________________________________________________

Whether you plan to:

• Purchase your First Home in Bristol CT
• Purchase a Larger Home. Downsize and Purchase a smaller one.
• Refinance to a lower Mortgage rate
• Refinance to Consolidate High Cost debt

Rick is committed to helping your family with ... the Right Mortgage Solution at the Best Rate! _____________________________________________________________________________________

• FHA Mortgage.
  • Reduced Rates, Cheaper MI & Low Payments for Greater Savings
  • Purchase with Only 3.5% Down
  • $8,000 1st Homebuyer Mortgage Tax Credit (Hurry! Expires Nov. 30, 2009)
• Refinance to a Low Fixed Rate
  • Cash-Out to 85% of Home Value
  • No-Cash Out up to 97% of Value
  • Streamline" FHA Mortgage Refinance with No Appraisal
• Rural Housing Development Mortgage Loans.
  • Purchase with 100% Financing of Appraised Value in Select Areas
  • No MI. No Minimum Credit Score
• Conventional Mortgages & Jumbo Mortgages too!
• Mortgages for 1-4 Family Homes & Investment Properties. ____________________________________________________________________________________________

Rick (http://activerain.com/rcig37) and the local Envoy Mortgage team control the entire mortgage process from the initial application all the way through to the closing of your Mortgage. All your information is kept secure and private.

• Direct Mortgage Lender means In-House Mortgage Approval, Local Mortgage Processing and Prompt Mortgage Closings
  • No Mortgage Application Fee. No Middleman. No Hidden Fees. No Surprises!
  • FREE Mortgage Pre-Approval
  • $300 Credit at closing towards Appraisal cost
  • Hassle FREE Mortgage Experience

When You Work with a Mortgage Professional, You Get Professional Mortgage Results

Rick Cignoli

Senior Mortgage Advisor

Envoy Mortgage

774 Straits Turnpike, Watertown, CT 06795

Direct: 860.945.9284

email: rcignoli@envoymtg.com

Bristol CT Mortgage - Purchase or Refinance

The Right Hartford County Mortgage - Purchase or Refinance at the best Mortgage Rate!

Rick Cignoli is Mortgage Professional with expertise in all areas of FHA and Conventional Mortgage lending in CT focusing on the Hartford County Mortgage market. Understanding his Mortgage clients' needs with honest answers to their concerns has earned Rick the reputation as a Hartford County Mortgage Advisor you can trust. ________________________________________________________________________________________________

Whether you plan to:

• Purchase your First Home
• Purchase a Larger Home. Downsize and Purchase a smaller one.
• Refinance to a lower Mortgage rate
• Refinance to Consolidate High Cost debt

Rick is committed to helping your family with ... the Right Mortgage Solution at the Best Rate! _____________________________________________________________________________________

• FHA Mortgage.
  • Reduced Rates, Cheaper MI & Low Payments for Greater Savings
  • Purchase with Only 3.5% Down
  • $8,000 1st Homebuyer Mortgage Tax Credit (Hurry! Expires Nov. 30, 2009)
• Refinance to a Low Fixed Rate
  • Cash-Out to 85% of Home Value
  • No-Cash Out up to 97% of Value
  • Streamline" FHA Mortgage Refinance with No Appraisal
• Rural Housing Development Mortgage Loans.
  • Purchase with 100% Financing of Appraised Value in Select Areas
  • No MI. No Minimum Credit Score
• Conventional Mortgages & Jumbo Mortgages too!
• Mortgages for 1-4 Family Homes & Investment Properties. ____________________________________________________________________________________________

Rick (http://activerain.com/rcig37) and the local Envoy Mortgage team control the entire mortgage process from the initial application all the way through to the closing of your Mortgage. All your information is kept secure and private.

• Direct Mortgage Lender means In-House Mortgage Approval, Local Mortgage Processing and Prompt Mortgage Closings
  • No Mortgage Application Fee. No Middleman. No Hidden Fees. No Surprises!
  • Free Mortgage Pre-Approval
  • $300 Credit at closing towards Appraisal cost
  • Hassle FREE Mortgage Experience

When You Work with a Mortgage Professional, You Get Professional Mortgage Results

Rick Cignoli

Senior Mortgage Advisor

Envoy Mortgage

774 Straits Turnpike, Watertown, CT 06795

Direct: 860.945.9284

email: rcignoli@envoymtg.com

Hartford County Mortgage - Purchase or Refinance

New Haven County Mortgage - Purchase or Refinance

The Right New Haven County Mortgage - Purchase or Refinance at the best Mortgage Rate!

Rick Cignoli is Mortgage Professional with expertise in all areas of FHA and Conventional Mortgage lending in CT focusing on the New Haven County Mortgage market. Understanding his Mortgage clients' needs with honest answers to their concerns has earned Rick the reputation as a New Haven County Mortgage Advisor you can trust. ________________________________________________________________________________________________

Whether you plan to:

• Purchase your First Home
• Purchase a Larger Home. Downsize and Purchase a smaller one.
• Refinance to a lower Mortgage rate
• Refinance to Consolidate High Cost debt

Rick is committed to helping your family with ... the Right Mortgage Solution at the Best Rate! _____________________________________________________________________________________

• FHA Mortgage.
  • Reduced Rates, Cheaper MI & Low Payments for Greater Savings
  • Purchase with Only 3.5% Down
  • $8,000 1st Homebuyer Mortgage Tax Credit (Hurry! Expires Nov. 30, 2009)
• Refinance to a Low Fixed Rate
  • Cash-Out to 85% of Home Value
  • No-Cash Out up to 97% of Value
  • Streamline" FHA Mortgage Refinance with No Appraisal
• Rural Housing Development Mortgage Loans.
  • Purchase with100% Financing of Appraised Value in Select Areas
  • No MI. No Minimum Credit Score
• Conventional Mortgages & Jumbo Mortgages too!
• Mortgages for 1-4 Family Homes & Investment Properties. ____________________________________________________________________________________________

Rick (http://activerain.com/rcig37) and the local Envoy Mortgage team control the entire mortgage process from the initial application all the way through to the closing of your Mortgage. All your information is kept secure and private.

• Direct Mortgage Lender means In-House Mortgage Approval, Local Mortgage Processing and Prompt Mortgage Closings
  • No Mortgage Application Fee. No Middleman. No Hidden Fees. No Surprises!
  • Free Mortgage Pre-Approval
  • $300 Credit at closing towards Appraisal cost
  • Hassle FREE Mortgage Experience

When You Work with a Mortgage Professional, You Get Professional Mortgage Results

Rick Cignoli

Senior Mortgage Advisor

Envoy Mortgage

774 Straits Turnpike, Watertown, CT 06795

Direct: 860.945.9284

email: rcignoli@envoymtg.com

New Haven County Mortgage - Purchase or Refinance

Litchfield County Mortgage - Purchase or Refinance

The Right Litchfield County Mortgage - Purchase or Refinance at the best Mortgage Rate!

Rick Cignoli is Mortgage Professional with expertise in FHA and Conventional Mortgage lending in CT focusing on the Litchfield County Mortgage market. Understanding his Mortgage clients' needs with honest answers to their concerns has earned Rick the reputation as a Litchfield County Mortgage Advisor you can trust. ________________________________________________________________________________________________

Whether you plan to:

• Purchase your First Home
• Purchase a Larger Home. Downsize and Purchase a smaller one.
• Refinance to a lower Mortgage rate
• Refinance to Consolidate High Cost debt

Rick is committed to helping your family with ... the Right Mortgage Solution at the Best Rate! _____________________________________________________________________________________

• FHA Mortgage. Reduced Rates, cheaper MI & Low Payments for Greater Savings
  • Purchase with Only 3.5% Down
  • $8,000 1st Homebuyer Mortgage Tax Credit (Hurry! Expires Nov. 30, 2009)
• Refinance to a Low Fixed Rate
  • Cash-Out to 85% of Home Value
  • No-Cash Out up to 97% of Value
  • Streamline" FHA Mortgage Refinance with No Appraisal
• Rural Housing Development Mortgage Loans.
  • Purchase with100% Financing of Appraised Value in Select Areas
  • No MI. No Minimum Credit Score
• Conventional Mortgages & Jumbo Mortgages too!
• Mortgages for 1-4 Family Homes & Investment Properties.
• Mortgage Professional
  • 40 years financial services experience in Litchfield County
  • Dedicated to finding the Mortgage that works best for you
  • Mortgage solutions tailored to your unique situation ______________________________________________________________________________________________

Rick (http://activerain.com/rcig37) and the local Envoy Mortgage team http://www.rmchomeloanct.com/company.html control the entire mortgage process from the initial application all the way through to the closing of your Mortgage. All your information is kept secure and private.

• Direct Mortgage Lender means In-House Mortgage Approval, Local Mortgage Processing and Prompt Mortgage Closings
  • No Mortgage Application Fee. No Middleman. No Hidden Fees. No Surprises!
  • Free Mortgage Pre-Approval
  • $300 Credit at closing towards Appraisal cost
  • Hassle FREE Mortgage Experience

When You Work with a Mortgage Professional, You Get Professional Mortgage Results

Rick Cignoli

Senior Mortgage Advisor

Envoy Mortgage

774 Straits Turnpike, Watertown, CT 06795

Direct: 860.945.9284

email: rcignoli@envoymtg.com

Litchfield County Mortgage - Purchase or Refinance

Hartford County First Time Home Buyer Mortgage

No Matter What Course the Hartford County Mortgage Market Takes .... I am committed to helping First Time Home Buyers with ... the Right Mortgage at the Best Rate!

• FHA Loans. Reduced Rates, Cheaper MI & Low Payments means Greater Buying Power
  • Purchase your First Home with only 3.5% Down Payment
• RHD Loans with 100% Financing of Appraised Value in Select Areas
  • Ideal for a First Time Home Buyers considering homes in a rural area
  • No Down Payment
  • No MI. No Minimum Credit Score.
  • Great for Short Sales
• Conventional & Jumbo Mortgage too.
• $8,000 First Time Home Buyer Tax Credit
  • Hurry! Expires November 30, 2009
• 1 -4 Family Homes
  • Multi-Use and Investment Properties too!
• Mortgage Professional
  • 40 years financial services experience in Hartford County
  • Dedicated to finding the First Time Home Buyer Mortgage that works best for you
  • Financial solutions tailored to your unique situation
• Envoy Mortgage is a Mortgage Bank focusing on First Time Home Buyer Mortgages in Hartford County
  • www.envoymortgagect.com/staff/
  • Direct Lender means In-House Approval, Local Processing and Prompt Closings
  • No Application Fee
  • FREE First Time Home Buyer Mortgage Pre-Approval
  • No Middleman. No Hidden Fees. Hassle FREE Experience.

Call Me Today! Understanding my clients' needs with honest answers to their concerns has earned me the reputation as a First Time Home Buyer Mortgage advisor you can trust.

Rick Cignoli

Sr. Mortgage Advisor

Envoy Mortgage

774 Straits Turnpike, Watertown, CT 06795

Direct: 860.945.9284

email: rcignoli@envoymtg.com

"When You Work with a Professional, You Get Professional Results"

Hartford County First Time Home Buyer Mortgage