I received a call yesterday from a person who is soliciting as a "Loan Modification Specialist".. He`s looking for business,except, I don`t believe this person quite knows what a "Loan Mod" really is!
I don`t like the word "specialist" unless it`s used in the right content.
Surely, you can`t call yourself something you`re not!
This person began his pitch, he`s helped "Thousands" of people doing loan mods..
When I asked him to supply me with a few names so I can call these people he`s saved he became extremely defensive.
The Conversation is as follows:
Loan Mod: You see Mr. Daniels I`m a Loan Modification Specialist who is able to help your client save their home.
Me: Really? Great how many homeowners have you helped?
Loan Mod: Well I`ve saved thousands of people! In fact I just did a loan mod where the client is now paying 1.5% on the loan!
Me: That`s fantastic, can i be supplyed with a few names of the people you`ve helped?
Loan Mod: What!? What do you mean?
Me: Since you`ve saved thousands of these people, can I call a few of the folks you saved before recommending you to our clients?
Loan Mod: I don`t know why you want to do that! I help people, I`m a "Specialist"....
Truthfully, until last year there were no such titles as Loan Modification Specialists. This person was feeding me the provibal BS and when pressed for a few reccomadations, they froze, got visisbly upset and became defensive.
So much for the call!
Last year we dealt with clients who were seeking "Lease Options" on homes in the Pembroke Pines,Florida area.
Many, of these optionees thought they could move into these homes and basically do as they please including sub-leasing,which is a major no-no.
Through it all I thought it was a way to assist the seller. No more!
Lease Options aren`t working any longer at least in our area. People have no idea what a contract is, they refuse to pay the monthly agreed rate,don`t keep the home in the condition it was leased to them, and act like it`s a privilege for the seller,that someone is just living in their home as they get into a habit of not living up to a signed agreement.
I`ve seen renters/buyers move into a home,trash it and than tell the owner the home isn`t fit to live,thereby leaving thousands in damages.
With or without an executed contract the amount of legal fee`s to chase these folks is costly as well, in many instances it`s not worth the effort!
To those thinking of looking at doing a "lease option" during uncertain market conditions like these,don`t. There are too may risks involved...
| Pembroke Pines Florida Real Estate. The Landings
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| Active Properties - Basic Features | |||||
| List Price: | $400,000 | Bedrooms: | 4 | Type: | Single Family Home |
| List Date: | 01/10/09 | Baths: | 3 | Lot Size: | Between 1/4 And 1/2 Acre |
| Location | 10221 Sw 9th Lane Pembroke Pines, FL 33025 |
MLS#: | H856829 | Status: | Active |
| Garage: | Automatic Garage Door |
| Feature Details | |||||
| View: | See View Details | Pool/Spa/Hot Tub: | See Waterfront Details | Subdivision: | Panche |
| Stories: | Single Story, Two Story | Community Name: | The Landings | Middle School: | Pines |
| High School: | Flanagan,charls | Community: | Community Clubhouse(S), Community Swimming Pool(S), On-Site Guard | Construction: | Concrete Block Stucco |
| Roof: | Composition Roof | Exterior: | Balcony, Patio, Outdoor Lights | Flooring: | Carpet, Marble Floors, Tile Flooring |
| Laundry: | Laundry Sink | Heat/Cool: | Central Air Conditioning, Central Heat, Electric Heating | Inclusions: | Electric Range And Oven, Self-Cleaning Oven, Disposal, Dishwasher, Refrigerator, Clothes Dryer |
| Interior: | Ceiling Fan(S), Vaulted Ceilings, Walk-In Closet(S), Security Features, Cathedral Ceilings | Parking: | Attached Parking, Circular Driveway | Rooms: | Master Bedroom Upstairs |
| Scenery: | Ocean View, Waterfront Property, Canal Waterfront Property, Swimming Pool View, Garden View | View Details: | Ocean View, Swimming Pool View, Garden View | Waterfront Details: | , Ocean View, Waterfront Property, Canal Waterfront Property |
| Pool Details: | Swimming Pool, In-Ground Swimming Pool, Spa |
| Additional Information |
| Light,Bright,Airy and a place you`ll want to call your home! Beautiful 4bed,3BA pool home w/fenced backyrd. Great for entertaining.Features:18"tile flrs on both 1st and 2nd flrs.Georgous masterbed w/sitting area! Mstba w/roman tub,sep shower, and Calif closets.Gourmet kitchen w/breakfast area,sep dinning rm,l/r,and Florida rm.New A/C. Perfect for entertaining. |
| Pembroke Pines Florida Home For Sale SW 180TH TE
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| Active Properties - Basic Features | |||||
| List Price: | $199900 | List Date: | 01/08/2009 | Location | SW 180TH TE Pembroke Pines, FL 33029 |
| Status: | Active |
| Additional Information |
| Adordable and up to date! High ceilings, beautiful tile floors throughout living area and wood in all bedrooms. 3rd bdrm is a den, but can be full bdrm. Great cooks kitchen with room for table, diningroom has mirrored wall and great room has French doors opening to private yard & patio. For Additional Information Please Contact The Scott Daniels Real Estate Group Florida List For Less Realty,Inc. At 954-275-0200 Visit Us At www.euroamericarealestate.com |
Florida List for Less Realty Inc.
9114 Griffin Road
Cooper City, Fla. 33328.
Contact Us today.Office: 954-874-3600
24 Hr: 954-680-4404.
Fax : 954-874-3601
Office located in Cooper City, Florida.
Free MLS SEARCH
"Pioneering The New Age of Real Estate"
| Miramar Florida SW 51ST LN
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| Foreclosures - Basic Features | |||||
| List Price: | $177900 | List Date: | 01/05/2009 | Location | SW 51ST LN Miramar, FL 33027 |
| Sq Ft: | 1000 | Status: | Active |
| Additional Information |
| Gorgeous and spacious newer townhouse, barely lived in, newer appliances, neutral tones, fenced yard, large clubhouse, pool. For Additional Information Please Contact The Scott Daniels Real Estate Group Florida List For Less Realty,Inc. At 954-275-0200 Visit Us At www.browardbesthomes.com |
Florida List for Less Realty Inc.
9114 Griffin Road
Cooper City, Fla. 33328.
Contact Us today.Office: 954-874-3600
24 Hr: 954-680-4404.
Fax : 954-874-3601
Office located in Cooper City, Florida.
Free MLS SEARCH
"Pioneering The New Age of Real Estate"
Specializing in Pembroke Pines Florida Real Estate,Cooper City Florida Real Estate, Miramar Florida Florida Real Estate, Davie Florida Real Estate, Weston Florida Real Estate, Coral Springs Florida Real Estate, Parkland Florida Real Estate,Sunrise Florida Real Estate, Margate Florida Real Estate, Boca Raton Florida Real Estate,Hollywood Florida Real Estate, Dania Beach Florida Real Estate, Hallandale Beach Florida Real Estate
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Full Service Discount Broker specializing in Short Sales and Foreclosures throughout Florida. Buying,selling or renting in Broward,Miami-Dade,or Marion County give us a call today! Broker/Owner.
I have lived in South Florida for the past 26 years. I started in Real Estate in 1985 as an investor. My goal is to make sure that you and your family are completely satisified with our group`s service. In todays market you need someone who can assist you throughout the transaction. That means taking the time to keep you abreast of everything that is going on in todays Real Estate market place.For more information on how our group can assist you, please feel free to contact me today.
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The following articles are a great place to start if you're looking for information about the sales process and how you can get more for your home when you decide to sell.
The Basics of Marketing Your Home
How to Set a List Price for Your Home
Get Your House Ready to Show Buyers
Why Use a Realtor when Selling a Home
Buying a Home has never been easier!
Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.
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The following articles provide useful information and are a great place to start if you're considering buying a home.
How to choose a Neighborhood for Your Home Search Why use a Realtor When Buying a Home? How to Choose a Home Home Inspections Avert Future Headaches Take Charge When Buying a Home The Basics of Making an OfferTony C
Dear Scott and Donna,
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