Photos from Guy Lofts CRS Real Estate Guy in Madison, Wisconsin
Riverside park, at the mouth of the Yahara River, overlooking lake Monona.Located in: Marquette (Madison, WI)
| My most recent coaching class challenged me to get more familiar with the market. Spend a couple of hours making stats.
So I looked up data on the WRA, Wisconsin Realtors web site They were still missing the final quarter of 08 (Q4), so I looked that up and added the figure. So here is my completed sales of homes in Dane county |
| Q1 | Q2 | Q3 | Q4 | YTD | |
| 2008 | 908 | 1837 | 1631 | 945 | 5770 |
| 2007 | 1198 | 2289 | 1900 | 1081 | 6468 |
| 2006 | 1254 | 2380 | 1991 | 1216 | 6841 |
| 2005 | 1182 | 2494 | 2427 | 1400 | 7503 |
| 2004 | 1110 | 2217 | 2331 | 1496 | 7154 |
| 2003 | 1220 | 2082 | 2114 | 1288 | 6704 |
| 2002 | 1144 | 2064 | 1996 | 1315 | 6519 |
| 2001 | 1074 | 1846 | 1684 | 1296 | 5900 |
| 2000 | 903 | 1713 | 1525 | 1097 | 5238 |
| 1999 | 938 | 1854 | 1784 | 1078 | 5654 |
| 1998 | 986 | 1819 | 1722 | 1076 | 5603 |
| 1997 | 805 | 1736 | 1837 | 1216 | 5594 |
Basically we have gone back to 2000-2001 levels of sales.
2008 sales were not particularly bad, although I must admit it might have seemed it at times in the trenches. We did drop to the lowest 4th quarter sales on this string of data, however I do not find that surprising with all that was going on. The financial blow up, election, wars, etc.
Well that is now clearing and we are hoping to see stabalization. We are hoping a pent up demand is going to be released, fueled by low interest rates. This could however bring a flood of sellers. Sorry my crystal ball is a bit cloudy.
Real Estate Guy and his Team sell homes and help buyers in Madison wi
I have been reviewing the HUD for Homeowners web site which spells out the government's program to assist homeowners stuck in a home, still have jobs and not enough equity to refinance, yet are getting killed with readjusting ARM's. Go Here
Does anyone else have an opinion about the value of this program?
As far as I can see, summarized/interpreted as follows:-
Wait there is a saving here
Your existing home will be reworked to 90% of current home value, based on bank appraisal.
Who this helps.
Let's look at an example of how this could affect someone:-
You have an 8% mortgage of 180k on a home that was worth 200k, however the fair market is now worth 175k.
You can not get out of your mortgage as the bank guidelines are too tight now. (good thing for that too)
So you would be stuck with a monthly loan payment of $1,321.
With this govt loan the new loan would be 90% of 175k. 158. add 3% and closing costs and the loan is now $163k. let's say at 6%-
(but we need to add 1.5% payment on top. a payment of $978. Now I may be wrong on this but I calculate the annual payment of 1.5% of the loan a payment of $200 a month. giving a payment of $1,178/mo.
I calculate this to be a savings of $143 a month.
What do you think, is this Worth it? Probably yes, is it going to save someone? probably not.
Your comments are appreciated.
Real Estate Guy is a real estate consultant in Madison Wi. can be found at Real Estate Guy.net
He helps homeowners in tough situations and is experienced in short sales and pre-foreclosures.
Yes it is cold, darn cold. One thing is for sure. it was predicted to get a bit warmer today. (I believe the low yesterday- Thursday was -20F yet today at about 8am I took a snap of this thermometer in Verona Wi. -23F yes colder than yesterday. As we'd say in England, cold enough to freeze the ba**s of a brass monkey. don't ask why!
Anyway, there it is. the record is straight.
I read today it isn't the coldest on record. Apparently in 1951 (rember back last century?) it was -39F.
Oh and if you live in places like Anchorage and northern Canada, I know this is your summer temperature!!
Have a nice night.
Happy Holidays to all.
It looks like Bing Crosby's dream of a White Christmas will come true this year, may be too true!
Streets in Madison are plied with the 30 inches we have already received in Madison. Roads are pretty treacherous and I'm planning on being home as soon as I can.
Now we are expecting another 3 inches today and 10-12 overnight, to leave a mess for Christmas eve.
This is what we have always dreamed of EH!
Happy Holidays to all. and may 2009 be a great year.
Your Real Estate Guy in Madison Wi
I love happy smiling people. It makes my day. I like smiling, it makes other people's days.
(did you know it takes more facial muscles to frown than to smile?)
I have decided to create an award to reward anyone, wherever they are if they have a great, warm meaningful smile. Call it the
"RealEstateGuy Great smile award"
How I will recongnize it. Of course, it seems a little weired, possibly creepy to say to a stranger, i love your smile!!!
Giving out a card, on the other hand is a great way to pass that message and create it as So on the back of my card I will place a sticker. RealEstateGuy Great Smile Award
This card is only given to a few deserving individuals. It has been given as appreciation for a wonderful smile which made the difference in someones day.
Smiles can change people's lives. Please don't ever loose it or forget it. Remember, your smile will touch many hearts every day.
My mother often quoted me this poem: (source unknown)
Smile awhile, and while you smile,
smile another smile and soon
there will be miles and miles of smiles
Just because you smiled.
I wish your day is full of smiles
I'd really appreciate your feedback on this idea, is this a way to be different? give out business cards, make a diference and thank those who deserve.
Also check out Susan's posting on Smiles
Real Estate Guy in Madison Wi. helps people make their best housing decisions
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Harness our teams 45 combined years of Real Estate. Improve your life through real estate. We will help you make knowledgeable decisions, have fun and get you moved. http://www.RealEstateGuy.net
Certifications and Recognitions 
Guy's Personal Background
I was born and grew up in England, gained a BSc graduate degree in Horticulture and a Masters in Business. I was a competitive swimmer and water-polo player. I also played those thoroughly English sports, Cricket, Soccer, and Field Hockey. In 1982, while in Madison on a university work exchange program, I met Lucy Jenkins.
After a transatlantic romance we married in 1986. We continued to visit this great city until moving here in 1992. After 8 years as an east-sider, we moved to a pleasant rural Verona neighborhood. We have one child, a boy named Christopher born 11-03-2002, and 2 cats. Over the last few years I have become active in Masters swimming, initially for health reasons, but increasingly to satisfy the competitor in me, I participate in competition.
Guy has created a team of experts who are good in their speciality, trained to get better at just a small aspect of the business. team includes a buyer agent(s), assistant(s), and a telemarketer/phone sales specialist, while Guy is the Marketing and negotiating specialist. He has taken up preforeclosure, short sales and has a 100% record of arranging this type of transaction.
For 15 years I have enjoyed helping clients make great Real Estate decisions, over 500 I believe.
I have had fun and made some awesome friends along the way, but the best times have been discovering this new Company called Keller someone? I was instrumental in bringing it to Madison, indeed Wisconsin. Little did I know that my life would be changed quite so dramatically.
When I visit a national KW event and hear the national trainers- as I do as frequently as possible-, top agents sharing their secrets, even the leaders of the company, I am awed by them. It makes me strive to be better. I am constantly challenged to be a better person, a better leader.
My career is heading up, up, up. I am learning about other ways of wealth building, I am certainly a better Consultant with my Clients, and a far better leader than I ever dreamed possible at my old company.
If you are truely interested in creating a life, in which Real Estate is simply way to fund it. And you want to learn how this is possible. Get in contact with me.
What our clients are saying about us
"Guy Lofts and his team of professionals should be the standard example of Real Estate Agents. The level of personal attention and sensitivity to the client experience is unprecedented. The bottom line is that Guy was able to get selling results in just 3 days!" Jalon Hawk
"I can't believe how quickly Guy sold our home. We were trying to sell ourselves for 5 months before handing it to Guy. We received an offer with in 2 weeks of listing, had it accepted the next day. Guy handled the whole transaction, including a tricky bump, and he helped get us moved." Bill and Cheryl Byers
I've been saying "Holy Cow" a lot lately. This house stuff is really big and I owe heaps of thanks to you for your help. Everything they've been saying about you is true.
And after closing:-
Every step of the way, you were 2 steps ahead. There were no surprises or shocks. You were competent and trustworthy.
I felt like I was your only customer at the time - you were always on top of things. Ruth Ellickson
Guy you were "awesome", (to use our 6 year old's words) we quickly came to trust you and we couldn't have made a better choice in agents, answering our questions thoroughly and calming our fears. Is there a higher rating than excellent? Lisa and Chris Hindle
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