· Down payments as low as 3.5% - The down payment does not have to come from you “Gift” funds are OK using FHA financing
· Loan amounts up to $729,750
· 100% gift funds allowed – Family members can “gift” you the money to close. Funds to close DO NOT have to come from your bank account.
· Up to 6% seller concessions for closing costs
· NO reserves required – “Conventional” loans require 6 months mortgage payments seasoned in the bank BUT FHA does NOT require you to have any reserves what so ever.
· NO open or active tradelines required – All you need is a minimum of two credit scores reporting and the lowest needs to be a 640 or better.
· Citizenship is NOT required
· Non-Occupant co borrowers allowed (family member can help you qualify for the loan IF you cannot qualify on your own)
Offers a home loan program to help armed forces veterans obtain mortgages. The only documentation you need is your DD-214 and your Certificate of Eligibility.
To get a VA backed loan, you must fall under one of four groups. These groups include veterans, active duty personnel, National Guard members and surviving spouses of a veteran who died due to military service. You will need a Certificate of Eligibility to prove your eligibility for a VA loan.
Please let me know if you have any questions. VA is a great loan that offers no money down and no mortgage insurance.
Regards,
Matthew R. Chase
"I'm the Realtor's Best Friend!"
This information is provided to you by Matthew Chase of SWBC Mortgage, a long-time trusted partner of Adam Brett, The Home Sold Team. He is a direct Lender who can ensure you get the best rate and loan available. For more information about interest rates, visit: www.homesoldteam.com or contact Matthew Chase.
Matthew Chase | 562-216-0688 | mchase@swbc.com | www.swbcmortgage/chase
License # Ca-DOC242600
Ask if refinancing your home loan will save you money.
Refinancing may be a great option if:
- You want to take cash out to pay off holiday bills, taxes or other debt
- Your loan rate is more than 5%
- You have a balloon or an adjustable-rate loan and want the stability of a fixed-rate loan
- You want a shorter-term loan so you can pay off your home at a faster rate
- Need to lower monthly payments to stretch household budget
- Need home equity to make another purchase or cover another expense
Call today for a complimentary loan analysis OR email a copy of a recent monthly statement to me. I will quickly send you a personalized loan analysis – at no obligation.
Regards,
Matthew R. Chase
"I'm the Realtor's Best Friend!"
This information is provided to you by Matthew Chase of SWBC Mortgage, a long-time trusted partner of Adam Brett, The Home Sold Team. He is a direct Lender who can ensure you get the best rate and loan available. For more information about interest rates, visit: www.homesoldteam.com or contact Matthew Chase.
Matthew Chase | 562-216-0688 | mchase@swbc.com | www.swbcmortgage/chase
License # Ca-DOC242600
The Wall Street Journal reports stronger lure for prospective home buyers with the monthly cost of owning a home more affordable now than at any point in the past 15 years, homeownership is becoming less expensive than renting in a growing number of cities.
Placentia, Orange County Real Estate Market Reports & Trends for the Week of January 2
The following below is an exclusive report that contains real estate trends, graphs, market updates and home sales information for city of Placentia in Orange County. It is the latest report on the real estate market in the city including valuable forecast information for home buyers, sellers and real estate agents. These reports include data for specific zip code area of 92870 for Placentia.
- City of Placentia -
Current Reports
Week of January 2
Past Reports
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Hewlett Packard National Realtor Technology award winner, B.S. in Computer Science and Economics, one of the top Realtors in Orange County.
Why people 'click' with Realtor Adam...
There's a reason why many of Adam Brett's clients say "we just clicked" - he often becomes more than just a Realtor, he becomes first and foremost, a trusted friend. Adam finds few things more rewarding than touching people's lives in a positive way.
For many years Adam has been recognized by both his company and his competitors as one of the top sales agents in the North Orange County Area. Adam's skill of crafting mutually satisfying deals has earned him an exceptional reputation and induction into the RE/MAX Hall of Fame; an honor acheived by only 12% of RE/MAX agents worldwide.
Prior to finding his true calling in real estate, Adam earned his B.S. in Computer Engineering and became a Six Sigma specialist. His innovative use of technology in real estate marketing earned him the 2007 Hewlett Packard National Technology Award, the 2008 Realtor.com National Marketing Award and the 2010 FIVE STAR Award, given to less than 7% of Orange County real estate agents. Adam's creativity and technical knowledge work to the great advantage of his clients, who benefit from his countless resources for the latest listings and most advanced property marketing.
Adam is the agent people turn to when other agents have given up on them, or have lost enthusiasm - like many first-time homebuyers. Buying a home; especially for the first time, can be an intimidating and arduous task. But with Adam at their side, clients quickly see how he continually puts all of his considerable business acumen and experience to work to put them at ease. Whether a client is buying their first home, selling their existing home, or upgrading to their dream home, Adam can help.
From the moment you meet Adam, you can't help but notice his upbeat personality and energy. It is this combination of these traits coupled with a personal touch and impeccable work ethic that makes an encounter with this leading businessman a pleasure. When you add his problem solving skills, negotiating prowess, and extensive background in finance and business, it's not surprising that he's the first choice of buyers, sellers, and investors in the North Orange County area.
Adam has been the top sales agent at RE/MAX North Orange County since 2008...but he'll be the first to tell you: "I'd rather hand you the keys to your new home, hammer a sold sign on your door, or help you sleep better at night with fewer financial worries than hang another plaque on my wall." That is why so many people 'click' with Adam.
Adam Brett Freilich CA DRE LIC#01499486
Residential Re-Sale, Commercial Properties, Foreclosures and Investments. As a long-time Fullerton resident Adam is intimately familiar with North Orange County neighborhoods. He has extensive expertise in residential real estate, commercial build outs, hard money lending and mortgage banking. As an authorized REO agent for CountryWide Home Loans and World Savings he has extensive experience in all aspects of the foreclosure process. Investors rely on his knowledge and experience to help them identify and capitalize on distressed properties.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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