Owen Zweiback

The latest numbers for the Southwest Florida marketplace. Specifically tailored for the Bonita Springs & Estero communities. Our inventories are shrinking and for the investor driven purchaser; there are certain price ranges which would be good entry points for the long term. Let us not forget that Southwest Florida is a leading resort styled area with some of the worlds most beautiful beaches and amenities. We also have some of the greatest year round weather. Couple all of this with the fact that Florida will still be a future destination and retirement point many of the millions of baby boomers.

Best regards,

Owen Zweiback PA, GRI, Realtor, e-Pro

Coldwell Banker Residential Real Estate

23421 Walden Center Drive

Bonita Springs, Florida 34134

239-269-3077 Cell 800-547-3019 Toll Free Office

www.floridamoves.com/owen.zweiback

Promises Made! Promises Kept!

Recognized! Respected! Recommended!

I have been very busy this week calling congress people and Senators to voice my displeasure with the nearly Trillion dollar bailout bill.

From the very beginning I was in the camp that felt that we had to have an alternative to the initial plan. There was absolutely NO way that the pinheads up in DC that claim they represent USare clever enough to prepare a plan within a 24 hour period as they attempted. They not only asked us to believe that they can succeed in a correct plan of action in a short time frame but included in that request is a blank check for nearly a Trillion dollars of our money which in translation was to give the Treasury Secretary a nearly "defacto dictatorship" over our tax dollars.

There wasn't even an equation or strategy used to determine the unbelievable $770 Billion. They claim that they needed a "big number". This whole give away of our tax dollars is a terrible idea. The fact that the bill was defeated in the House of Representative was a success and victory for capitalism. The current plan is a shredding of our capitalist markets and an assault on our free market culture that our great country has been built on. Another very important thing to keep in mind in a free and capitalist market is that failure IS an option.

There have been a number of well stated opposition ideas that have been presented. I believe that pro-growth policies are the best way to provide the economic stimulus that this country and our economy needs. A well stated pro-growth plan has been presented today by South Carolina Senator Jim DeMint.

I ask that everyone calls there Congress and Senate Representative and ask them to vote NO on the bailout bill. Tell them that you support and ask them to support the Jim DeMint offered legislation which employs pro-growth policies to strengthen our depressed economy.

As a side note: I am a firm believer that the FANNIE MAE/FREDDIE MAC organizations are the root cause of our problem. Furthermore I am in strong favor of privatizing those taxpayer funded companies and getting OUR government out of the mortgage guarantee business. See below.

My Source: http://www.jimdemint.com/blog/2008/09/demint-outlines-economic-growth-plan/

DeMint Outlines Economic Growth Plan

September 25th, 2008

Today, U.S. Senator Jim DeMint (R-South Carolina) outlined a plan to stimulate real economic growth for American businesses and families through lowering taxes, reforming government failures, and immediately expanding domestic energy production.

"The proposed bailout is a trillion dollar band-aid that does not contain a single item that will stimulate our economy," said Senator DeMint. "Now is the time to cut taxes on American investment, reform government failures, and expedite energy exploration so we can grow our economy. We must enact pro-growth economic solutions that will create jobs, open up our vast energy resources, encourage investment, and pave the way for long-term prosperity. Instead of giving government more power after its past failures, this plan provides our economy the tools it needs to work through this crisis and gives Americans the freedom to succeed. Given the serious problems we now face, we should all agree that a bold pro-growth economic plan is urgently needed with or without a bailout."

REFORM A TAX CODE THAT DISCOURAGES CAPITAL FORMATION

• Suspend Capital Gains Tax for 2 Years, Index it for Inflation: Immediately suspend the capital gains rate from 15% for individuals and 35% for corporations on assets, including stocks, homes, and commercial real estate investments. This provision would unleash funds and materials to create jobs and grow the economy. After the two-year suspension, capital gains rates would return to present levels but assets would be indexed permanently for any inflationary gains.

• Reduce the Corporate Income Tax Rate: Reduce the corporate income tax rate, which discourages job creation and investment in the U.S., from 35% to 25%. For over a decade, the U.S. corporate tax rate has been 50% higher than the average among our counterparts in the industrialized world and nine key trading partners cut their rates during 2007. According to the Tax Foundation, the corporate tax quietly taps family pocketbooks for nearly $370 billion per year, over $3,000 per household, in the form of higher prices, lower wages and poorer return on investment.

REFORM FAILED GOVERNMENT REGULATION

• Suspend "Mark to Market" Accounting: Suspend the mark-to-market regulatory rules for long-term assets. These rules require financial firms to mark assets at current market levels, even where no market exists and any immediate transactions would result in fire-sale prices. Instead of allowing firms to mark these assets to their true economic value, these rules contribute to a downward spiral as firms have to evaluate their assets not on the basis of their long-term investment but rather on a short-term panic.

• Reform Section 404 of Sarbanes-Oxley:Make voluntary the duplicative reporting requirements under Section 404 of the Sarbanes-Oxley Act, allowing companies to comply with standards that better fit their size while still insuring that they protect their investors. The average compliance cost for a business under Section 404 is $3.8 million, with smaller businesses paying over twice as much in percentage of revenue as large businesses. Relieving this burden will reverse a policy that is chasing capital offshore and encourage more companies to go public in the United States.

• Repeal federal mandates for risky loans: Repeal the Carter-era Community Reinvestment Act, which requires banks to make loans available to borrowers who would otherwise be deemed as too high a credit risk, and who often cannot afford to repay the loans. Under this law that contributed to our current crisis, if banks don't make enough risky loans, community organizers can take financial institutions hostage during regulatory proceedings when banks try to merge, acquire or otherwise alter their status.

EXPAND ENERGY EXPLORATION

• Repeal Bans on Energy Exploration and Expedite Production:Expedite offshore and oil shale exploration, ensure states share in energy revenues, and prevent endless litigation from frivolous environmental lawsuits. American reserves offshore are estimated to hold over 20 billion barrels of oil and 97 trillion cubic feet of natural gas. In the West, oil shale is estimated to be between 800 billion and 2 trillion barrels of oil - that is more than three times the proven oil reserves in Saudi Arabia alone. Permanently ending these bans on American energy will help fuel our economy and stop sending billions of dollars overseas for foreign oil.

REFORM FAILED GOVERNMENT INSTITUTIONS

• Schedule the GSEs for Privatization:Transition Fannie Mae and Freddie Mac over a reasonable time period to truly private companies without special government privileges and expose them to real market competition. This reform would 1) establish commonsense limits for their capital requirements and portfolio holdings relative to their size, 2) focus their mission on affordable housing only, not profit making, 3) require them to pay an appropriate risk-based amount for the government guarantee they enjoy, 4) subject them to state and local taxes and accurate SEC filings like every other private for-profit corporation, and 5) ultimately provide for the phase out of their GSE charters once their conservatorship has ended.

• Stabilize the Dollar:Repeal the Humphrey-Hawkins Full Employment Act, which diverts the Federal Reserve's attention from long-term price stability to short-term economic growth. In an effort to fuel the economy, this additional mandate has encouraged the Fed to keep rates artificially low, leading to economic booms and busts, a rise in inflation and the decline of the dollar. This reform would require the Fed to establish a numerical definition for price stability and maintain a policy that promotes it over the long-term.

Best regards,

Owen Zweiback PA, GRI, Realtor, e-Pro

Coldwell Banker Residential Real Estate

23421 Walden Center Drive

Bonita Springs, Florida 34134

239-269-3077 Cell

www.floridamoves.com/owen.zweiback

Another forum for debate and once again another missing debater. This is someone who has grown to Washington DC culture of elitism. This is someone who professes to work for the people of Southwest Florida yet makes every effort to engage more closely with the people of Southern California. This person is Connie Mack!

The Cape Coral Civic Association had a debate with the candidates for the District 14 Congressional seat in Southwest Florida. Once again Congressman Mack had to be tried in absentia. He has stated that he will debate when he has an opponent who's he claims is "viable"!

Well let me state for the record that when you are running for a seat in political office a candidate whether an incumbent or challenger OWES it to the voting constituents to be visible and vocal.

We are in a very serious time in our nations history. We have wars to execute, an economy on life support, a devaluation of the dollar, high energy and commodity prices, a social and familial breakdown, failing schools, credit & housing issues, high taxes and a host of other high priorities which need attention.

That is why I would ask you to consider someone who has attended the debate forums. Someone who has made the rounds to speak to the constituents of Southwest Florida. Someone who has a sense of how to bring a non partisan approach to partisan & tough issues. Someone who has and is "going to bat" for the good people of Southwest Florida. He is currently our State Senator. He is Burt Saunders.

Burt Saunders is the right man to consider for the job. This job entails more than just talking but acting. We haven't seen much action from our current congressman but I assure you that if you help elect Burt Saunders to congress, he'll go to Washington DC to act. He will caucus with the GOP as he is a registered Republican but he is not afraid to "call out" the people in the Republican caucus when necessary and fight the good fight for the people even if that means going up against his own party.

Burt Saunders believes that the best way to prosper for a strong economic future is:

1. Cut Spending

2. Lower and/or transform the tax code to a more simplified system

3. Expand the opportunity for health care for all

4. Secure our borders & eliminate illegal immigration

5. Work toward a market based approach for economic policies

6. Work toward a new future for American energy production

For more information on candidate Burt Saunders please comment and/or visit his website at www.burtsaunders.com

We are fast approaching this election and this is the time to implement new strategies and employ people who have had success in passing legislation, working on bipartisan approaches and always keeping in mind that it's the good people of Florida who he works for.

Let's all head to the polls on November 4, 2008 and make a real statement to the country that politics as usual is no more here in Southwest Florida. We will hire State Senator Burt Saunders to work for us... the good people of Southwest Florida.

We can help Burt Saunders by voting for him and appealing to our friends and family and co-workers that it's time to investigate and vote for a friend of Southwest Floridians and that friend is Burt Saunders.

Best regards,

Owen Zweiback PA, GRI, Realtor, e-Pro

Coldwell Banker Residential Real Estate

23421 Walden Center Drive

Bonita Springs, Florida 34134

239-269-3077 Cell

www.floridamoves.com/owen.zweiback

Let me start by stating that this post is a bit of a venting time for me. As we have moved carelessly forward through the tragic times in our financial markets, everyone has opinions and interests in this debate.

Over the last year or so I have heard the use of the name Warren Buffet more than we have ever heard or used it before. I am very much beginning to question why he is so much of a so-called "Expert"!

We've heard and seen him in alignment with Senator Barack Obama. His name has been used and invoked very often by Senator Obama. We heard Senator McCain invoke his name just the other day when discussing the financial crisis. He stated that along with a few other people that he would employ Warren Buffet to help in some sort of oversight committee or some garbage like that. I've read more than a few comments on AR where people fling his name around like he's so special.

I am questioning what is so economically special about Warren Buffet?

This is a man who decades ago found success in buying and holding large companies that are staples to American society. Coca-Cola, Dairy Queen, etc..... I actually believe that the method of long term investment strategies like buying and holding is the best way to go for the long term investor.

This in and of itself in my opinion does NOT make Warren Buffet a genius to be counted on for all kinds of economical turmoil and challenges.

This is the same man who is handing over much of his rightly earned wealth to the Gates Foundation as well as setting up his trusts and financial future with a direct priority of eliminating many of his tax consequences.

He's also the same person who is offering advise to Senator Obama on tax policy and how the capital gains tax as well as many other investment taxes should be raised.

My main mission of this blog is to get feedback from the many folks out there and there opinions on Warren Buffet and the politician and media running to him and invoking his name like he is some economical savior.

I think the Warren Buffet phenomenon is heavily oversold. What say you?

Best regards

Owen Zweiback PA, GRI, Realtor, e-Pro

Coldwell Banker Residential Real Estate

23421 Walden Center Drive

Bonita Springs, Florida 34134

239-269-3077 Cell

www.floridamoves.com/owen.zweiback

The numbers are out and hot off the press for the most recent housing numbers in the Southwest Florida marketplace. While we still have a large amount of inventory; the numbers are down from the beginning of the year. We are coming out of our summer slow season and back into our fall and winter months which offer a wide range of opportunities for home buyers and sellers. Below are the latest numbers!

Best regards,

Owen Zweiback PA, GRI, Realtor, e-Pro

Coldwell Banker Residential Real Estate

23421 Walden Center Drive

Bonita Springs, Florida 34134

239-269-3077 Cell

800-547-3019 Toll Free Office

owen.zweiback@floridamoves.com www.floridamoves.com/owen.zweiback

Promises Made! Promises Kept!

Recognized! Respected! Recommended!