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Ginger Moore

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$8000 Home Buyers Tax Credit Extended by Congress

11-06-09
Ginger Moore

Good News:

$8,000 Home Buyers Tax Credit Approved & Extended by Congress

This is a fabulous and savvy move by our congress. This home buyers tax extention will help consumers, realtors and help to stimulate our economy.

Congress has approved the $8,000 home buyers tax credit extension.This bill was unanimously passed by both houses.

This bill was set to expire at the end of this month. The Home Buyers extension date is now April 30, 2010. You must be entered into a contract by this time. Homes must be closed by June 30, 2010.

There is another new $6,500 Home Buyers tax credit incentive for existing property owners that want to sell their home and possibly buy another during the same period of time. You must have owned your current residence for 5 consecutive years to be eligible for this.

Here are a couple of the qualifying limits listed below:

Qualifying Income limits:
raised from $75,000 to $125,000 for single tax payers
raised from $150,000 to $225,000 for joint tax payers

The maximum allowable home purchase price is $800,000 to qualify for this home buyers credit.

Here is a link where you may find out more information on the Home Buyers Tax Credit: http://www.irs.gov/newsroom/article/0,,id=204671,00.html

It is a great time to buy a home. Interest rates are low. There are many homes to choose from, on the market. If you are interested in purchasing a new home, or selling an existing home, just give me a call. It would be "my pleasure" to help you!

Your Real Estate Connection

15 Comments
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Do Some Granite Counter Tops Emit Radon Gas?

10-05-09
Ginger Moore

Do Some Granite Counter Emit Radon Gas?

Yes they do. Not all granite counter tops emit this radon gas, but if you have them in your kitchen, you should check and see if they are emitting radon gas. It is very simple to find out if they are doing this. Just go down to your local Home Depot, Lowes or any hardware store, and get a radon gas kit tester. It can tell you immediately if these coutertops are indeed emitting radon gas. These kits usually sell for around $20 to $30. This is a small price to pay, for peace of mind. It is very important to test for this radiation, because radon gas is the second leading cause of lung cancer. Children and a developing fetus are extremely susceptible to this radiation. You may also find granite used in building fireplaces. Please test any area that granite is used in your home. Since we know it can cause lung cancer, and harm developing children, please use caution if you are pregnant and have granite coutertops.

28 Comments
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Gastonia NC

09-30-09
Ginger Moore

Gastonia NC is a sleepy small suburban town, right outside of Charlotte. Many workers from Charlotte live and commute from the Gastonia area, and call it home. Taxes, and home prices are lower, here, as you might expect, than our neighboring Charlotte. Affordable homes are plentiful. You can get more square footage, and a more luxurious home, for your money, here in our city. It is a most wonderful southern town, where you will be greeted with southern hospitality and warm broad smiles. It is an excellent place to live, raise your children, and call home. We are perfectly situated between the beautiful, majestic mountains of NC, and the tranquil, sandy Carolina beaches. You can get to both places within a few hours. I am a native Charlottean, but have lived in Gastonia, and called it "home" for the past 23 years. We have some superb academic schools for our children, fabulous restaurants, aromatic coffee bars, and an awesome, fully stocked shopping mall where you may want to walk and shop inside. Gourmet Restaurants are plentiful, full of every type of quisine. Our weather is fabulous! We have mostly sunny days, and only have a few cold months during the entire year. Snow is rarely seen around here. I seldom have to wear a coat in the winter time. We also have walking/biking trails that run by the scenic green wooded park and the crystal clear creek. Come to our beautiful city and see for yourself. Get a sample of the gorgeous Carolina Blue Skies, and you may never want to leave. It would be my sincere pleasure to help you with buying, selling or relocating to this grand, warm and friendly, southern historic city!

We'll leave the lights on for ya! :)

Ginger Moore 704 865 4290

6 Comments
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Mortgage Calculator

07-28-09
Ginger Moore
Do you need to find out what you monthly mortgage would be when you buy your home? If so, this mortgage calculator is just what you need. Just enter your loan amount, and click on whether you prefer a 30 year, 15 year, or an 5/1 ARM mortgage. It has the current interest rate. You then just click "Calculate". The widget does the rest. It gives you an estimate of the amount of your monthly mortgage payment. If I can assist you in this process, or if you should need further help, do not hesitate to contact me:
Mortgage Calculator Get custom loan quotes
— anonymously Zillow Mortgage Marketplace Get this widget
Ginger Moore 704 865 4290 realtorginger@yahoo.com www.charlottelakewyliehomes.com Thank you for stopping by!
10 Comments
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Sell Your Home Fast|Price it Right

06-06-09
Ginger Moore

Just a note to sellers out there who want to sell their home fast. Yes, this can be done but the home must be priced right. I have seen some selllers that seem to think their home is worth double what the neighbor's comparable home is worth, in the same neighborhood, and similar sqare footage. We have to do a comparative market analysis on your home, which is free, and price it within the range of similar homes that are around you. When your home is overpriced, it just tends to sit on the market for quite a while, until the market catches up with your pricing. That could be years. Yes, I have seen homes sit on the MLS for years, when the price is too high. So, to keep it short and sweet, please price your home appropriately, and relative to the surrounding homes in the market. Proper, suitable pricing will help to ensure that your home sells faster. Correct pricing is mandatory for a fast sale, in this highly competitive market. This is a win win situation for all who are involved.

Ginger Moore 704 865 4290

2 Comments