Foreclosures were filed on 332,292 U.S. properties in October, a decrease of 3 percent from September, but still up nearly 19 percent from October 2008, according to foreclosure sales site RealtyTrac.
October marks the third-straight month of declines in foreclosures, which many see as an encouraging sign that the worst of the foreclosures are behind us. Still, some skeptics predict another wave. "The real issue is we don't know what inventory banks are holding that they have yet to put on the market," said Stephen Miller, chair of the economics department at the University of Nevada at Las Vegas, during an interview with Bloomberg News.
Source: RealtyTrac (11/12/2009)
Simi Valley is an incorporated city located in the extreme southeast corner of Ventura County, California, bordering the San Fernando Valley of Los Angeles in the Greater Los Angeles Area. According to the most recent Census estimate, the city had a total population of 118,687 in 2005. Simi Valley is known today as the home of the Ronald Reagan Presidential Library. Simi Valley currently ranks as the seventh safest U.S. city with a population between 100,000 and 500,000 but has been ranked top safest in the same class in many prior years. Clean air and rolling hills create a magnificent backdrop to a community committed to providing an attractive environment - while maintaining the delicate balance of business activity and residential lifestyle. The City of Simi Valley understands the needs of business and desires to work with businesses to ensure their long term success. Businesses from all over have discovered the benefits of locating in a community which is "so close and yet so far" - close to Los Angeles for the amenities of a big city - far enough away to enjoy the peace, security and quality of country living. Simi Valley also offers the advantage of lower County, business and utility taxes, as well as a City government that encourages businesses to prosper.
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Rector and Associates are experts in Simi Valley Real Estate specializing in Simi Valley Homes for Sale.
In an ever-changing world of reale state and the never-ending challenges that occur, it's nearly impossible and very impractical for one person to do it all.
THE MAGIC BEHIND RECTOR & ASSOCIATES...
Name: Stan Rector Email: Stan@RectorAndAssociates.com Phone 805-577-7902
Stan Rector is highly regarded as one of the most ethical professionals you'll ever meet. Never will you have any doubt that he's helping you make the best decision for your individual situation. Highly respected in his industry, Stan's tech-savvy skills really come into play when helping his clients. As a key player in the design and implementation of the Ventura County Regional Multiple Listing Service (MLS), Stan uses his vast computer knowledge to effectively search for homes for his clients and grants his clients access to the same systems. Not only is he likable upon your first phone conversation or meeting with him, but with his unprecedented rapport with other agents, you'll be glad to have him on your side while handling the details and negotiating your next sale!
"It takes a tremendous amount of time, money & resources to know the ins and outs of real estate. Holding a real estate license is so much more than ‘helping people buy & sell houses'. What had to set us apart from the 537,000 real estate licensees in California alone was the drive and commitment to go the EXTRA MILE." - Stan Rector
"Nearly every aspect of a real estate transaction is so intricately detailed it takes an incredible amount of resources to successfully close a transaction. With thousands of possible scenarios, unforeseen circumstances, and different objectives to be met in each transaction, our goal is always the same... dedicate 100% of our energy toward serving our clients, and we will help them reach their goals!" - Renee Rector
Name: Renee Rector Email: Renee@RectorAndAssociates.com Phone: 805-279-0143
Renee Rector is equally respected and valued in her profession. She has an amazing knack to bring it all together and make it all happen. With an extensive background in customer service and corporate relations she knows just how to care for her clients and never give up until she finds the perfect solution to meet her client's needs. Renee compliments Rector & Associates with years of management, marketing and administrative skills. She not only manages their staff and the extensive marketing that goes into advertising and promoting their client's home, she directs and oversees the details of the transaction and troubleshoots challenges before they're ever an issue.
HELPING YOU GET FROM WHERE YOU ARE... TO WHERE YOU WANT TO BE!
"As a necessary part of YOUR success, we continually research the best and most efficient ways to meet YOUR objectives and achieve the ultimate status of becoming YOUR Real Estate Consultant for Life!"
Starting out as a phone call, appointment or home showing undoubtedly turns into a life-long trusted relationship.
This dynamic duo has spent the majority of the last year restructuring their philosophies to focus MORE on the core of their business. With the managing, marketing, and operating portion of their business running flawlessly, this has given Stan & Renee the opportunity to make the core of their business, YOU, their client. Not just helping YOU buy or sell a home or investment property, but having a strong core means continually devoting their time and energy to focus on YOUR goals, educating YOU to make sound decisions, offering YOU options and providing YOU the excellent service YOU deserve and expect!
It's no wonder their clients are always eager to introduce them to anyone in need of a trusted real estate professional...yet another reason they work By Referral OnlyTM
By Referral OnlyTM is... "The heart of our business! Because we work By Referral OnlyTM, we don't need to spend valuable time prospecting for new business. This focused approach has provided us with the time to elevate our education and experience so that we can guarantee a fully professional level of service to you and make a 100% commitment to making sure your priorities are recognized and met, guiding you through each stage of the process-and beyond. As your trusted real estate consultants, we are in the business for the long term and are dedicated to building strong, lasting, lifelong, relationships.
In Return... "We need you! We rely on people like you for your heartfelt endorsement to your friends, family, and coworkers for this same world class service. In return for this high level of commitment, we ask for your introductions! YOU can expect that they will receive the same level of concern and commitment that we have pledged to you. And for that - we say - THANK YOU!"
Your Real Estate Consultants for Life,
Stan & Renee
RECTOR & ASSOCIATES SPECIAL RECOGNITIONS:
HONORS AND AWARDS
MEMBERSHIPS AND ASSOCIATIONS
COMMITTEES AND ORGANIZATIONS
What our clients have to say...
Name: Sandra & Ed ~ Simi Valley
Renee & Stan,
Thank you for all that you've done on a professional and personal level to get us into our home. Having you part of our home buying process gave us comfort in knowing everything was take care of. Your names are out of our mouth as soon as some says they are looking for a home. We thank you for your support and friendship and we will stay in contact. You have made friends for life!
Sandra & Ed
Name: Jeff & Megan ~Reseda
"Dear Potential Home Buyer,
We heard about Renee Rector through some friends of ours. It was their first home purchase too, and we knew they had a lot of the same concerns we did. Like a lot of people, we had heard some alarming stories about real estate in general. We knew this would be the biggest purchase of our lives, so we wanted to carefully make the best decisions for us and our future. We had never heard of the Rectors, but our friends insisted that their experience was amazing. To us, a personal referral from people like us was worth more than anything the Internet or a bus stop bench could tell us. So we called Renee.
Renee is really energetic and easy to get along with. She explained the process really well and has been wonderful at listening to our concerns. She was very honest and understanding right away. She referred us to Stan, her business partner and husband, because he specializes in the neighborhoods we were interested in. To us, admitting that Stan is stronger in this area showed integrity. We knew we could trust them with this huge step in our lives. Stan has an easygoing demeanor that was really soothing during the whole process. He is patient, honest, and perceptive. His experience is invaluable and he is great at explaining the nuts and bolts of home ownership. Stan and Renee worked tirelessly together for us behind the scenes, trying to make our seemingly impossible dream a reality.
Once we found our future home, Stan and Renee kicked into overdrive. There were so many confusing documents and deadlines! They both went out of their way to make sure we understood what was going on at all times, what we were signing, why we were signing, what the next step was, and what else needs to be done. Whenever we had a concern about price, they listened and advocated for us. Although he has a relaxed demeanor, Stan is a fighter behind the scenes! We got such an amazing deal that we could hardly believe it! We even closed a day early when we told them family was flying out to help us move.
Stan and Renee make sure to add a personal touch throughout the entire process. We could tell this is not just a business to them. This is their livelihood, reputation, and their lives. It matters to them on a personal level that this is an enjoyable, educational experience for us. The entire time, they were ready at a moment's notice to address any conceivable concern. When we move again, we look forward to calling up Stan and Renee because we know they went the extra mile for us and our friends. We trust that Stan and Renee will provide this elevated level of service to you as well."
Sincerely,
Jeff Halbleib and Megan Slota
Name: Gary & Brigitte ~Simi Valley to Oxnard
For the second time in less than 5 years, we have to thank Stan and Renee Rector for everything they have done for us.
The first time we met Stan, we wanted to sell our townhouse and move into something a little bigger. It took some time and a lot of work on his part, but we found the perfect home for us. Not only that, but we developed a wonderful friendship with both Stan and Renee that we cherish.
However, we had a goal - we wanted to move to West Ventura County within a few years, so we had to keep that in mind. Last year, we wanted to move, but the downturn in the economy made it nearly impossible - or so we thought.
We received an unexpected gift that would assist us in the purchase of a new home, and we called Stan to talk about our options. We were looking to buy a home in Camarillo, and Stan set us up with his website so we could browse the homes that were available. After a couple of months, we still had not found anything acceptable that was within our budget, so we again called Stan to expand our search area.
I am from Oxnard, and was looking to move closer to my parents. My dad was 86 years old and in failing health, and my mom is 82 and cannot walk without assistance. They needed me to be close so I could make sure that their needs were being met.
My husband was hesitant to move to Oxnard, but knew that it would make me happier to be near my family, so he made the sacrifice. Stan expanded our search area and we began looking in both Camarillo and Oxnard.
We thought we found the home we were looking for just a short while later, but it was a "short sale." Stan let us know that this type of purchase was not easy, and would probably take some time, but we went ahead with an offer.
While we were waiting for the banks to make a decision, I lost my dad. It was now imperative that we get to Oxnard somehow, someway, and as soon as possible. We looked at other areas of Oxnard that would meet our (impossibly high) standards, and found a home that I just had to see.
And although Stan and Renee were leaving in just a couple of days to get married and honeymoon in Hawaii, Stan said he would meet me at the house the next afternoon.
When I got there, Stan was already in the house. He came out to greet me with a HUGE smile on his face and said, "I think we found your house..." I walked through the house and realized that he was right. I had tingles (warm and fuzzies, Stan calls them) because it was perfect! It had everything we were looking for - hardwood and tile floors, parking for our RV, a huge backyard, a bonus room for our family get-togethers, and a great kitchen. Not to mention the fact that the price was really right!
We immediately made an offer. So did a bunch of other people. And Stan and Renee were leaving town. It didn't look very good for us.
While Stan was gone, my husband and I discussed other options, and I continued to look at other houses. Not very many met our criteria, and most of the ones that did were foreclosures that were beat up and would require a lot of additional money, time and work to make them livable. We found one that met almost all of our requirements - it was a two-story, we wanted a single story - and we had decided that, since we would probably not get the first one, we would go look at it when Stan and Renee got back into town. As I was signing off of the computer after showing my husband the pictures of the house on Stan's website, the doorbell rang. All I could see through the beveled glass of my front door was a person and a lot of color, and when I opened the door I saw Stan. He was holding a bunch of balloons, a bottle of wine and some paperwork and he was wearing a gigantic smile. I looked at him and said, "Shut up!! We got the house?" He replied, "We got the house!" That's when the tears started falling.
We did not know until that night that Stan spent a majority of his time (that he should have been honeymooning with his beautiful bride) on the phone talking to and texting the realtor that was representing the seller. He made sure that she knew that we were the ones that should have this house, and he MADE it happen. It's been a few months, and I am still in awe of Stan and how he got us this house.
Oh, but it doesn't end there. We still had to go through escrow, inspections and appraisals. Stan was there with us for every single one, and made sure that we knew where we were at all times. The escrow company was difficult to work with, but Stan was on top of everything, making sure that nothing got too out of hand.
Finally, we closed escrow. Stan was out of town, but Renee called to let us know that we were the (very) proud owners of a new home. I don't want to spoil the little surprises they blessed us with during and even after our home buying experience but take my word, compared to other realtors that we have known and tried to work with (before we met Stan), Stan reigns supreme! We have all heard the horror stories, and have this idea in our heads that realtors are just like car salesmen. Not Stan and Renee.
They really care about the people that they work with. They get to know you and what you need and like, then they make it happen for you. They even have a network of people that they can refer you to if you need help in other areas like getting a home loan, termite inspections, appraisals, electrical work, anything!!
I've been telling everyone I know that even hints at THINKING about buying or selling a home to call Stan and Renee Rector. No other realtor can compare, and no other realtor will take better care of you through the entire home process and afterwards than Rector and Associates.
Sincerely,
Brigitte and Gary Campbell
Name: Ed & Sandra ~Simi Valley
When we first made the decision to sell our home in Simi, the decision was an easy one. After all we were building our dream home.
As you know we originally planned to sell two properties, one in Simi and a rental in LA. Well, the building process dragged out quite further than anticipated and as we were looking for agents to list our home we did not just want to pick someone out of a phone book.
Low and behold, an acquaintance had your card on her desk and I inquired as to her opinion. She was genuinely thrilled to offer her recommendation of you and your services. When we called and first met you we were blown away by your Real Estate knowledge and insight, especially in this turbulent and difficult economic climate.
You did not offer an overbearing attitude as many Real Estate professionals do, but rather a calm and assuring demeanor which made us comfortable throughout the process. Your marketing abilities were beyond any we could have anticipated and resulted in an ongoing traffic count which assured us that when we offered the right price for ther market, buyers would respond.
Of course we were greedy and listed higher than you suggested, but you guided us through the process rather than demanding change. As we began to see the realities of the marketplace it became clear that there were strategic price points that in fact could entice offers.
Once we grasped this and lowered our price we received 4 offers in a 2 day period. Your direction on how to handle those multiple offers was equally impressive, netting an even higher sales price. We settled on a great buyer with solid qualifications and completed our sale within 30 days.
It is clear we could not have gotten this accomplished without you, in fact our other property in LA never sold and we pulled it off the market. The agent handling that property was unknown to us and on a scale of 1-10 was a 3 at best. You on the other hand have raised the bar immeasureably making it likely impossible for anyone else to satisfy us the way you did. Rest assured you will be handling all of our Real Estate needs going forward! You are the Best!
You took us from where we were to where wanted to be!
Thank you from the bottom of our hearts
Ed and Sandra
Name: Cooper & Lee ~Simi Valley
...a heart felt thanks from Cooper and I for everything you have done for us!! You really went above and beyond our expectations and made this experience great!! U are amazing! Thanks again!!! :)
Name: Vineet & Nandini ~ Simi Valley
In early 2009 we decided to make the big leap and put our Simi Valley townhome on the market, a decision that was not easy given current the real estate market. Luckily, we were referred to Renee Rector (of Rector & Associates) by our parents, who had worked with her to purchase a new home. The whole "selling a property" was a new experience for us. We found great comfort, and someone we could trust, in Renee. She took the time to not only talk about her experience in the Simi Valley market, but also to listen to our expectations, fears and hopes. From our first conversation until the final close of escrow, we found Renee to be responsive to our questions, diligent in following up with prospective buyers, and someone who was clearly working for us. We are glad to have had her help in navigating thru this whole process. We appreciate all her hard work and would definitely recommend her to our friends and family!
Name: Steve & Dolores ~Agoura Hills
Well we are almost at the close of escrow and Dolores and I would like to personally extend the greatest thanks to you and your staff for the outstanding job you have done in completely turning our incredibly difficult situation around into a success. Looking back we can now clearly see how you systematically dismantled the problem and achieved the end result in the time frame you envisioned.......outstanding!!!
In this economy our hardship may have been nothing unusual as I am sure it has impacted many people; however, your support and exceptional performance was certainly your outstanding trademark from all the other agents and people we considered. We found that you had the most extensive expertise in providing the legal timelines, the much need property management support person in time, providing the overall portfolio with legal contacts, the compete marking plan & advertising package and of course the actual experience with the bank in the Short Sales process.
We would again like to graciously extend our sincere thanks and appreciation for all your efforts and team work with all the players. In my view, this was a complex one, but you really knocked it out of the park. We would highly recommend your services to any of our friends.
Sincerely,
Steve & Dolores
Name: April Moller ~Simi Valley
You are INCREDIBLE! The excitement hit me this morning! When you called last night, it did not seem real. I can't believe you pulled it off and to the extent that you pulled it off. You are amazing, and I mean every word of it.
I had really given up on this property in my heart, I think both of us did. So I wanted to express how truly excited and appreciative of everything you have done and accomplished for us, and don't think for a second that you won't be "Renee the GREAT" when someone needs an agent.
I don't think there are words to express how wonderful the level of service you have provided us, it is incomprehensible, and the world would be a better place if people had half of what you have!!
Name: Chuck ~Simi Valley
My dear Friends;
Your clients have been and will always be in good hands. From the day on the bike when I said, "Stan your my Realtor®, find me a house!" You were on it like white on rice. Really good stuff. Just think, it began on a training ride and ended (closed) on the High Sierra Century ride. How cool is that? All in all, I appreciate you both very much, Thank you.
Chuck
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