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Release from Susan Alberti, from Docusign, about digital signatures in real estate businesses. The Gary McNinch Team uses Docusign to allow our clients to sign contracts without faxing. I used this in the last week to complete an offer and get it accepted for our clients, just before another offer was received.
This is a great time for eCommerce and real estate in particular.
April 8, 2010, the FHA released a mortagee letter stating its position regarding electronic signatures. Below is a quick note from DocuSign, chief legal officer, Ken Moyle, who worked so hard to get the mortgagee letter published so you can better implement technology into your real estate business and streamline your processes to provide even better customer service.
"As the chief legal officer at DocuSign, I'd like to share my thoughts, as we applaud FHA's action today. Their decision to clarify their position on electronic signatures will help streamline the sale and financing of homes across the country. Buyers, sellers and agents can use DocuSign's online process to eliminate the time, expense and environmental impact of printing, delivering and signing large stacks of paper documents, and mortgage lenders can take comfort in knowing that DocuSign's e-signature process is designed to be legally compliant in all 50 states and is fully evidenced by a comprehensive audit trail.
The last time Federal Housing Administration released any formal guidance on electronic signatures was way back in 1996. Over the past 18 months, DocuSign's real estate and mortgage origination customers have made it clear that FHA urgently needed to update and clarify its position on electronic signatures. And we heard you.
It's now OFFICIAL: E-signed third-party documents, including real estate contracts, are now being accepted by the Federal Housing Administration (FHA).
FHA's lack of guidance was not at the forefront of anyone's mind a couple of years ago when the agency was only involved in two percent of home loans. But the collapse of financial markets in late 2008 catapulted FHA into the mortgage spotlight almost overnight. As the new #1 source of funding for nearly half of first time home buyers in 2009, FHA's inability to articulate a clear process for accepting electronically processed documents became a very real problem for those who depended on the agency as a downstream partner. In fact, in early 2009 we saw some major FHA lenders retreat from their progressive policies toward e-commerce, as they waited for a signal from FHA.
To their credit, staff at the FHA have been pushing for progress for over two years. It took some early encouragement and help from many concerned parties to help them get this done. DocuSign began direct conversations with FHA on this issue back in October of 2008, and we shared this blog post about FHA and Lender Acceptance of electronic signature back in July of last year.
DocuSign spearheaded an industry-wide effort to move the FHA to formally recognize e-signed third-party documents, and the April 6, 2010 dated FHA mortgagee letter is the first in what is expected to be a series of responses to this initiative. With this policy statement from the nation's largest mortgage insurer, real estate professionals can use DocuSign to get real estate contracts, addenda and other documents signed electronically, and their buyers can apply for FHA insurance with confidence. The FHA mortgagee letter can be found at hud.gov.
Thank you to everyone who participated by calling DocuSign and emailing the FHA, NAR or ESRA over the past several months - the FHA mortgagee letter is a result of your support throughout this effort!"
For those who have held off in purchasing DocuSign or in using electronic signatures for your real estate transactions, can now do so with confidence. As the official and exclusive ESIGN provider for the National Association of REALTORS®, and proud partner under the REALTOR Benefits® Program, DocuSign has a plan to fit your needs. You can learn more on our website: www.docusign.com/real_estate or www.docusign.com/nar.
The Gary McNinch Team home website is www.RentonHomeFinder.com Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
Our relationship with every one of our past, current and future clients is important to our team. We enjoyed every home purchase and home sale that we worked on. The fact that our satisfied clients have become our longtime friends makes me proud and thankful.
From the Gary McNinch Team to all of you, A HUGE THANK YOU. We are looking forward to helping you and your families and friends with all your real estate purchases, sales, questions, investments and we like to keep up on how your family is doing too. We are proud to be affiliated with Keller Williams Realty, our motto, "God and Family, then Business."
The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com
Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
Info from my friends, Kimberly Terry and Cathy Pizzini of Evergreen Home Loans in Seattle.
I want to give all our Associates the heads up that Seattle based Evergreen Bank was shut by regulators this afternoon. This will be in the morning paper.
Evergreen Home Loans is not related to Evergreen Bank. Nor do we have any account or lines of credit with the bank.
Your customers are safe doing their loans with us. We have a message posted at the bottom of our website indicating we are not related to Evergreen Bank. You can refer customers to this if they have questions.
Unfortunately, I know a number of people who were employed at Evergreen Bank. It’s sad to see to see people and businesses in our community impacted by these challenging times.
Kimberly Terry & Cathy Pizzini
206-774-7595
I have worked with Cathy and Kimberly since 2002 and we have many satisfied clients together. They are still the tops when it comes to getting a home loan.
The Gary McNinch Team home website is www.RentonHomeFinder.com My twitter handle @RentonHomeFinde Our facebook page is Gary McNinch on Facebook My Active Rain website is Gary McNinch Team on ActiveRain Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
Mortgage rates are near their lowest levels in history, affordability is at an all-time high and there is an excellent selection of homes available. If you’re in the market for you’re first home, it’s important to start looking NOW!These three factors make it an extraordinary time to buy – and I can tell you from experience it won’t stay this good forever.
Let’s get together soon to talk about the opportunities I’m seeing right now. In the meantime, I think you will find the $8,000 Closer to Home eBook a great resource. It's free and has great info.
Renton Realtor Gary McNinch Team looks forward to helping you on your path to homeownership.
The Gary McNinch Team home website is www.RentonHomeFinder.com
My twitter handle @RentonHomeFinde
Our facebook page is Gary McNinch on Facebook
My Active Rain website is Gary McNinch Team on ActiveRain
Gary McNinch Team Realtor Renton WA Real Estate Keller Williams Realty Renton WA. Call us 206-696-2329, email Gary@GaryMcNinch.com Serving Renton, Kent, Auburn, Newcastle, Skyway, Fairwood, Renton Highlands and Kennydale.
Please tweet us, text us, or send us a snail mail. We like to hear from our many satisfied clients.
Thanks!
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Renton Realtor that specializes in Renton Wa Real Estate and educates buyers and sellers of homes and condos in Renton, Talbot Hill, Fairwood, Newcastle, Skyway, Renton Highlands, Kent and Kennydale.
The McNinch Team is Amazing or "Awesome" as my grandson says. We enjoy each other's company, our clients and getting the very best for everyone. To read more about us please go to our Team website www.RentonHomeFinder.com and it talks about all of us.
Please call us at 206-696-2329 or email Gary@GaryMcNinch.com if you have any questions. Our goal is to build long lasting relationships with our clients (old and new) and now our business is about 75% referral from Satisfied Customers. And please check out or 100% Satisfaction Guarantee. Giving you the best service in Renton WA Real Estate.
This means "What are we good at?".
Well first off, we follow the Keller Williams Values, they are called the WI4C2TS.
Second, we believe that the buying and selling of a home or condo is usually the "most important financial decision" that a perso
n or family will make. With our experience, passion and continuous updated market knowledge and education, we provide solid information for our Satisfied Clients to make these decisions.
Thirdly, we know that our business is everchanging. Through the great training of Keller Williams University, Mega Agent Training, Business Planning, MREA classes, we strive to stay ahead of and manage those changes to serve you.
Finally, None of the Above matters unless, we give you great service. When you buy or sell a home, condo, townhome, land, rental or investment in Renton, Talbot Hill, Skyway, Cascade, Fairwood, Downtown Renton, Renton Highlands, Kennydale, Newcastle or Kent we have the experience to assist and guide you with locating, offering, negotiating, listing, staging, financing, inspecting and closing.
Please click here for words from our Satisfied Customers. When buying, selling, trading or dreaming about your next home in Renton, be assured when it is time to go to work, the Gary McNinch Team will go to work for you. 100% Satisfaction Guarantee or we return our share of the Realtor fee, no other Realtor will do that!
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