What advice can be offered when a national insurance broker like Aon is predicting 10 percent across the board increases in health insurance premiums?
The advice is NOT sit-back, auto-renew and wait for a Public Option. Because there is a very honest chance the Public Option never materializes.
To view the entire article Click Here.
Thank you,
Ryan H.
Voting is now open for the 2009 Best Wordpress Blog Design!
Click Here to vote for RyanHanley.com. Follow the link and scroll down (nominees are in alphabetical order) to find the Ryan Hanley radio button.
Everyone here very much appreciates your support of the Albany Insurance Professional blog as we continue to provide quality, useful insurance information and tools.
Thank you,
Ryan H.
Paul Sullivan of the New York Times in April of 2009 wrote an article in the
Wealth Matters section titled "Never Mind your 401(k). How's Your Insurance?"
Mr. Sullivan starts his article with a very simple yet powerful sentence,
"Insurance is the least sexy asset in most portfolios." Why is this simple,
straight-forward sentence so powerful? Because it is true and drives the
sub-concious perception of insurance in almost every American's mind.
You may view the latest post at
http://www.ryanhanley.com/2009/08/31/disability-insurance-not-sexy-very-important/
This new legislation states "Businesses that do not offer health coverage to their workers would pay an 8 percent payroll tax to help subsidize coverage ..." And by "subsidize" they mean make you pay for the Public Plan.
For the full Article please follow this link to my outside blog:
http://www.ryanhanley.com/2009/07/30/micro-businesses-exempt-of-healthcare-reform/
Thank you!
Ryan H.
I blog in two different communities, The AR Community and The Internet Community. I love the traffic generated by AR. The feedback and camaraderie from fellow members is great.
But I felt I was missing something. I really wanted to spice up my writing space and be able to speak to an audience outside of AR. So I bought www.ryanhanley.com and began my own independent hosted site.
For those of you that write in both worlds what advice can you give someone who is just starting out? AR makes everything so easy I think I'm kind of spoiled.
I can't wait to get some feedback...
Thank you,
Ryan
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The Guilderland Agency, Inc., celebrating 35 years of quality service, is an Albany, NY leader in insuring single and multi-family dwellings, apartment buildings and income properties.
Summary:
I am a NYS licensed insurance broker in Albany, NY specializing in business and property owner insurance programs. Through the Guilderland Agency's network of reputable insurance carriers I can provide a small business or property owner with Property, Liability, Professional, Worker's Comp, Auto, and Health coverage as well as build a personal program (Home owner, Landlord, Renter, Condo, Auto, Life, Umbrella) to properly protect all business and personal assets.
www.linkedin.com/in/ryanhanley
Specialization:
I specialize in insuring multi-unit structures, including two-, three-, and four-family homes, apartment buildings, apartment complexes, motels, hotels, professional buildings and office parks. Over the course of 35 years the Guilderland Agency has established strong relationships with the most competitive, active and financially sound markets in NYS for property insurance. Being that we are an independent agency, I have the versatility to maneuver with each client as their unique portfolio of property changes and grows.
From the 100-year-old row house in downtown Albany, to the brand new condo in Glenmont, to the 19th century Victorian in Waterford, to the 15-unit apartment building in Latham, if you have an interest in a building and would like a review of the proper coverage and cost, please do not hesitate to contact me.
Testimonials:
- "Hi Everybody,
I just wanted to drop you all a line, and possibly help save you some money (without compromising quality or service) on business, home and/or auto insurance.
When looking around to get some quotes, aside from saving me over $100 a month, I found The Guilderland Agency to have the best service and the fasted turnaround time. Even the Owner called me AND introduced himself to me today when I went to fill out paperwork. Sound like a commercial? LOL, I swear I'm not a spokesmodel!!!!!"
- Genn, Albany, NY. Email sent to friends the day after signing.
- "I've known Ryan for the better part of the past two decades in many different capacities. We grew up together, we have worked together, and geographically we have always seemed to stick together. With that being said, when it was time to either renew my old policy with the gecko or give Ryan a shot, I was apprehensive. How could a local agent beat the Wal-Mart of insurance? My skepticism could not have been more unfounded. Ryan was extremely knowledgeable of his craft, showed great understanding of what was important to me, and gave me a direct assessment/recommendation. The experience and decision was very easy as Ryan was able to get me better (more) coverage while still beating Geico by several hundred dollars. The only regret I have in doing business with some that I know and trust is that I didn't do it sooner."
- Josh, Albany, NY. Hired Ryan as a Insurance Agent in 2008 , and hired Ryan more than once.
For additional testimonials please review my LinkedIN profile: www.linkedin.com/in/ryanhanley
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