Rick Smith Jr

About Us:

Hello, my name is Rick Smith Jr.

I have been in the mortgage Industry for over 7 years. I am experienced, professional and driven to get the job done - for you!
Customer service to me means that we are here to service your mortgage needs. I am available 24/7/365 days a year with pleasure! We are looking for long lasting relationships - lifelong customers with our company. I am always looking to do the next right thing in my life, and I carry that into my work ethic! I will never suggest an option that is not in your best interest. I will give you suggestions, and examples that will best fit your lending needs - which empower you to make a great decision for you and your family.

We are family owned and operated and have been for over 20 years in Lvingston County. We have been voted the #1 Mortgage company in Livingston County, 5 years in a row! Premiere Mortgage Lending Services is the preferred mortgage lender of the National Hockey League.

Areas of Expertise

I specialize in Residential, and Small Commercial- up to 1.5 million. Weather you are looking for 100% financing, Jumbo loans, Home equity lines, or a refinance, we have the ability to shop your mortgage for you to 34 major banks and investors!

Testimonials

Dear Rick,

I want you to know what a pleasure it was for me to work with you and your staff on my recent mortgage transaction. After obtaining at least three mortgages through your office, I am still receiving the most efficient yet personal service of any mortgage company I have had the pleasure to use. Your attention to detail and prompt service in regards to my tight time restraints have been terrific. Your speedy processing and time of commitment was very helpful. I have told many of my friends and business associates about your exceptional service and I am hopeful that they will be calling on you when they are in need of a mortgage. Rick, you are a professional through and through, and I'm happy to know you.

Very truly yours,

Pat O'Connell

Ricky was excellent I would defiantly come back to Premiere."
-Anthony Jiskra-

"We were happy that our loan officer was willing to meet with us after hours to discuss our mortgage."
-Thomas and Patricia O'Connell-

"I was very impressed at how much I learned from Rick jr."
-Dwayne Combs-

"It was amazing how fast my loan was complete and at the closing table."
-Brent Goulding-

"Rick Smith Jr. is good at what he does."
-David Keller-

"Ricky was excellent, he made sure that our loan was in the right hands!"
-Christopher and Jennifer Schild