Rick Jackson

How to repair your credit and qualify for a low interest home mortgage rate, Oklahoma City and Edmond Homes for Sale, Oklahoma Market conditions. Rent or buy. How to purchase a home in the Greater Oklahoma City area? The latest Oklahoma County housing statistics. Gas price up. Gas prices down. Bethlehem MLS Search for a Manger. Top 5 Oklahoma City Area Holiday Lighting Displays. Is my guitar in tune? Are we finished with our shopping and Christmas Cards? I wonder what Nancy is getting me? I can't Goggle the answerer to that.

Uh oh! I went from work, to thinking about relaxing and enjoying the season in one paragraph. It's time to enjoy the season. The Season with a reason to celebrate. The biggest event in the year.

The Real Estate Market is unpredictable. Nancy and I have been working really hard this year with the ups and downs of Oklahoma Real Estate. However we know we are fortunate to live in Oklahoma where the market remains in good shape. Our Broker, Paradigm AdvantEdge has been great to work with and we wish the Office Staff and all the Oklahoma City and Edmond area Associates a very Merry Christmas. Many Realtors have dropped out and started other jobs, mostly due to the rumors that the media has started about the economy and the fear it puts into buyers. A lot of family's wanting to sell and get different homes have been discouraged by the poison of the media as well.

We have enjoyed, and are thankful for the clients that have given us an opportunity to be their personal Realtor. We wish them a very Happy and Merry Oklahoma Christmas.

Shopping mostly locally, we completed the task early this year. It has confused me a little, because I have been known to wait until the last week to do Christmas inventory. It seems like everyone in the Greater Oklahoma City area started early also. There were Christmas sales before Thanksgiving was here.

Do yourself a favor and set aside some time to spend with your family and reflect on what has happened in your life the past year. Get out and see some Christmas lights or go to a Christmas program. Christmas 2008 is going to be a great time, with the New Year 2009 to look forward to.

Merry Christmas and Happy Holidays,

from Rick and Nancy

Do to the all too familiar word "bailout" it seems every type of business wants a piece of the action or they fear they will suffer. If they are currently not running their business correctly, they probably won't correctly run their business in the near future.

Credit card companies are worried that they are not going to get a big enough piece of the pie. Even though many bank owned credit cards are receiving money from the bailout program, they are still concerned they are not getting enough and recently have begun slicing credit limits. This practice seems to be across the board even when the card holders have not been late on payments and have a very low balance.

I have heard news reports, and know some of these consumers personally, that have had their limits lowered. This in turn can cause them to have their credit maxed out when the week before they may have only been at 30%. Because this puts them over or maxes out the new limit that the card company put into place, it then causes the card holders to receive a lower credit score.

Then because they have a lower credit score, caused by the credit card companies in the first place, the credit card companies are raising the interest rate on the cards that were already too high. This results in making it harder to get a good rate on a home mortgage.

I'm getting really tired of large, supposedly organized businesses and corporations asking for help, while the consumer is getting stepped on and expected to pay for the help.

Joe the Plumber wouldn't run a business expecting his customers to bail him out with money that has been paid as taxes. He would expect the money to defend his country and help the veterans who have done so. He would like to see help improve the schools where his children attend. Funds to fix roads and bridges would be nice also. Maybe Joe would like to see more parks and wildlife refuges. How about more control of the credit card companies?

If we are going to bail anyone out, let's start by helping the little businesses that are the backbone of America. Better yet, let's start with the people and the communities where these little businesses operate. Speak up and let you thoughts be known. Don't let unattached politicians decide the fate of the nation without hearing from you and the people you know. The wheel that squeaks the loudest gets the oil. At this time, America can't be heard at all for the squeaking at our Capital.

American Dreams still come true

Low interest rates here to stay? That's what the six o'clock news is saying. I started to blog last Thursday when the rate dropped so consumers in the Oklahoma City area and Edmond housing market could take advantage of the lowest rate I've seen in a while. But by the next day the rate had gone up about one percent. Anyway, it would be a good idea if your thinking about buying a home to contact a local Mortgage company and get approved. Then while your shopping for a new home, your Mortgage agent could lock you into a really great rate. You can smile when you make an offer on your new home, knowing that you got a good rate and a good buy on your home.

Also if you been thinking about selling your home, you might want to think about getting it ready to put on the market. If rates are good, it's going to bring more buyers out in the market. Before your home goes on the MLS, you should have it in the best shape as possible.

Please contact us below if there is anyway we can help you or if you have questions you need answered.

Dreams Do Come True

Living in Oklahoma City, I was happyto see the Google search phrase (mls search) bring up an OklahomaMLS.something on the top of the string. If I was a home buyer, it might have manipulated me to an avenue of buying a home. However, out of the first page of results, there wasn't any links that took me closer to an actual search of the Oklahoma City and Edmond area. Some of the links had Oklahoma Metropolitan listings advertised, yet there were no actual live searches.

I refined my search by adding Oklahoma and got better results. It's a long trip for Internet users who don't know a lot about searching for Real Estate. There are many capture pages and misleading highlights to lure them into an organization that will put the potential buyers in a system that does not require talking to a Realtor until all the personal information demands are met.

Unless you are experienced enough to buy your home without a Realtor, or have been a Realtor lately in the state you are buying your home, you will want to use a Realtor's service. Buying Agents do not charge for their service and are paid for their work by the Listing Agent's commission.

If your buying a home, I recommend that you contact a Realtor today and take advantage of the service they provide. Find one that communicates well with you, and you will help you move forward, and release you from spending a lot of time on the Internet.

Sincerely,

Rick Jackson

One day while attending an open house a potential buyer came in to look around. When asked how she found the home, she stated that she receives listings from an agent and this particular home was on her list. She told us about signing up on justlisted.*.*?, and how she received many different listings. We congratulated her on having a dependable Realtor that sent her listings for review. She then stated that her buying agent was a friend and that she didn't want to bother her with searching for her new home.

This information is for buyers looking for new homes on the Internet. There are a lot of lead capture sites that come up when you start searching the Internet for a home. These companies capture your information and forward it to selected Realtors in your area for a fee. The lady mentioned above had a Realtor working and paying for her home search and she had no intention of using him or her for purchasing her new home.

It's good to have a friend that's a Realtor to help you with the buying process. I'm sure her friend would have been more than happy to set up a listing search. Especially since she was going to be involved in the process.

That is why communication between clients and Realtors is so important. If you are receiving listings from a Realtor that you don't know due to an approach as the one above, take a moment and get to know them. If you do not have any intention of letting the Realtor help you buy your home, you are using their service, time, and money with no benefit to the person sending you information that may lead you to your dream home. If you are open to them helping you, please communicate at least via email to let them know if they are sending you the type of inventory you are interested in. If they are not, please let them know so they can change your search.

Realtors have a lot of expenses in keeping their license up to date, advertising, continuing education, transportation, and local and national fees. If you're a home buyer, their service is of no charge to you. If you are a seller, the Realtors want to do their best to get your home sold.