Getting pre-approved or pre-qualified for a home loan is a great way to show sellers you're serious about buying a home. Before you start viewing houses for sale, it's important to understand the difference between these two first.
A home loan pre-qualification is something you can do yourself. It provides a fairly good indication of what homes you can qualify to purchase. However, it is only a preliminary step in obtaining a loan. None of this information is verified.
Pre-approval demonstrates to sellers and their agents that you are serious about buying a home. Specifically it:
With a home loan pre-approval in hand, your lender will have verified all the information you included on your application. This helps home sellers since they know that financing will not be a problem for you. (Most importantly, it can place your name to the top of the list if a house has multiple bids!)
Pre-approval though, is not the final step. Lenders will require that you specify a property before locking the rate.
It only takes a few minutes to get pre-qualified and with no obligation. Then, you can simply forward the supporting documentation and get pre-approved. If you're a first-time home buyer, you may find this to be especially helpful, as it tends to expedite buying a house. Click here to Get Pre-Approved in 24 Hours Today!
Your negotiating power increases substantially when your financing is pre-approved. In fact, many sellers will request their homes not be shown to buyers who are not pre-approved. And after all, why should they?
Courtesy of Rob Robinson and Sally Robinson of the Robinson Home Team
Here is the 24 hour report for 6-4-2008 activity for the
Chattanooga Metropolitan Residential Real Estate Market Report
according to the Chattanooga Multiple Listing Service.
This data is provided directly from our local MLS.
Please feel free to check back often
for the most accurate and updated information available
in the Chattanooga Metropolitan area for local real estate reports and statistics.
For more free reports and information on Chattanooga real estate and homes visit
***Professionalism - Standards - Integrity***
New Listings
68 homes are new to the market.
Back on the Market
25 have been reactivated in the MLS.
Price Change
6 homes saw a price increase. 42 homes saw a price decrease.
Sales Contingent
17 homes went under contract.
Sales Now Pending, in "No Show" Status:
21 homes under contract have had all contingencies removed.
Sold
24 homes closed.
Withdrawn from MLS
14 homes were withdrawn.
Listings which Expired
17 expired (i e failed to sell.)
Want to explore Chattanooga's Multiple Listing Service on your own?
Simply click on this link Chattanooga Home Finder for quick and easy access.
This is a free service provided by the Robinson Home Team.
Would you like to find out how much is your home worth in today's market? To obtain a FREE quick over-the-net home evaluation click on this link: Right Price Analysis to access a free information request form. We will then provide you details on the estimated value of your home. This is done in part by researching the prices of comparable homes in your area and determining what they have recently sold for.
Courtesy of Rob Robinson and Sally Robinson of the Robinson Home Team
Here is the 24 hour report for 6-3-2008 activity for the
Chattanooga Metropolitan Residential Real Estate Market Report
according to the Chattanooga Multiple Listing Service.
This data is provided directly from our local MLS.
Please feel free to check back often
for the most accurate and updated information available
in the Chattanooga Metropolitan area for local real estate reports and statistics.
For more free reports and information on Chattanooga real estate and homes visit
***Professionalism - Standards - Integrity***
New Listings
56 homes are new to the market.
Back on the Market
24 have been reactivated in the MLS.
Price Change
9 homes saw a price increase. 33 homes saw a price decrease.
Sales Contingent
27 homes went under contract.
Sales Now Pending, in "No Show" Status:
23 homes under contract have had all contingencies removed.
Sold
41 homes closed.
Withdrawn from MLS
15 homes were withdrawn.
Listings which Expired
15 expired (i e failed to sell.)
Want to explore Chattanooga's Multiple Listing Service on your own?
Simply click on this link Chattanooga Home Finder for quick and easy access.
This is a free service provided by the Robinson Home Team.
Would you like to find out how much is your home worth in today's market? To obtain a FREE quick over-the-net home evaluation click on this link: Right Price Analysis to access a free information request form. We will then provide you details on the estimated value of your home. This is done in part by researching the prices of comparable homes in your area and determining what they have recently sold for.
Courtesy of Rob Robinson and Sally Robinson of the Robinson Home Team
Here is the 24 hour report for 6-2-2008 activity for the
Chattanooga Metropolitan Residential Real Estate Market Report
according to the Chattanooga Multiple Listing Service.
This data is provided directly from our local MLS.
Please feel free to check back often
for the most accurate and updated information available
in the Chattanooga Metropolitan area for local real estate reports and statistics.
For more free reports and information on Chattanooga real estate and homes visit
***Professionalism - Standards - Integrity***
New Listings
63 homes are new to the market.
Back on the Market
42 have been reactivated in the MLS.
Price Change
3 homes saw a price increase. 55 homes saw a price decrease.
Sales Contingent
24 homes went under contract.
Sales Now Pending, in "No Show" Status:
20 homes under contract have had all contingencies removed.
Sold
52 homes closed.
Withdrawn from MLS
29 homes were withdrawn.
Listings which Expired
83 expired (i e failed to sell.)
Want to explore Chattanooga's Multiple Listing Service on your own?
Simply click on this link Chattanooga Home Finder for quick and easy access.
This is a free service provided by the Robinson Home Team.
Would you like to find out how much is your home worth in today's market? To obtain a FREE quick over-the-net home evaluation click on this link: Right Price Analysis to access a free information request form. We will then provide you details on the estimated value of your home. This is done in part by researching the prices of comparable homes in your area and determining what they have recently sold for.
Courtesy of Rob Robinson and Sally Robinson of the Robinson Home Team
Here is the 24 hour report for 6-1-2008 activity for the
Chattanooga Metropolitan Residential Real Estate Market Report
according to the Chattanooga Multiple Listing Service.
This data is provided directly from our local MLS.
Please feel free to check back often
for the most accurate and updated information available
in the Chattanooga Metropolitan area for local real estate reports and statistics.
For more free reports and information on Chattanooga real estate and homes visit
***Professionalism - Standards - Integrity***
New Listings
11 homes are new to the market.
Back on the Market
3 have been reactivated in the MLS.
Price Change
7 homes saw a price increase. 5 homes saw a price decrease.
Sales Contingent
1 homes went under contract.
Sales Now Pending, in "No Show" Status:
2 homes under contract have had all contingencies removed.
Sold
0 homes closed.
Withdrawn from MLS
1 homes were withdrawn.
Listings which Expired
0 expired (i e failed to sell.)
Want to explore Chattanooga's Multiple Listing Service on your own?
Simply click on this link Chattanooga Home Finder for quick and easy access.
This is a free service provided by the Robinson Home Team.
Would you like to find out how much is your home worth in today's market? To obtain a FREE quick over-the-net home evaluation click on this link: Right Price Analysis to access a free information request form. We will then provide you details on the estimated value of your home. This is done in part by researching the prices of comparable homes in your area and determining what they have recently sold for.
 |
|
|
"Chattanooga's Relocation Specialists." The Robinson Home Team is a trusted local name you can depend on.
About our Executive Team:
Rob Robinson
I am a senior real estate partner of the Robinson Home Team. My former career as a residential general contractor is sure to be a huge help to you regardless of whether you are wanting to make an offer on a home, or you are looking at getting your home ready to be sold. I also have extensive knowledge of Chattanooga's area neighborhoods and housing stock condition. I know homes ... from the inside out, and from top to bottom. My wife, Susan, is executive director fo two local non-profit organizations: the Arts and Education Council and the Fellowship of Southern Writers. How she manages to do it all ... I really can't tell you! I guess it runs in the family.
Sally Robinson
I am also a Robinson Home Team senior real estate partner. I have been heavily involved in downtown revitalization and riverfront development in Chattanooga since 1980. I specialize in luxury homes and condos located in Chattanooga's "Northshore" district (including Heritage Landing and the greater North Chattanooga area) where I also have lived for many years. My Chattanooga City Council service, now in a second term, gives me an additional unique perspective on growth and housing trends in the greater Chattanooga area. I am the immediate past Council Chairperson of Chattanooga's City Council. I am also past executive director of the Arts & Education Council (where I worked to establish the Chattanooga Conference on Southern Literature) and past executive director of the Chattanooga Downtown Partnership. I have also served on the board of the International Downtown Association. I have volunteered through the years for the Moccasin Bend Task Force, the Walnut Street Bridge Restoration, Cornerstones Historic Preservation and Friends of Moccasin Bend National Park. I am a founding member of the annual Riverbend Festival. Our extended family has lived in the Chattanooga area for three generations. My husband is Sam, a local attorney.
***
If you are selling your home you'll soon learn that "listing" your home is a real estate agent's easiest task. Our real job is marketing your home and then once we have it under contract making sure it goes on to close. If you are wanting to buy a home we can help you find that perfect place with our in depth knowledge of Chattanooga's neighborhoods combined with expert advice and guidance from us.
Rob Robinson and Sally Robinson, REALTORS
"Chattanooga's Relocation Specialists"
Buying a home can be a very time consuming and stressful process. So imagine what it is like trying to buy a home when you are hundreds of miles away, unfamiliar with the area and local facilities such as schools. In order to ensure that the process goes as smoothly as possible you need a real estate team that specializes in meeting the unique needs of people who are in the process of relocating to an unfamiliar area. The Robinson Home Team excels in helping people who are moving to the Chattanooga, Tennessee and North Georgia area, so you can be assured that you will receive "five star" professional service. Contact us today to find out more about our relocation services. We'll also send you a complimentary Chattanooga Metro area relocation package.
Our specialized worldwide ReLo services include:
"Matching a home to a person or family takes time and hard work. The Realtor must spend the time to get to know his client and their wants and needs ... I believe you will find no better person to represent you in any real estate transaction. Rob is a voracious worker and he has my complete faith that he is acting with integrity and his clients best interests at all times. I recommend him without hesitation." -- David Draper
Thank you very much for helping us find the perfect investment property and saving us more than $20,000 off what was already a very competitively priced property.You are far and away the finest Realtor we have ever had represent us ... you are a master negotiator and stickler for details. --Yoshiko Avary
Regardless of whether you are buying or selling: our goal is to ensure your contract makes it to closing.
The Internet has become a force unto itself, empowering both the general public and professionals alike. Recognizing this, the Robinson Home Team has invested a substantial amount of time, energy and capital into developing state-of-the-art computer technology, integrated networking capacity and multiple database systems and information portals that leverage the power of the Internet. Our goal : to help us better serve you.
In order to provide the absolute highest level of service we choose to work with a limited number of clients. We are not a "volume dealer". Our philosophy is simple: it's not how many clients you have, but rather how well you represent the clients you have.
If you are seeking five star professional service in your real estate transactions we have something in common.
"Please contact us."
To Home Sellers we offer:
To Home Buyers we offer:
To all clients we offer:
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2008 ActiveRain Corp. All Rights Reserved
