Rob Saunders

Mortgage rates continue to remain low, but banks are more detailed than ever.

As a buyer these are the documents you need to have ready for pre-approval

1-- 2 years tax returns

2 -- 30 days of pay stubs

3-- 2 years W2's

4-- 3 months of bank statements

5-- credit report

6-- homeowners insurance

Hope this helps you in making your home purchase less complicated.

If you haven't refinanced your home or co-op yet, now is the time. Rates are at an all time low.

This is the time to get rid off credit card debt at 15 -28% rates by paying them off at rates of 4.5%

Closing costs built into refinance so you are only laying out the appraisers fee which is usually about $350.

Rates on new home purchases as low as 4.25% with no points.

Feel free to call me at 917-776-6474

Thank you,

Rob Saunders

We are offering FHA mortgages in Queens and Nassau counties with as little as 5% down.

We also offer conventional mortages as well.

Residential homes, co-ops, and condos.

Rates as low as 4.5%

Call me at 917-776-6474

Another Bayside Hills home sold by Rob Saunders of Mattone Real Estate.

4 bedroom cape on a 40 x 100 lot sold for $628,000

Buyers beware! There are new regulations regarding mortgages associated with co-ops. Many banks, credit unions and brokers are not familiar with co-op by-laws and regulations. I have had several clients who had nightmare stories of delays and rejections on getting loans for co-ops. One of my recent clients worked for a bank as a loan officer and couldn't get the loan from his bank. In 2 weeks I got him his loan and closed on his co-op within 45 days.

In short if you are looking to purchase a co-op in Northeast Queens ( Bayside, douglaston, Little Neck, Whitestone, Flushing) I can help since we have almost all of the area co-ops pre approved for loans. I currently have great rates for your co-op purchase.

Call me with your questions

Rob Saunders 917-776-6474