Florida home owner received their tax notices this month. A certain writer attempted a video to describe how it may affect the monthly payments for those that escrow their taxes. I provide you with this link to the video knowing full well that it is not a polished product. If you are able to accept a promise that the speaker promises to improve his video work, the message is helpful. Click Here To See The Property Tax Video .
First Time Home Buyers: Get Off The Fence! There are 19 shopping days left to find your new home and allow a safe amount of time to close the purchase by the November 30 deadline.
The past week has seen some interesting gains in the financial markets, as well as some optimistic viewpoints. I am encouraged by the recent increase increases in my business and would love to paint a picture of prosperous times ahead. My crystal ball tells me that while we are making strides, we still have some mountains to climb. I think we can all agree that I best serve my readership by providing an optimistic, yet balanced approach when advising my customers. Perhaps the best approach is to savor the fact that things are improving, while we to continue doing the things that have brought about this improvement.
Depending on who you want to believe, national Foreclosure and Loan Modification Efforts are either ON TRACK , or MISLEADING . Perhaps they are both. One thing I am certain of is that a sustained negativity toward actions that have provide SOME results is counter-productive the BIG PICTURE goal of economic recovery. Rather, I would suggest that continued calls for accountability of such programs may provide for the eventual reaching of the stated goals of these programs.
I would suggest that OUR GLASS is approaching HALF FULL, and with initiatives pouring in, we are taking consistent steps on the way to a FULL GLASS. In related news, the final phase of the government effort to streamline the mortgage process through RESPA is scheduled for implementation on January 1, 2010.
First Time Home Buyers: Get Off The Fence! There are 19 shopping days left to find your new home and allow a safe amount of time to close the purchase by the November 30 deadline.
I just uploaded a video to You Tube with a market update on property tax notices that are just reaching Florida Homeowners. Many people in the Daytona Beach are were shocked to learn that their property taxes increased as the market has steadily declined. Click Here To view the video
For those that pay their taxes along with their mortgage payment each month, there is a chance that monthly payments could increase after the 1st of the year. For more information on how property taxes can effect your real estate budget, visit Daytona Homes Online .
1st Time Home Buyers hoping to purchase a home and qualify for the tax credit have 23 days left in their shopping season. If you or someone you know is renting, there is no greater opportunity to own your own home than right now. I am recommending that anyone seeking to beat the November 30 tax credit deadling to be under contract by Septmber 30.
I can assist you in pre qualifying for a mortgage, and have you looking at homes the same day. Home prices are at 10 year lows, interest rates are at 10 year lows, and there is an $8000 carrot dangling out there for the tax credit. Seriously, does anyone need more convincing to at least give it a shot? I think we all know someone that has "been too busy" to look into it.
It's time to MAKE THE TIME.
If you know anyone purchasing a home, selling a home, or refinancing a current mortgage,
I am your one stop shopping choice. Sell your home with me today. Find out how your home can qualify to be featured on realtor.com.
I just closed a loan for a VA Buyer that got a great deal! He used a 100% finance VA Loan. I consulted with his agent and we asked for the maximum 4% seller concessions to help with his closing costs. He was a 1st Time Home Buyer, and is a long haul truck driver. He was only in town for a few days during the whole transaction, yet we were able to work together to get his deal approved and closed in just 45 days.
There were many days when we were burning up the blackberry lines to get info back forth. He was a great buyer, and did a great job of finding libraries and fax centers to print, sign , and return pertinent docs. Constant communication was the key to meeting all terms of the contract.
The best part of the deal? There were many.
He got a home for less than the appraised value.
He got the $8000 tax credit as 1st Time Home Buyer
He got a great rate on a VA Loan
The VA Loan did not take a long time to close
He only had to bring $8 to closing.
He did put $1000 down on contract which was used to doc stamps, intangibles, and a couples fees.
I worked this deal as a loan officer and was referred the loan portion from a GREAT LOCAL AGENT who is not the least bit concerned that I am also a real estate agent. We have a great partnership as loan officer - real estate agent, and work together to promote our businesses. I realize that there are many agents that would not choose to work with a loan officer that is also an agent. I wanted to show that these partnerships can work out well when proper expectations are set to creat win-win situations. You just need to find the right partners. Honesty, integrity, and hard work still count for something.
 |
|
|
Real Estate Agent and Loan Officer in Daytona Beach Florida. A trusted full service professional for all of your your real estate consultant and mortgage specialist needs. One Stop Shopping.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2009 ActiveRain Corp. All Rights Reserved
