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Troia Team

For Sale by Owners - Buyers Beware

06-12-09
Troia Team
I recently had the unpleasant experience of dealing with a "For Sale by Owner" seller. My buyer decided that we should look at a house that was listed in Longmont, Colorado. The Sellers representing themselves, paid a fee to have an agent enter the listinfsbog on the MLS system. After viewing this home, my buyer decided she wanted to make an offer since the home appeared to be what she was looking for. I cringed knowing that I would now be interacting directly with the Seller, although this shouldn't be an issue, it was. I prepared the offer and submitted it to the Sellers, who then had tons of questions and their own opinions of Real Estate contracts and Real Estate Law. Click here to read the rest of the story

What is a Boulderite? Download Boulder Colorado Relocation Guide

04-06-09
Troia Team

praire-dogs"Boulderite" someone who lives and prefers to live in Boulder Colorado,  possibly a liberal on most everything, an environmentally and healthy conscious person,  a  "green living"  focused person,  someone that loves bike to work in the snow,   a person that loves  to run or bike UP the mountain,  someone that drives a Subaru,  a person that loves to talk about Boulder  issues.  I  tried to tell my mother that they make hot dogs out of prairie dogs here in Boulder but she couldn't believe anyone would hurt those cute little things. Read more and download your Boulder Relocation Guide

Companies to Watch in the Boulder Coloardo area in 2009

03-15-09
Troia Team
007_7With the 2009 economic environment the way it is, it's good to stay on top of the job wave throughout the Boulder Colorado area - just in case you're thinking about moving here. The Boulder Camera always puts together it's picks for the year to watch that have significant presence in the Boulder and Broomfield counties or that are expected to make some waves in the coming months. <!--more-->Here's the list: Read more and catch the wave

CHFA has New Home Loan Programs

03-12-09
Troia Team

 

What is CHFA? It stands for the Colorado Housing and Finance Authority and is based in Denver, Co. CHFA makes loans possible for low to moderate income homebuyers with lower credit scores.

CHFA's newest programs are called the HomeOpener and HomeOpener Plus loan programs. These programs are available to both first time homebuyers and those buyers that have purchased one home already.   Homebuyers must attend the homebuyer education course offered through the Authority.  The 30 year, fixed rate loans offer down payment assistance and closing cost assistance through CHFA.  For a homebuyer to qualify, their credit score must be a minimum of 580 and a maximum debt to income ratio (DTI) of 45%. 

Read more and find out about Colorado's CHFA Loans

Are you Water-Wise?

03-12-09
Troia Team
water-dropGenerally, I receive tons of junk mail and end up tossing or shredding most of it. This month with my water bill was an informative pamphlet about being water-wise. I thought this would be good information to share with those of you that didn't receive this good piece of junk mail. There are several ways we can be water-wise: Read more and find out how you can save water