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Troia Team

Real Estate Short Sales...aka Stripping For Your Lender

09-17-08
Troia Team
The more I learn about Real Estate Short Sales the more I realize that it's a little like taking all of your clothes off in front of your lender. The qualifications are quite stringent, fairly regimented and not only must YOU qualify for the short sale with a "hardship", YOUR PROPERTY must qualify as well as the OFFER that is submitted to purchase the property. You are probably very humiliated in the first place that you have to disclose everything about your personal life to the lender to quality so you better be armed with some good facts to navigate the options.Click here for the rest of the story.

Rates Drop. But, Who Can Get Approved?

09-11-08
Troia Team

The week opened up with a lot of excitement in the mortgage market. Rates fell under 6% and of course you know about the what is going on with Fannie Mae and Freddie Mac bailout. This is great for some people, but what about the first time home buyer, with no money? Rates maybe low, but the qualification process keeps empty-pockets.JPGgetting tighter and tighter.

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Protecting our water in Boulder Colorado

09-10-08
Troia Team

Ecology Water

You've been searching for months and finally found a fantastic home on 2 acres with 5 bedrooms and 3 baths and have absolutely fallen in love with it. What's next? A "good" Realtor will have already pulled the septic permit to see if it's permitted for 5 bedrooms and low and behold it's not! You are OK with it being permitted for 2 bedrooms because after all it's just you and your wife and one child and you're not really going to use all 5 bedrooms. A "good" Realtor will point out "what about resale"? Hummm..., I'll let the next buyer worry about that you say to her. Well that won't fly anymore - not in Boulder Colorado.Click here to see what it means to you as a buyer or seller!

Freddie and Fannie who? What the crisis means for you !

09-08-08
Troia Team
Flag and moneyCan you tell it's an election year? Gas prices are coming down finally and the credit crisis is being shaken up big time! My mom always said, "sometimes it takes a crisis to solve a crisis", and that most people need to be hit in the head with a 2 x 4 to get their attention first!. Yes indeed! Can you imagine the headache Fannie Mae and Freddie Mac have right now?Click here to see what it means to you as a buyer or seller!

Summertime in Boulder, Colorado

07-01-08
Troia Team
Summertime in Boulder, ColoradoSummertime in Boulder is my favorite time of the year. From September until the beginning of May, I am rarely seen around the town, but after the students leave and the birds start chirping and the flowers start to bloom and spread their aromas through the air, I find myself outside every day and night. There is something to do just about every night of the week in Boulder, CO during the summer. To read more about a typical Summertime day in Boulder click here