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Karina Morgan

Congressional Medal of Honor Society


As I came out of the supermarket that sunny day, pushing my Cart of
groceries towards my car, I saw an old man with the hood of His car up
and a lady sitting inside the car, with the door open.

The old man was looking at the engine. I put my Groceries away in my
car and continued to watch the old gentleman from About twenty five
feet away.

I saw a young man in his early twenties with a grocery Bag in his arm,
walking towards the old man. The old gentleman saw him Coming too and
took a few steps towards him. I saw the old Gentleman point to his open
hood and say something.

The young man put his grocery bag into what looked Like a brand new
Cadillac Escalade and then turn back to the old man And I heard him
yell at the old gentleman saying, 'You shouldn't Even be allowed to
drive a car at your age.' And then with a wave of his Hand, he got in
his car and peeled rubber out of the parking lot.

I saw the old gentleman pull out his handkerchief and Mop his brow as
he went back to his car and again looked at the engine. He then went to
his wife and spoke with her and appeared to tell Her it would be
okay.

I had seen enough and I approached the Old man. He saw me coming and
stood straight and as I got near him I said, 'Looks like you're having
a problem.'

He smiled sheepishly and quietly nodded his head. I looked Under the
hood myself and knew that whatever the problem was, it was beyond Me.
Looking around I saw a gas station up the road and told the old man That
I would be right back. I drove to the station and went inside and Saw
three attendants working on cars. I approached one of them and Related
the problem the old man had with his car and offered to pay them if They
could follow me back down and help him.

The old man had pushed the heavy car under the shade of a Tree and
appeared to be comforting his wife. When he saw us he straightened up
And thanked me for my help. As the mechanics diagnosed the problem
(overheated Engine) I spoke with the old gentleman.

When I shook hands with him earlier, he had noticed my Marine Corps ring
and had commented about it, telling me that he had been a Marine too. I
nodded and asked the usual question, 'What outfit did you serve With?'
He had mentioned that he served with the first Marine Division at
Tarawa, Saipan, Iwo Jima and Guadalcanal . He had hit All the big ones
and retired from the Corps after the war was over.

As we Talked we heard the car engine come on and saw the mechanics lower
the Hood. They came over to us as the old man reached for his wallet,
but was Stopped by me and I told him I would just put the bill on my
AAA card... He still reached for the wallet and handed me a card that I
Assumed had his name and address on it and I stuck it in my pocket.. We
all Shook hands all around again and I said my goodbye's to his wife.

I then told the two mechanics that I would follow them back Up to the
station. Once at the station I told them that they had Interrupted
their own jobs to come along with me and help the old man. I Said I
wanted to pay for the help, but they refused to charge me.

One of them pulled out a card from his pocket looking exactly like the
card the Old man had given to me. Both of the men told me then, that
they were Marine Corps Reserves. Once again we shook hands all around
and as I was leaving, one Of them told me I should look at the card the
old man had given to me. I said I Would and drove off.

For some reason I had gone about two blocks when I pulled over And took
the card out of my pocket and looked at it for a long, long time. The
Name of the old gentleman was on the card in golden leaf and under his
Name....... 'Congressional Medal of Honor Society.'

I sat there motionless looking at the card and reading It over and
over. I looked up from the card and smiled to no one but Myself and
marveled that on this day, four Marines had all come together, Because
one of us needed help. He was an old man all right, but it Felt good
to have stood next to greatness and courage and an honor to have been in
his presence. Remember, OLD men like him gave you FREEDOM for America .
Thanks to those who served...& those who supported them.


America is not at war. The U.S. Military is at war. America is at
the Mall. If you don't stand
Behind our troops, PLEASE feel free to stand in front of them!
Remember, Freedom isn't Free, thousands have paid the price so you can
enjoy what you have today.


Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you.

My Fort Rucker Real Estate Websites: www.ruckerpcs.com / www.c21Rucker.com / www.RUCKERHOMESALES.COM / www.Ruckermove.com

Give me a call today, and I will immediately get to work for you.

My Enterprise Alabama Real Estate Websites: www.SELLINGENTERPRISE.COM / www.C21ENTERPRISE.COM

As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me.

Let me know if I can be of further help in the process.

My Daleville Alabama Real Estate Website: www.DALEVILLEHOMES.COM 


VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising.

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops



 

One State

Just One State
This is only one State...............If this doesn't open your eyes nothing will !

cid:1.3782976044@web50708.mail.re2.yahoo.comFrom the L. A. Times

1. 40% of all workers in L. A. County ( L. A. County has 10.2 million people)are working for cash and not paying taxes. This is because they are predominantly illegal immigrants working without a green card.


2. 95% of warrants for murder in Los Angeles are for illegal aliens


3. 75% of people on the most wanted list in Los Angeles are illegal aliens.


4. Over 2/3 of all births in Los Angeles County are to illegal alien Mexicans on Medi-Cal , whose births were paid for by taxpayers.


5. Nearly 35% of all inmates in California detention centers are Mexican nationals here illegally


6. Over 300,000 illegal aliens in Los Angeles County are living in garages.


7. The FBI reports half of all gang members in Los Angeles are most likely illegal aliens from south of the border.


8. Nearly 60% of all occupants of HUD properties are illegal.


9. 21 radio stations in L A. are Spanish speaking.


10. In L. A. County 5.1 million people speak English, 3.9 million speak Spanish.
(There are 10.2 million people in L. A. County )

(All 10 of the above are from the Los Angeles Times)

Less than 2% of illegal aliens are picking our crops, but 29% are on welfare. Over 70% of the United States ' annual population growth (and over 90% of California , Florida , and New York ) results from immigration. 29% of inmates in federal prisons are illegal aliens.

We are a bunch of fools for letting this continue

HOW CAN YOU HELP ?

Send copies of this letter to at least two other people. 100 would be even better.
cid:2.3782976046@web50708.mail.re2.yahoo.com
This is only one State................

If this doesn't open your eyes nothing will !

And you wonder why Nancy Pelosi wants them to become voters!

Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you.

My Fort Rucker Real Estate Websites: www.ruckerpcs.com / www.c21Rucker.com / www.RUCKERHOMESALES.COM / www.Ruckermove.com

Give me a call today, and I will immediately get to work for you.

My Enterprise Alabama Real Estate Websites: www.SELLINGENTERPRISE.COM / www.C21ENTERPRISE.COM

As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me.

Let me know if I can be of further help in the process.

My Daleville Alabama Real Estate Website: www.DALEVILLEHOMES.COM 


VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising.

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops



 

WHY ARE WE BANKRUPT?

This is astounding and infuriating. Why isn't this in the papers? Please read and pass it on.

WHY ARE WE BANKRUPT?


Informative and mind boggling!



You think the war in Iraq is costing us too much? Read this:
Boy, was I confused. I have been hammered with the propaganda that it is the Iraq war and the war on terror that is bankrupting us. I now find that to be RIDICULOUS.

I hope the following 14 reasons are forwarded over and over again until they are read so many times that the readers gets sick of reading them. I also have included the URL's for verification of all of the following facts.

1. $11 Billion to $22 billion is spent on welfare to illegal aliens each year by state governments.
Verify at: http://tinyurl.com/zob77

2. $2.2 Billion dollars a year is spent on food assistance programs such as food stamps, WIC, and free school lunches for illegal aliens.
Verify at: http://www.cis.org/articles/2004/fiscalexec.html

3. $2.5 Billion dollars a year is spent on Medicaid for illegal aliens.
Verify at: http://www.cis.org/articles/2004/fiscalexec.html

4. $12 Billion dollars a year is spent on primary and secondary school education for children here illegally, and they cannot speak a word of English!
Verify at: http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.0.html

5. $17 Billion dollars a year is spent for education for the American-born children of illegal aliens, known as anchor babies.
Verify at http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html

6. $3 Million Dollars a DAY is spent to incarcerate illegal aliens.

Verify at: http://transcripts.cnn.com/%20TRANSCRIPTS/0604/01/ldt.01.HTML

7. 30% percent of all Federal Prison inmates are illegal aliens.
Verify at: http://transcripts.cnn.com/TRANSCRIPTS/0604/01/ldt.01.html

8. $90 Billion Dollars a year is spent on illegal aliens for Welfare and Social Services by the American taxpayers.
Verify at: http://premium.cnn.com/TRANSCIPTS/0610/29/ldt.01.html

9. $200 Billion dollars a year in suppressed American wages are caused by the illegal aliens.
Verify at: http://transcripts.cnn.com/TRANSC%20RI%20PTS/0604/01/ldt.01.HTML

10. The illegal aliens in the United States have a crime rate that's two and a half times that of white non-illegal aliens. In particular, their children, are going to make a huge additional crime problem in the US .
Verify at: http://transcripts.cnn.com/TRANSCRIPTS/0606/12/ldt.01.html

11. During the year of 2005 there were 4 to 10 MILLION illegal aliens that crossed our Southern Border also, as many as 19,500 illegal aliens from Terrorist Countries. Millions of pounds of drugs, cocaine, meth, heroin and marijuana, crossed into the U. S. From the Southern border.

Verify at: Homeland Security Report: http://tinyurl.Com/t9sht

12. The National Policy Institute, estimated that the total cost of mass deportation would be between $206 and $230 billion or an average cost of between $41 and $46 billion annually over a five year period.'
Verify at:
http://www.nationalpolicyinstitute.org/pdf/deportation.pdf

13. In 2006, illegal aliens sent home $45 BILLION in remittances to their countries of origin.
Verify at: http://WWW.rense.Com/general75/niht.htm

14. 'The Dark Side of Illegal Immigration: Nearly one million sex crimes Committed by Illegal Immigrants In The United States .'

Verify at: http: // www.drdsk.com/articleshtml

The total cost is a whopping $ 338.3 BILLION DOLLARS A YEAR; AND IF YOU'RE HAVING TROUBLE UNDERSTANDING THIS AMOUNT OF MONEY, IT IS $338,300,000,000.00 WHICH WOULD BE ENOUGH TO STIMULATE THE ECONOMY FOR THE CITIZENS OF THIS COUNTRY.........


Are we that stupid? YES, FOR LETTING THOSE IN THE U.S. CONGRESS GET AWAY WITH LETTING THIS HAPPEN YEAR AFTER YEAR!!!!!

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops



 


Post 9/11 GI Bill

The new GI Bill (Chapter 33) or so-called "Post 9/11 GI Bill," boasts the most comprehensive education benefits package since the original GI Bill was signed into law in 1944. This new benefit does not go into effect until August 1, 2009.

Many post 9/11 veterans and servicemembers will soon see a new package of education benefits. This new Post 9/11 GI Bill, or so-called GI Bill for the 21st Century, boasts the most comprehensive education benefits package since the original GI Bill was signed into law in 1944.

The new bill goes well beyond helping to pay for tuition; many veterans who served after Sept. 11, 2001, will get full tuition and fees, a new monthly housing stipend, and a $1,000 a year stipend for books and supplies. The new bill also gives Reserve and Guard members who have been activated for more than 90 days since 9/11 access to the same GI Bill benefits.

NOTE: The Department of Veterans Affairs is currently NOT accepting applications for the Post-9/11 GI Bill. You should check the VA GI Bill website regularly to determine when VA will begin accepting Post-9/11 GI Bill applications submitted online or by mail.

Benefits Start Date

This new GI Bill is set to go into effect on August 1, 2009. However, as with any new legislation, it could take some time for the Department of Veterans Affairs (VA) to begin paying benefits. Benefits will not be paid for any training or education programs completed before July 31, 2009.

Applying for benefits under the Post-9/11 GI Bill

VA is not currently accepting applications for the Post-9/11 GI Bill, however, once VA begins accepting applications, you are encouraged to submit your application on-line. VA will determine your eligibility for the Post-9/11 GI Bill, and issue you a Certificate of Eligibility.

The New Post-9/11 GI Bill does not go into effect until August 1, 2009, the VA is working to get the processes in place to start taking applications. However at this point it is unknown as to when the application process will begin.

Stay Tuned.

Eligibility for the New GI Bill

If you have served a total of at least 90 consecutive days on active duty in the Armed Forces since Sept. 11, 2001, you're eligible. However, the amount of benefits you receive under this program are determined by the actual amount of accumulated post 9/11 service you have.

Eligibility Details From VA:

At a minimum, you must have served at least 30 days of continuous active duty service after September 10, 2001 and be discharged due to a service-connected disability, or served an aggregate of 90 days of active duty service after September 10, 2001, and:

  • Be honorably discharged from Armed Forces; or
  • Be released from Armed Forces with service characterized as honorable and placed on the retired list, temporary disability retired list, or transferred to the Fleet Reserve or the Fleet Marine Corps Reserve; or
  • Be released from the Armed Forces with service characterized as honorable for further service in a reserve component; or
  • Be discharged or released from Armed Forces for:
    • EPTS (Existed Prior to Service)
    • HDSP (Hardship) or
    • CIWD (Condition Interfered with Duty); or
    • Continue to be on active duty.

To be eligible for the full benefit, you must have three years of active duty service after 9/11 or have been discharged due to a service-connected disability.

If you are an officer who graduated from a service academy or received ROTC scholarships, you also qualify for the new GI Bill benefits. However, your ROTC/Service Academy associated obligated active-duty service time does not count toward the three years necessary to qualify for the full benefits.

New GI Bill Payment Rates

The Post 9/11 GI Bill will provide up to 100% of your tuition. In addition, the program provides a monthly housing stipend a stipend of up to $1,000 a year for books and supplies. If you attend less than full-time will receive a portion of the payment based on the number of units of study.

The amount of tuition and stipends paid under the Post 9/11 GI Bill will vary depending on your state of residence, number of units taken, and amount of post Sept. 11, 2001 active-duty service. Here is a quick reference showing the percentage of total combined benefit eligibility based on the following periods of post 9/11 service:

  • 100% - 36 or more total months
  • 100% - 30 or more consecutive days with Disability related Discharge.
  • 90% - 30 total months
  • 80% - 24 total months
  • 70% - 18 total months
  • 60% - 12 total months
  • 50% - six total months
  • 40% - 90 or more days

Tuition Rates

Under the new GI Bill you will be provided tuition up to the highest established charges for full-time undergraduate students charged by the public institution of higher education in the State in which you are enrolled.
One of the added features of this tuition payment plan is that the tuition will be paid directly to the school, relieving you of the responsibility. This is similar to the process used for military tuition assistance.

Monthly Housing Stipend

If you are enrolled in a traditional college program Taking more than a half-time to full-time student, you will be paid a monthly housing stipend equal to the monthly Basic Allowance for Housing (BAH) for an E-5 with dependents. The average housing stipend will be approximately $1,200 a month, based on the zip code of the school. However, if you attend 100% distance learning programs such as correspondence courses and online you will not qualify for this stipend.

Note: Under the current rules for the Post 9/11 GI Bill, the following students DO NOT qualify for the living (housing) stipend:

  • Those participants who are still on active duty.
  • Those taking half-time or less rate of pursuit.
  • Those taking 100% of their classes online or though other distance learning programs.

Book and Supply Stipend

You will receive a lump sum payment the first month of each quarter, semester, or term. The payment will help cover the cost of books, supplies, equipment, and other educational fees for that academic term. The payment amount will be equal to either a quarter or half of the annual $1,000 cap for that academic year, depending on how the academic year is divided - quarter or semester terms.

Benefits Expiration Date

Unlike the Montgomery GI Bill, the new GI Bill will allow you to use this benefit for up to 15 years after your last discharge or separation from active duty.

Licensing and Certification Payments

This new GI Bill will provide up to $2,000 to cover the cost of one licensing or certification test. This benefit is not charged against your 36 month entitlement.

Tutorial Assistance

Like the Montgomery GI Bill, the new GI Bill will provide up to a maximum of $1,200 for tutorial assistance. The program will pay up to $100 per month, for a maximum of 12 months. This benefit is not charged against your 36 month entitlement.

Benefit Transferability

Transferring Post 9/11 GI Bill Benefits: The Department of Defense (DoD) is authorized to allow individuals who, on or after August 1, 2009, have served at least 6 years in the Armed Forces and who agree to serve at least another 4 years in the Armed Forces to transfer unused entitlement to their dependents (spouse, children). The Department of Defense may, by regulation, impose additional eligibility requirements and limit the number of months transferable to not less than 18 months.

Transfer of Unused Education Benefits Under MGIB (Chapter 30), 1606, or 1607 to Family Members. The Department of Defense is authorized to allow individuals who have served at least 6 years in the Armed Forces and who agree to serve at least another 4 years in the Armed Forces to transfer unused entitlement to their dependents (spouse, children) under chapters 30, 1606, and 1607.

The Department of Defense may, by regulation, impose additional eligibility requirements and limit the number of months transferable to not less than 18 months.

NOTE: DoD must develop regulations and provide VA with eligibility information before the VA can make payments under this provision. The ability to transfer benefits is limited to those currently serving in the military with some limited provisions for those retiring over the next few years.

Comparing the Old and New GI Bill's

The following table highlights the differences between the Montgomery GI Bill and the New GI Bill.

Montgomery GI Bill
Chapter 30

Post 9/11 GI Bill
Chapter 33

Payment Rate for
Full-Time Student

Annually set - nationwide - monthly payment rate. Set to increase to $1321 for 2008-2009. Paid to the student each month.

A payment indexed to full in-state tuition for public schools. A lump sum paid directly to the school each term.

Duration of Program

36 Month entitlement.

36 Month entitlement.

Additional expense
payments

No additional payments for expenses.

Living Expenses - stipend based on local BAH for E-5 with dependents - paid monthly avg. amount app. $1,200 a month.

Books and Fees - Up to $1,000 a year.

Eligibility Requirements

Those who entered service the military after June 30, 1985.

Active-duty service since Sept. 11, 2001.

VEAP-era
Eligibility

No - Except those who elected to convert in the past.

Yes - those who meet the eligibility criteria above.

Benefit Expiration

10 Years after separation or discharge.

15 years from your last period of active duty of at least 90 days.

Transfer benefits
to families

Limited - Currently Limited to Army for Critical MOS only.

Yes - but this is limited to those in the military. The details are still being worked out.

Enrollment fee

Yes - $1,200*

None

* In earlier copies of the Post 9/11 GI Bill, it was stipulated that members would be able to stop making enrollment payments for the MGIB. This stipulation was removed from the law. This means that those servicemembers who are currently paying the $100 a month enrollment fee will be required to continue making payments until the $1,200 enrollment fee is paid in full.

Affects on Existing GI Bill Benefits

If you are already enrolled in the Montgomery GI Bill and also meet the criteria for the Post 9/11 GI Bill, you have the option to transfer your remaining MGIB benefits to the new program.

For many veterans this will be a good option. However, due to the tuition limits set by this new GI Bill, many veterans who are pursuing a post-graduate degree may find the MGIB better suits their needs. This is also true for those students pursuing an online degree, as this new benefit will not pay the housing stipend to students enrolled in distance learning programs.

Further Eligibility Details:

  • You qualify for 100% of the benefit if you have a total of at least 36 months on active duty in the Armed Forces. This includes service on active duty for entry level and skill training.
  • You qualify for 100% of the benefit if you have a total of at least 30 continuous days on active duty in the Armed Forces; and after completion of service were discharged or released from active duty in the Armed Forces for a service-connected disability.
  • You qualify for 90% of the benefit if you have a total of at least30 months, but less than 36 months, on active duty in the Armed Forces.
    (including service on active duty in entry level and skill training).
  • You qualify for 80% of the benefit if you have a total of at least 24 months, but less than 30 months, on active duty in the Armed Forces.
    (including service on active duty in entry level and skill training).
  • You qualify for 70% of the benefit if you have a total of at least 18 months, but less than 24 months, on active duty in the Armed Forces.
    (excluding service on active duty in entry level and skill training).
  • You qualify for 60% of the benefit if you have a total of at least 12 months, but less than 18 months, on active duty in the Armed Forces.
    (excluding service on active duty in entry level and skill training)
  • You qualify for 50% of the benefit if you have a total of at least 6 months, but less than 12 months, on active duty in the Armed Forces.
    (excluding service on active duty in entry level and skill training)
  • You qualify for 40% of the benefit if you have a total of at least 90 days, but less than 6 months, on active duty in the Armed Forces.
    (excluding service on active duty in entry level and skill training)


    VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising.

    Please forward to anyone who may be moving to Fort Rucker in the future.

    Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

    Stay in touch, feel free to call with any questions, anytime 24/7.
    Sincerely,

    Karina Morgan
  • REALTOR, ABR, GRI
    CENTURY 21 Regency Realty, Inc.
    (334) 477-2694
    www.RuckerPCS.com

    We Support Our Troops