Karina Morgan

Let's completely ignore the fact that you get a valuable asset at the end of a mortgage and look at the money you pay into the mortgage as rent.

Never seems to be enough good clean rentals. Our company CENTURY 21 Regency Realty, Inc. has a rental department www.Regencymanagement.com but the listings change very quickly so what you see now may not be available when you get here, but it will give you an idea on rental prices.

I have been thinking about you all and have some info below to consider.

My Fort Rucker Real Estate Websites:  www.ruckerpcs.com / www.c21Rucker.com / 

www.RUCKERHOMESALES.COM / www.Ruckermove.com

I work with a lot of flight school students, some decide to buy town homes or garden homes, as most have pools and yard service included. Not a lot of free time during flight school. Then when they leave they either sell it or hang on to it as a rental investment.

My Enterprise Alabama Real Estate Websites: www.SELLINGENTERPRISE.COM / www.C21ENTERPRISE.COM

Our market here is steady with the helicopter flight school and military families coming and going all year long. You can purchase a town home for what you would spend on a rental unit.

I live in the Fort Rucker area where you can easily get a decent apartment for $600 right now. Otherwise, you could get a house with a $150,000 mortgage at 5.5% for about $850 a month.

Right now, the advantage goes to the renter because they're paying in $250 less a month. But let's move down the road ten years.

My Daleville Alabama Real Estate Website: www.DALEVILLEHOMES.COM 

In ten years, with inflation at 4%, that $600 monthly rent has gone up to $888 a month. At the same time, the mortgage hasn't changed a bit - you're still paying $850 a month for your home mortgage. At this point, the renter might argue that they're saving in other areas, like on property taxes and such, so we'll still say that the renter is ahead here. Let's roll ahead ten more years.

At the twenty year mark, with that inflation still at a steady 4%, that $600 monthly rent is now $1,315 a month, while that homeowner is still only paying $850 a month. It's pretty tough for the ol' renter to argue that the deal is better, but the delusion might still happen.

Let's jump ahead to the thirty year mark. The homeowner sends in his last mortgage payment and now has to pay $0 a month. The renter, on the other hand, has seen his rent go from $600 a month to $1,950 a month. Not only that, the renter will have to continue paying that rent in perpetuity - and it'll keep going up with inflation. The homeowner is done with that game.

This doesn't even include the asset value of the home. Even strictly ignoring the asset value of the home, the homeowner is in a better situation at the end than the renter is.

Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you.

Give me a call today, and I will immediately get to work for you.

As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me.

Let me know if I can be of further help in the process.

VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising. 

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan

REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops

Say good bye, to newspapers and magazines printed on paper with ink.

Say hello to the future, the Kindle 2 is the newest Wireless Reading device available today.

I even heard that Dick Cheney gave one to President Bush for his departure present. The kindle or similar wireless reading devices are replacing Books Newspapers, Magazines, also can be used for blogging and you can stay in touch with different sites such as Active Rain and Twitter, and manage your input to take advantage of this wireless technology.

Introduction Video Click on the link:

http://www.amazon.com/gp/mpd/permalink/m3BETPLR0S7FKW

Still kind of high priced at around $359. but I am sure the price will come down. Some Newspapers are going to be giving them to subscribers with their new accounts and overall they will save money on paper, ink, and distribution cost. Sorry for the paper boys and girls.

Sleek & Trim

At 10.2 ounces, Kindle is lighter than a typical paperback and as thin as most magazines. Barely a third of an inch in profile, you'll find Kindle fits perfectly in your hands.

With the text-to-speech feature, Kindle can read every newspaper, magazine, blog and book out loud to you, unless the book is disabled by the rights holder. You can switch back and forth between reading and listening, and your spot is automatically saved. This is great for people to lazy to read.

I

Demonstration Video Click on the Link:
http://www.amazon.com/gp/mpd/permalink/m2EV4VGJ1ZQMQ7

TAKE IT ANYWHERE. PRETTY COOL

Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you.

My Fort Rucker Real Estate Websites: www.ruckerpcs.com / www.c21Rucker.com / www.RUCKERHOMESALES.COM / www.Ruckermove.com

Give me a call today, and I will immediately get to work for you.

My Enterprise Alabama Real Estate Websites: www.SELLINGENTERPRISE.COM / www.C21ENTERPRISE.COM

As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me.

Let me know if I can be of further help in the process.

My Daleville Alabama Real Estate Website: www.DALEVILLEHOMES.COM 

VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising. 

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops

Dear Mr. and Mrs. Home Owner:

Have you ever heard the story about the Italian pizza chef who opened a Joe's Pizza Restaurant in Enterprise Alabama?

He had a knack for promotion, so he put a sign in his window: "Best Pizza in Enterprise Alabama!"

A few days later, another pizza place down the street posted this sign: "Best Pizza in America!"

Not to be outdone, a veteran pizza maker at the end of the block surveyed the signs and posted a small sign in his window: "Best Pizza on this Street!"

I believe that the moral of the story is:

There are lots of great real estate agents out there, but I'm the best agent in this area! And in this market, the right agent makes all the difference.

Got to go. I think I hear the delivery guy now.

Sincerely,

Karina Morgan

REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops

P.S. I take pride in my work and my satisfied clients are my best advertising. You can be next. You can reach me day or night at 334-477-2694 (cell).

My name is Karina Morgan, I'm a Realtor. I love my job and do not mind going to work every day. I dont think of it as a grind. I actually enjoy helping my clients buy and sell real estate here in the wiregrass area. Our market is unique as we cater to a lot of military from Fort Rucker Alabama the home of the worlds Army Aviation Helicopter School.

I work with CENTURY 21 Regency Realty of Enterprise Alabama. We primarily cater to the Fort Rucker Real Estate area. I would say working in Enterprise Real Estate is a very exciting career for somebody who's open to change, and is a self-starter and likes working with people. I think it's an excellent job.

I have seen a lot of agents come and go in this business. Since the market slowed down more agents are looking for other sources of income or part time jobs to supplement the slow market. I believe the strong will survive. It also helps to have a devoted husband who is supportive and understands what it takes to be successful.

I can also manage my hours to be able to take care of my daughter when she is not in school. There tends to be some very long days and sometimes they're very stressful. There are days that nothing happens at all and sometimes you can't get everything done. Also there is a lot of paperwork. Paper cuts are a hazard in this line of work.

You determine how much you want to work, when you want to work, although you need to make yourself available to clients for showing or negotiations when they are able. Which means you may work evenings or weekends. You are in charge of managing your schedule.

Maybe the most challenging is the general perceptions, the misconceptions. People think that it's really easy to sell houses. All you have to do is go out and take somebody to see one house, or maybe 3 houses like the see on House Hunters, pick one, and make a whole bunch of money in your commission. What a concept. I love that show.

Most people think the agent gets the entire commission. When someone looks at that lump sum they say, "Oh my goodness. You make so much money." They don't realize it is split in many ways.

You need to learn to be able to work and play well with others. You will have to work with other agents and Brokers. You need them to sell your listings. You need their listings to be able to sell your clients. So it's very important that you be able to work with them, and negotiate contracts, to get the property sold.

It's a tuff business, but if you like people and you get the satisfaction of seeing someone actually buy their dream home and move into it, and you know you helped them get the best possible deal. It will makes you feel good and like you accomplished something When they call you back and say, Thanks, and they mean it.

Are you looking for a real estate professional who knows the FORT RUCKER REAL ESTATE and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you.

My Fort Rucker Real Estate Websites: www.ruckerpcs.com / www.c21Rucker.com / www.RUCKERHOMESALES.COM / www.Ruckermove.com

Give me a call today, and I will immediately get to work for you.

My Enterprise Alabama Real Estate Websites: www.SELLINGENTERPRISE.COM / www.C21ENTERPRISE.COM

As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me.

Let me know if I can be of further help in the process.

My Daleville Alabama Real Estate Website: www.DALEVILLEHOMES.COM 

VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising. 

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops

1) Do not get into trouble, you cant get out of.

2) Aim for greater heights

3) Stay focused on your job

4) Exercise to maintain good health

5) Practice Team work

6) Rely on your trusted partner to watch your back

7) Save for rainy days

8) Rest and relax

9) Always smile when your boss is around

10) Nothing is impossible

Are you looking for a real estate professional who knows the FORT RUCKER and Enterprise Alabama Real Estate market and can get the results you desire? Let me put my knowledge, experience, and dedication to work for you. Give me a call today, and I will immediately get to work for you.

As you move towards a possible decision on selling your home, or purchasing a new home in the Wiregrass Area, I hope you'll contact me.

Let me know if I can be of further help in the process.

VIRTUAL TOURS ON ALL MY LISTINGS, Ask me about Cyber Advertising.

Please forward to anyone who may be moving to Fort Rucker in the future.

Click the Link Below: http://audiopostcard-003.com/Y.asp?7189970X1166

Stay in touch, feel free to call with any questions, anytime 24/7.
Sincerely,

Karina Morgan REALTOR, ABR, GRI
CENTURY 21 Regency Realty, Inc.
(334) 477-2694
www.RuckerPCS.com

We Support Our Troops