We had been working on a very very viable shortsale for close to 6 months and had managed to stop the forclosure process for a couple of weeks while the bank determined whether the offer was acceptable or not.
Two days before the property was due to go to foreclosure again we phoned in to the negotiator asking her to stop the foreclosure once again as they were looking at an offer and we were awaiting final word from them. To our surprise we were informed that she 'would not' stop the foreclosure as she did not have an estimated hud. This amazed us as this was the first we had heard that they had even decided on an acceptable price for the property. She had to have known this for at least a week prior but had never bothered to contact us to let us know what the bank needed in order to make this work. We told her that now we had the figure that the bank would accept that we would get her the estimated hud which we duly did - but she had gone home hadn't she!! So the following day we called and left messages for her and did not get a call back, however late in the day we actually managed to get this moron on the line and she stated that VA needed 24 hours notice to postpone the foreclosure - seeing as other banks lawyers had actually stopped the foreclosure on different properties for us, and that we had never had a problem with VA, this information stunned us. She still steadfastly refused to stop the foreclosure - not even for one more week. and by the way - the bank was going to 'lose' $5000.00 that's how good the offer was.
We then went after her supervisor and when we kept getting the answering machine we went after her supervisors supervisor and finally on the morning of the foreclosure we got hold of her supervisors supervisors secretary who said she would march the file down to the department and see what she could do for us. In the meantime we had also phoned VA and were told that it was absolute nonsense that they required 24 hours to stop a foreclosure - consequently this negotiator was lying. We all know that when you call these banks and reach a 'front' man/woman that your comments are posted on the computer but I also figured out that the supervisor and the negotiator were made very aware that I was climbing the ladder to get an answer - maybe this annoyed the negotiator - whatever - playing God was not her job - making a decision because she was having a bad day was not her perogative and it made me feel ill that our clients credit was left in the hands of a moron especially as my clients ended up in this position due to circumstances beyond their control. The bank - Bank of America. Oh, just to let you know - at the foreclosure sale an investor bought this property for $189000 BUT the bank wanted $209 000 prior to the foreclosure sale - now you tell me - what sense did this make.!!!
I don't know about you guys but I am sooooo tired of the negativity permeating through this country at the moment - I understand that everyone must be confused with the elections coming up but boy oh boy have I discovered just how people love misery. You've all heard of The Secret I am sure - now lets practice it!!! In relation to Real Estate and it's current trends - I read a really good saying the other day - for those buyers who can afford to buy right now and won't - listen up - "be fearful when others are greedy, be greedy when others are fearful" - a more truer saying I have not heard in a long time. Now is the time to invest in your future - if you can do it - do it - this will all pass and as we all know - Real Estate is a long term investment and if you buy right - which you can right now - then the money you've invested will pay you dividends - so come on people, lets get rid of the negative thoughts, the doom and gloom, lets ignore the news media - for they breed and grow rich on negativity (and WE allow them to) and look forward with a positive attitude. DO NOT surround yourself with negative thoughts. DO NOT allow others to influence your positive attitude. Take control and move forward in a POSITIVE way. Please.
Sallyanne
Homes and Land for Sale, Colorado Springs, Colorado-log in for free MLS access - to include Luxury homes, gated communities, horse properties throughout the State. A Colorado Realtor from South Africa
We were born and bred in South Africa and, after having lived in Rhodesia (now called Zimbabwe) and Zimbabwe for many years as well as the United Kingdom and now America, we have years of experience when it comes to relocating to new towns. We know what it is like to have no-one to turn to that you can rely on and trust, to give you the run down on your new town and home - so believe me when I say - I will look after you and your needs. We know the emotional feelings that go with the packing and unpacking, new schools, doctors, dentists and areas etc and whether you are buying, selling or renting in the real estate market I am here to help calm that bumpy ride and make the move less painful for you.
After many years in the Real Estate Industry, I have found my way around this beautiful town - now let me show you around!!
One of the many beautiful tourist spots in Colorado Springs is the cliff dwellings in Manitou. A must see when you come to visit. It has it's own aura and it is absolutely fascinating to see how people lived all those years ago. I can't imagine what it was like in the winter ... brrrr.
Another wonderful piece of nature is Garden of the Gods in Colorado Springs - as the sun rises and sets so the contour and colors of the rocks change. Very peaceful ambiance - rock climbers, runners, cyclists, walkers, horse riders all abound in this peaceful setting of mother nature.
And of course our famous Kissing Camels
And then of course, there are the balancing rocks - where everyone pretends to be Charles Atlas
Moving on into town here are few pictures to give you an idea of Colorado Springs and it's surrounds
My website covers the entire Colorado Springs Real Estate Area, the Front Range of the Rocky Mountains to the Eastern Plains and beyond.
Once you have discovered the stunning views in Colorado, experienced the continually growing economy, excellent school system, health care facilities and the numerous cultural activities, from the arts to the fitness, you will decide to make Colorado your home, understandably so - who doesn't want to experience a higher quality of life.
Colorado Springs, with all it has to offer, has continued to grow. If you are looking for communities that have spas, gold courses, restaurants, play centers and more then we have plenty to offer.
If you are looking for that victorian feel, the arts and the crafts then Old Colorado City and Manitou is the place to be.
Keep a watch on our weather, and on my area pages, to the left, read a bit history and log into the local school districts to find out where they rank. Before making that decision as to where to live - in Pueblo, Larkspur, Monument or anywhere else in relative proximity to Colorado Springs - yet work in Colorado Springs, why don't you find out what it might cost to commute.
for more information on the services I provide please visit my website.
With thanks - Sallyanne
Thank you for your help! We can't wait to return to a normal lifestyle after the Florida Hurricaines! You have worked harder for us than any Realtor - even the ones that we could have bought a house from when we were in the market. You will definitely be our first choice when we are ready to buy!! - Ken and Kathy
To those who are looking for an excellent Real Estate Agent in Colorado Springs, our family would like to recommend Sallyanne Holmes to you. After signing with Sallyanne, our house was under contract within one week! Furthermore, she showed so much care and patience with us during our house hunting, helping us to find the perfect house to fit our needs. Besides for being a great Real Estate Agent, Sallyanne is a wonderful, thoughtful and caring person who truly looked out for our best interests during the entire process, and treated us like if we were part of her family. We really enjoyed working with Sallyanne! We had never met a Real Estate Agent with her qualifications, her honesty and her great attittude. Sincerely, Todd and Gabriela Pitts Si usted y su familia estan buscando un agente de Bienes y Raices en Colorado Springs para comprar o vender su casa, mi familia y yo deseamos recomendarle a la Sra. Sallyanne Holmes. Sallyanne consiguio comprador para nuestra casa a la semana de haber firmado contrato con ella como nuestra agente de Bienes y Raices! Mas aun, ella se mostro muy amable y sumamente paciente con nosotros al buscar una nueva casa para habitar. Ella nos guio de la mano hasta que encontramos la casa perfecta de acuerdo a nuestro gusto y situacion financiera. Ademas de ser una excelente Agente de Bienes y Raices, Sallyanne es una persona maravillosa, muy sincera y de toda nuestra confianza. Ella vio por nuestros intereses durante todo el proceso de compra-venta y nos trato como parte de la familia. Disfrutamos mucho el haber tratado con ella y la recomendamos ampliamente. Sinceramente -Todd y Gabriela Pitts
Thank you for your help Sallyanne, we look forward to working with you when it comes to that time! :) Denise
Thanks for everything, enjoyed working with you and we love our new home - Ken and Tarra
Good job! Had so much fun looking for my home and lots of laughs, but we eventually got it!! - Brian
Thank you for your help in finding a rental for us. When we are ready to buy we will be calling you!! - Jen and Todd
Thanks Sally for your help. You sold my town home and helped me buy a single family home, which has paid dividends - found the right house with equity!! - Di
Wow, and I thought I would never own my own home - you showed me how and proved me wrong - Thanks - Erik
At long last we found it!! You allowed me to do a lot of research without pressuring me, guided me on my search, did a market analysis so I didn't over pay, never said no to looking at the many homes that I found and finally we are settled - Thanks once again - Kris and Tom
Well, we eventually found one. Thanks for your continuous diligent searches, your advise, your service and patience. Now that I have made it MY home I am really enjoying it. - Todd
Sallyanne, Just a note to express our gratitude for all that you have done for us in securing our home, we are really thankful for the extra steps you went through on our behalf. Liz really loves her new home and is excited with all the possibilities that comes to mind. Again THANK YOU for all you have done!!!!! - Bob and Liz
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