LOCAL EVENT HOSTED BY MORTGAGE FINANCIAL
"I Refuse to Participate in the Recession"
Are current economic conditions impacting your bottom line?
Are you wasting time with prospects that end up not buying from you?
Do you wish you could convert more prospects into clients?
And convert more clients into long term business relationships instead of just occasional transactions?
Innovative and effective training can put you a step ahead of the competition and provide the path to attaining professional success.
FREE training session sponsored by Mortgage Financial. The session will be facilitated by Greg Nanigian of Nanigian and Associates, an Award-Winning Training and Coaching firm, Specializing in Sales Management and Human Relations skills.
You will discover a selling system that puts you in control, yet makes the prospect think they are! Qualify, Close, and Present - with Results!
You will learn how to...
• Stop doing "Free Consulting"
• Stay in control on a sales call
• Avoid getting shopped all over town
• Qualify, disqualify and convert prospects
• Eliminate stalls such as "I need to think it over" & "I'll get back to you"
• Not to take rejection personally
• Close bigger deals more often
• Master how to not 'talk too much' and lose control of the sale
• Use the most powerful technique in selling, "Reverse Negative Selling"
• Obtain more Introductions and Referrals
• Make More Money in less than a day
We invite you to take the first step to changing your business and the way you sell forever, by participating in our Executive Series Sales Boot Camp.
Date: Wednesday January 28th 2009
Time: 11.30am to 1.30pm (a light lunch & snacks will be provided)
Place: Nanigian & Assoc, 400 Washington St, Suite 302, Braintree MA 02184
Cost: As our special guests, there is no charge to you to attend, but we do
kindly ask that you RSVP to reserve your seat.
PLEASE RSVP BY MONDAY JANUARY 19TH 2009
To register, please provide the following info. You can simply fax this information 781-658-2343 to register, or provide this info to us when we call to confirm your attendance.
Name:
Employer:
Position/job title:
Phone #:
Email:
In order to help you get the most out of the session, in addition to the basic registration info above, please let us know the number one issue, concern, or difficulty you're experiencing, that you would like to resolve.
Contact Patrick Queally - CMPS, Certified Mortgage Planning Specialist - Office: 781-740-9111 ext 15
*Greg Nanigian & Associates is committed to offering you that innovative and effective training through our on-going sales and sales management training programs for individuals and companies. Greg Nanigian & Associates has consistently been one of the top ranked Sandler Sales Institute training firms, with many testimonials from clients all around Massachusetts and the U.S.. This compliments the fact that on a national level, The Sandler Sales Institute has been named the number one management training program in Entrepreneur Magazine for five years, as well as the top rated sales and sales management training organization in the country by Inc. Magazine throughout the U.S. , Greg Nanigian & Associates provide professional coaching and unique sales and sales management solutions.

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.
I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.
Click here to view local Plymouth, South Shore & Cape Cod MA information.
THE VINE- European Style Wine Bar
18 Main Street Extension, Lower Level
(under Café Stréga)
Plymouth , MA 02360 (508) 830-1942
Opens 4PM-11PM Tuesday, Wednesday, Thursday
Opens 4PM-1AM Friday and Saturday
Open Mic 8-11 Every Thursday - Musicians, Poets,
Comedy
Create your own wine tasting every night $15 including appetizers!
Visit thevineplymouth.com for more information
ENTERTAINMENT CALENDAR
Visit http://www.thevineplymouth.com/products.htm for more details!

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508.726.1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.
I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.
Click here to view local Plymouth, South Shore & Cape Cod MA information
HOPING YOU HAVE HAPPY HOLIDAYS

From the shores of Plymouth, MA
To Main Street, Corning, NY

From the farms of upstate, NY
To the vineyards on the Lake
Here's wishing you and yours a Happy and Healthy Holiday Season into the New Year!
For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508.726.1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.
I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.
Click here to view local Plymouth, South Shore & Cape Cod MA information.
The little things--both positive and negative-can make a big difference to prospective buyers who are interested in your home, especially in today's market where competition can be fierce.
Before you list your home, go through the house with a careful eye. Fix any loose doorknobs, popped screen doors, and loose grout around the tub and shower. A coat of fresh paint can work wonders to dress up a house. Wash the windows, hang a pretty plant from the bathroom skylight, and clean out the closets. Arrange the furniture to make the room look larger. If the rooms look cluttered, put your extra furniture into storage. You can brighten up a room by increasing the wattage of the light bulbs.
Going the extra mile to showcase your home will pay significant dividends when it's time to show it to buyers. The less imagination people must bring with them when they look at your house, the greater your chances of selling your home quickly and for top dollar.

For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508.726.1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.
I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.
Click here to view local Plymouth, South Shore & Cape Cod MA information.
Last week I started a short sale process with CitiMortgage and decided that this would be the perfect opportunity to share my experience as it goes. Hopefully in the end, the buyer gets the house, the seller can move on and we can all learn from my trials, tribulations and triumph.
The process originally started with my client, Mr. Seller back in August 2008. He contacted the CitiMortgage Hardship Assistance department in the hopes of restructuring his loan to save his house. Paperwork faxed to a Maryland office (CitiMortgage contact info) included his financials, Hardship Letter explaining his situation and Workable Solutions Application.
Mr. Seller received a letter three (3) weeks later from the Loss Mitigation Department stating he had been assigned to a Loss Mitigation Specialist and that person would be contacting him. The "expected review time for the process" was to be "15-30 days". Unfortunately Mr. Seller did not hear from Mr. Loan Specialist and any further attempts at contact by Mr. Seller resulted in unreturned calls.
Fast forward two (2) months...and we have an offer! After numerous price reductions, I have procured a buyer willing and able to move forward with the purchase of this home. Now it's back to the drawing board with CitiMortgage.
I spent Thursday and Friday last week calling Customer Service & Loan Mitigation, neither of which could give me a straight answer about the short sale process. Both departments requested the Letter of Authorization which had been faxed in with the original package in August...hmm. Customer Service said they would fax a new one to sign within 24-48 hrs (I never received it) and Loan Mitigation said it would be 7-10 days. *** A short cut for this is to have the seller call Loan Mitigation with you conferencing and CitiMortgage will give you a 24 hr access to the account.***
Personally, I wasn't satisfied with that solution so I pressed on. I reached a Customer Service Supervisor that said I could use my own Letter of Authorization with certain language ***I/we hereby release Citi Mortgage Inc. and affiliates, employees, officers, agents and directors from any claim(s) that might arise in connection with this authorization. This authorization will remain in effect until revoked in writing.*** Done.
The entire package was faxed to the Loan Mitigation Department, attn. Mr. Loan Mitigation Specialist with calls into him as well. No response for Monday, Tuesday and Wednesday. (and yes, I did leave messages every day all three (3) days.) Thursday morning Mr. Seller called Mr Loan Mitigation Specialist's supervisor (notice a pattern here?) and was able to get results! Mr. Loan Mitigation could not help us, hence his lack of response.
Mr Supervisor called me within 10 minutes, stated he understood Mr. Seller's concerns and how could he help. I was (finally) authorized to discuss the account. The file was fast-tracked to a supervisor in Short Sale Mitigation who in turn assigned it to someone in the department. Mr. Short Sale Mitigator contacted me within 3 hours, another very polite and helpful person.
The entire file along with the HUD worksheet was emailed to him but in the meantime, he put in the BPO and appraisal requests...WOW! ***CitiMortgage may require up to two( 2) appraisals and a BPO***.
A broker called me by 11AM today for the BPO. It was done by 1PM with a promise to have it at CitiMortgage by this afternoon. Now the push for the next phase begins.
What have I learned thus far in this transaction? Persistence pays off. Had I waited for the original faxed Letter of Authorization, I'd still be waiting over a week later with no progress. When in doubt, ask for a supervisor. And ask, ask, ask any and all questions about the process, when steps will be taken, who can you call/email and how often. I've done a few of these over the years (I like a challenge) and the best advice...just keep going, as difficult as it may seem. Stay tuned for more!

Specializing in residential, new construction, and commercial real estate in Plymouth, surrounding South Shore towns and Cape Cod & the Islands, Samantha consistently updates her knowledge to provide better service to you.
For a professional real estate consultation with a friendly approach based on honesty, integrity and positive results, please contact Samantha Nichols direct at 508-726-1870 or email at Sam@SamanthaNichols.com. ERA Belsito and Associates is conveniently located at 100 Court Street in Historic Downtown Plymouth, MA 02360.
I provide services in the following South Shore and Cape Cod MA towns: Bourne, Carver, Cohasset, Duxbury, Freetown, Halifax, Hanson, Hingham, Hull, Kingston, Lakeville, Marion, Marshfield, Middleboro, Pembroke, Plymouth, Plympton, Raynham, Rochester, Rockland, Sandwich, Scituate, Taunton and Wareham.
Click here to view local Plymouth, South Shore & Cape Cod MA information.
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