Photos from Sandy Shores, Melbourne/Palm Bay FL, Brevard County Real Estate & Investing
Royal Caribbean Cruise Ship which docks in Port Canaveral, only 30 minutes from MelbourneLocated in: Melbourne, FL
This fun and easy to use website will also provide you with a free report that estimates the current value of your home, including the average amount of appreciation. It can also provide you with a budget report of your monthly finances. And you can get a rainy day fund report that indicates how much money you will need in reserve in case of emergency.
*Please note: This score may be different than your actual FICO score.
Have you had your My Safe Florida Home Inspection done yet?
My Safe Florida Home program is offering free wind inspections to Florida homeowners who qualify. The program can offer advice on what areas of your home are potentially at risk in case of a hurricane. And, it can often provide substantial discounts on your homeowners policy. We have seen owners save several hundred dollars.
The inspections are performed by state approved inspectors and you must apply and be approved to be eligible for the free inspection
The program has also been offering matching grants in order for homeowners to upgrade specific areas of the home to make it more hurricane safe.
According to My Safe Florida Home the wind inspections and the grants are on a first come, first serve basis. Their website indicates that the grants may have stopped today, however, per a phone call I was able to confirm that the grants are still currently available, but may stop at anytime. So check to be sure at My Safe Florida Home.
Properties that not eligible for free wind inspections include mobile homes and manufactured homes, apartments, condominiums, multi-family dwellings and businesses.
Today, it is important to review your credit report on a regular basis, due to the increase in identity theft. If you are considering buying a home soon, it is important to know what info your credit report contains before starting the homebuying process.
According to the Federal Trade Commission in 2003 FACTA requires the nationwide credit bureaus to provide consumers with a free copy of their credit report, at their request, once every 12 months from the 3 major reporting agencies Equifax, Experian & Transunion. Consumers who want to access their credit report online can go to AnnualCreditReport.com
or by Telephone:(877)-322-8228
or by mail: Complete the Annual Credit Report Request form and mail it to the following address: Annual Credit Report Request Service P.O. Box 105281 Atlanta, FL 30348-5281
According to the Melbourne Area Association of REALTORS the Monthly Statistics for Brevard County for March 2008, provided by the National Association of REALTORS is as follows...
There were 274 listings sold for the month. This was an increase of 25.69% in units sold from February 2008. Average market time was 109 days for sold units.
There were 22 condo listings sold for the month. This was an increase of 15.79% in units sold from February 2008. Average market time was 176 days for sold units.
There were 15 townhouse listings sold for the month. This was a decrease of 28.57% in units sold from February 2008. Average market time was 92 days for sold units.
Conventional loans were used to purchase nearly 40% of the properties.
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I love living in Brevard County. We are centrally located to so many great places, without being in the hustle and bustle of the big city. We can just hop in the car, and drive 40 to 60 minutes to Orlando and enjoy all of the great attractions and accommodations. It’s the perfect fun filled weekend destination.
Currently the Orlando/Orange County Convention and Visitors Bureau has announced it’s Florida Residents save Big in Orlando during extra value weeks.
Florida Residents are being offered Extra Value weeks from April 13-June 4, August 17-October 2 and November 30-December 18. Various hotels are running reduced room rates. Other fun items are movie passes, gift cards and free Universal Orlando merchandise.
Check out the following links for more information:
Florida Resident Deals Offer Great Orlando Values
Florida Resident Deals Offer Great Orlando Values
Great Money-Saving Offers & Discounts
Proof of Florida residency is required to qualify for the Florida Residents Specials.
Don't forget to check for added savings with an Orlando Magicard. It provides savings on attractions, accommodations, restaurants, shops and more.
Be sure to check for "top 10" ways to stretch your vacation dollars in Orlando.
For additional information check the Orlando/Orange County Convention Visitors Bureau website at Orlando.
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Full time professional serving your buying, selling & investing needs on Florida's Space Coast. I can assist with your short sale or relocation. I buy, sell, rent, own & manage investment properties.
Hi, I'm Sandy Shores...I am a Full Time REALTOR® since 1996. I have lived in the Lake Washington area of North Melbourne since 1975 and I love it here! I specialize in Residential, Investment Property and Relocations. I can help with your Short Sale, too. I work with buyers, sellers, and investors.
My broker has been in the business for nearly 50 years specializing in Residential, Commercial and Investment Property. He has been a wealth of knowledge for me. He owns and always has owned investment property of his own.
I began purchasing single family rental homes over 13 years ago and have continued to buy 1 to 2 properties per year since then. I believe that there is no better place to put your investment dollars than in real estate. But, remember, in real estate you don't get rich quick over night. You accumulate wealth over time, and real estate has it's ups and downs.
The real estate market is cyclical. We have seen the Brevard County, Florida Real Estate market come full circle. Currently, we are experiencing a market correction. Our property values went up by 180% in a 5 year period of time! Investors lost money in the Tech Stock Market Bubble. Many shifted to real estate. In 2005 homes were selling in Brevard for over inflated prices. Buyers were optimistic that the market would continue up. House flippers were buying and reselling for a quick profit. It couldn't last. New owners got their tax bills based on new assessed values.They didn't expect such a blow. We were then visited by a couple of hurricanes, sending insurance rates soaring. Then, owners interest only, 100% financed, negative amortization, adjustable rate mortgages readjusted upward ...that was the final straw. Owners had to sell. The market became saturated with houses for sale, thus it began on the decline. We are currently experiencing a market correction. Today, the buying opportunities are plentiful! Sellers that purchased 5 or more years ago, are still in a position to sell for more than they purchased their homes for. Interest rates are low and short sales and foreclosures are putting downward pressure on home prices. Many homes are becoming more affordable. These deals are being scooped up first. There are home buying opportunities available today.
The Buyer...
Buying a home is probably the largest purchase you will make in your lifetime! Having lived in Florida since 1968 and in Melbourne since 1975, I know the area and understand the market. The first step is in securing a reputable REALTOR®. I can guide you through the buying process. The next step is choosing a reputable local lender in the area in which you are buying. You should compare 3 written good faith estimates to see which lender can provide with the most affordable costs and best rate (without any hidden fees)! The lender can review financing programs to find which mortgage loan is best for you. Once you have a pre approval letter in hand, I am able to assist in showing you affordable, homes, in a good area, that suit both your wants and your needs.
It's important that you not overpay for the home. Are you buying it to live in it? How long will you live there? Will it be a second home? Is it an investment property? What are your investing goals? Will you be able to sell for the price you are paying today? Always consider resale, when buying. Upon choosing the right house, I will assist you in the maze of paperwork. I follow up on financing, inspections, survey, homeowners insurance, title work, repairs, etc, to be sure the contract successfully gets to closing.
The Seller...
My job is to professionally market your largest asset, your home, for sale. For some, this is an emotional experience. Your home holds your memories. I bought and sold my own home in 2001. I handled every aspect of the transaction, for both me as the seller, and the buyer of my house, as for me as the buyer and for the seller of the home I was buying. I understand the emotions tied to the transaction, having gone through it myself.
I understand the current market conditions, nationally, as well as localty. Is the market going up or down? This will affect pricing on your home. What are interest rates doing?
The house must be in "show" condition. If there are items that need attention, they must be addressed before it goes up for sale. It is important that we don't overprice the home for the current market.
The home must be properly advertised, accentuating it's positive features. With my marketing plan the goal is to create urgency to potential buyers. I will present various financing options to a new buyer to make the home affordable and easy to "get in".
My job is to net you the best possible price in the least amount of time, with the least amount of headaches and hassles. I must attract the REALTOR community and every approved buyer to your home! Once the contract has been negotiated and signed with a pre approved buyer, it is my responsibility to see to it that every aspect of it is completed to close the sale; from inspections, to title work, insurance and follow up. Then, I will stay in touch with you to keep you abreast of current market conditions.
Today, location and condition are important in getting a home sold, however, price is the most important factor in getting a home sold!
Sandy, Thank you so much for all of your help from start to finish, and making my dreams come true. You are a credit to your profession. You and your family are welcome at my home anytime!
- Cheers, Tony Ward, England
...Through perseverance, knowledge of the Real Estate Market and knowing our personal needs, Sandy was able to sell our property within thirty days. Her services and professionalism were a credit to the Real Estate profession. It was a joy to us because the property sold due to her knowledge of market conditions and her expertise. -Danny & Diane Sicilia, Melbourne
Sandy Shores is one of the finest real estate agents that I've had the pleasure to be associated with in my 45 years in the business. Sandy is far above the competition in knowledge and ability. And best of all, she has a true concern for the customers she comes in contact with. Sandy is 100% committed.
-Willard "Bill" Mallery, Palm Bay, Florida
Sandy's persistence and detailed market appreciation enabled out house to sell within one month of her hiring...Sandy's extreme job knowledge make difficult questions easily answered...Hiring Sandy Shores ensures you get the best Realtor for the job!
-C.E. Booton, Retired Major USAF 23 years, Navarre FL
Every time I hear of someone who is interested in buying a new home, I immediately begin singing my praises of you. You went far beyond the call of duty. I also rave about how you helped me, with a new business. work through more than a few major problems with the mortgage lender. I really thought it was not going to happen, but thanks to you any your hard work and diligence I am now sitting in my very own new home!
Sandy, you impressed me with your professionalism and even after the closing I could rely on you to help with some of the challenges of owning my first home. You really take the time to help, listen and suggest possible solutions. There are very few people who go out of their way for people the way you do. For professionalism you get an A+, for customer service, A+, and for knowledge in your field A+. If I ever sell this home or buy another, I want you as my Realtor. Thank you for everything! - Kathi Belger, Melbourne
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