Sarah & John Rummage

I received an email from Martin Harris at Regions Bank yesterday with interesting information about Fannie Mae Foreclosures and HomePath financing:


We are pleased to announce that Regions Bank has been added as a HomePath Mortgage Lender...... if you have a client purchasing a Fannie Mae foreclosure, we're one of the FEW banks in Tennessee that can do provide very special and unique financing whereby there is:

NO APPRAISAL REQUIRED
NO MORTGAGE INSURANCE
ONLY 3% DOWN IF OWNER OCCUPIED
ONLY 10% DOWN IF INVESTOR PROPERTY (the usual down payment is 20% down)

I remembered seeing an ad for really cheap turkeys at Wal-Mart a couple of weeks ago. I waited and did not go to buy one, but this week decided I should go ahead and get our Thanksgiving turkey. We are going to NAR Conference, and when we get back, it will be closer to Thanksgiving and they may be scarce. I looked in the store and nothing was on sale. Oh well. I bought a Butterball at regular price.

At the checkout, someone asked the clerk about the ones on sale. The clerk said that the sale was last week, that people came in and bought by the cart. She said that the limit is now '2' (now that they are all gone :).

It occurred to me.....wouldn't it be wonderful if houses started to move like that? Buyers feeling so good about their future and their jobs that they couldn't wait to look for a home? And the prices so fair, that home ownership is a good thing, making more sense than renting?

Those days will return, I have faith.

Sarah in Nashville

Seniors living in Nashville Davidson County, TN may be eligible for property tax relief. Certain income groups of those over age 65 can have property taxes stabilized. It is too late to apply for tax year 2009, but you can look forward to 2010 and apply.



There may be further information at the Donelson Station Center, 108 Donelson Pike; Knowles Senior Citizens Center, 174 Rains Avenue; Madison Station Center, 301 Madison Street and the Northwest Center, 3315 John Mallette Drive, Nashville TN.

Applicants may also contact the city Trustee's office at 615-862-6330 to set up an appointment. Or visit the Trustee's Office at 800 Second Avenue, North, Nashville TN.

To date, there have been over 7,000 Davidson County residents to qualify for this program.

If you are a senior in our surrounding area who needs help in downsizing or relocating, it would be our pleasure to consult with you about your options. Give us a call to chat, Sarah at 615-516-5233 or John at 615-945-1838.

Sarah In Nashville

Codes problems take a lot of time and energy for those affected. All neighborhoods seem to have at least one home which is neglected or abandoned by the owner, and which is an eyesore or dangerous.

Here is a way to have more information on what is going on with certain addresses in Nashville, Davidson County, TN. This is a new site which may still be under construction. But give it a try.

You can check the status of Metro Codes violations and specific addresses. You will see "e-RFS Public Site" in a menu on the right side of the screen...this will take you to the search engine which will allow you to search for information about specific addresses. A user guide has been added to provide assistance.

Thank you Codes Department of Nashville TN for this helpful site!

Sarah in Nashville