Scott Baker, ABR e-Pro Realtor in Cincinnati, Ohio areas

Memorial Day 2009. What is this day all about? I'm putting this out a little early hoping you get to see it before the Holiday.

Pretty much everyone gets to have Monday off as a Holiday, some even get paid for the day. Many will get paid "double time" or a higher percentage of their normal pay for working on the Holiday.

If you work at a Hospital, Gas Station, TV Station, Police Officer, Fireman, at a Restaurant, or Retail Store, there's a good chance you are working as well.

If you employer provides energy to homes, telephone service, or emergency Roadside service, you too may have to work. You may not want to work, but you know it is necessary. When you finish your work, you can go home....

Take a look at this:

Section 60 at Arlington Cemetery=The Saddest Acre in America.

Over 300,000 are inturred in Arlington with an additional over 6,000 each year.

"Flags In" Day at Arlington National Cemetery, lasts from May 21-26 click here:

Tomb of the Unknown Soldier, inscribed in the face:

"Here Rests
In Honored Glory
An American Soldier
Known But To God"

The Soldiers that Guard, "The Tomb of the Unknowns"

The Tomb is Guarded by the Old Guard 24 Hours a day, Rain or Shine, Heat or Snow, this video will only take 40 seconds of your time, Click Here

The Changing of the Guard, Click Here

Enjoy your Bar-be-Que's, time together with family and friends, and maybe even your day off. Try not to forget what it is all about.

Don't Forget to Fly your Flag Monday. And Thank a Veteran.

I PLEDGE ALLEGIANCE TO THE FLAG OF THE UNITED STATES OF AMERICA AND TO THE REPUBLIC, FOR WHICH IT STANDS. ONE NATION UNDER GOD, INDIVISIBLE, WITH LIBERTY AND JUSTICE FOR ALL.

Scott Baker's Profile

Moving up. Those that want to move up to that larger home will save a substantial amount of money. Example, if your home is worth 5% less and is now valued at $209,000($11,000 less) the home you are buying is worth 5% less and is now valued at $418,000 ($22,000 less) YOU SAVE $11,000. AND you potentially save Tens of Thousands of Dollars on your Interest rate. Ask me about THE loan type for additional advantages.

First Time Buyers (haven't owned Primary Residence in the past 3 years)THIS IS YOUR TIME!!! The government is offering you $8,000 tax credit! No, this is not common. YOU need to take advantage as this incentive runs out December 1, 2009. Other conditions apply. Call me if you have any questions on how much YOU will receive.

Investors, when will you see prices this low again, NEVER??? As long as the community you invest in is not having an exodus, ACT NOW.

THIS IS A ONCE IN A LIFETIME OPPORTUNITY! WHEN WILL WE SEE PRICES THIS LOW & INTEREST RATES THIS LOW AGAIN?!? PROBABLY NEVER.
Will you be kicking yourself 2 years from now for not acting???


Yes, this is your moment, don't let it slip away from you, ACT NOW!!!

Call me, Anytime - 513-403-5323

www.ScottBakerHomes.com

Scott Baker's Profile

I have SOLD virtually all my listings...I need MORE! I have an Open House today at 4435 E. Arbor Ct in West Chester, OH 45069. Priced at $319,900.

Short Sales take more time than a normal transaction. There is an abundance of paperwork that the lender that is accepting the short sale requires. There are documents that both the seller AND the Real Estate Broker need to complete. But once the documents are in, you are ready to sell.

Even though there are more short sales and foreclosures in todays market than what is "normal", there are other "normal" sales occurring, every day. Most of my sales, are just that, everyday families and individuals wanting a little larger, smaller, closer, newer home.

Many are wanting to take advantage, take advantage of an opportunity to provide for their family and themselves a home that in the past they probably would not have been able to afford. With the prices of homes suppressed as it is, offers them the chance to make the move, make the move into a home they would have never imagined themselves in at this point of their lives.

What about you?Are YOU thinking about the opportunites today's Real Estate market has to offer you and your family?

Contact Scott Baker, ABR e-Pro at 513-403-5323 to see what today's market has to offer you.

Scott Baker, ABR e-Pro www.ScottBakerHomes.com

Coldwell Banker West Shell

www.twitter.com/scottbakerhomes

First Time Home Buyers, WHAT ARE YOU WAITING FOR???

Uncle Sam wants to bribe youinto homeownership with up to $8,000(10% of the sales price). The guideline's are relatively simple.

• Buy a Single-Family Home, Condos, Townhomes, or Co-ops
• Buy between January 1, 2009 and before December 1, 2009. The key date is when you CLOSE on the property.
• Income limit of $75,000 for single, $150,000 married, there are partial amounts for $75k-$95k and $150k-$170k
• Be a First Time Home Buyer: Definition of a First Time Homebuyer, Haven't owned a Principle Residence in the past 3 years. You CAN have owned rental property or vacation property.
• If you sell the home within 3 years, you must pay back the Tax Credit
• Use IRS form 5405 to file for the Tax Credit.

What?

1. The prices of homes are as affordable as you will probably ever see in your lifetime.
2. The price of the money you borrow to (4.75%)buy a home is as cheap as you will probably ever see it in your lifetime
3. You get PAID up to $8,000 to purchase a home.

Trust me folks, it doesn't get any better than this. FIRST TIME BUYERS, NOW WHAT ARE YOU WAITING FOR? Even people that want to Move-Up should be taking action. Investors, my gosh, if your not investing now....

Call Scott Baker, ABR e-Pro at 513-403-5323to get started in homeownership in Liberty Twp. Ohio, West Chester, Ohio, Mason, Ohio, Fairfield, Ohio, Sharonville Ohio, Monroe Ohio, Springdale Ohio or any area in the Cincinnati, Ohio areas.

www.ScottBakerHomes.com

We finally closed on this short sale this week after 5 months. Short sales do take longer, but this one shouldn't have taken this long.

This home was placed on the market in July of 2008. The seller wanted to start at a price higher that the market suggested, big surprise, but they did have most of the interior of the home painted as I had requested. The home received alot of showings, as a matter of fact, we could have sold the home 2 other times for more moneythan the home ended up selling for. But the seller got greedy. When the offers came in they negotiated just a little but then wouldn't come down any more.

This is a GREAT example of your first offer is usually your best offer. Well then time took its toll, the price reductions began and before you know it they have accepted an offer $20,000 less than the other 2 they had turned down.

The contract was accepted by all on December 17, 2008. We went through 2 counselors at the lending institution during that time period. I won't name the mortgage company on the short but trust me, you have heard of them, they are BIG. The first counselor after we had everything worked out, paperwork complete, etc., BOOM, he's fired, no longer with the company.

Well you would think that won't affect us right, the new person will simply pick up the ball and run with it. No, EVERYTHING had to reordered, resigned, completed anew. The buyer's were livid, the buyer's agent was livid, the seller was livid, I was livid. The mortgage company did not care. Even after explaining to them that we could lose this buyer, "please look at your file, we will have to reduce the price more and then your company will receive less $$$" My pleas had absolutely ZERO effect on him. He didn't care, it was just paperwork to him. And that was how he got paid was to move paperwork around.

So after months of time, receiving an incredible amount of phone calls from the seller, the buyers agent, the title company, and even the buyer, we FINALLY CLOSED.

Have you ever had a short sale take this long?