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Matthew Haviland

$8,000 Tax Credit For First Time Home Buyers Available Now

Did you know there is a $8,000 tax credit for first time home buyers who purchase a home before November 1st?

This is a historic opportunity for first time home buyers. If you know of anyone who is renting or has not owned a home in the past three years please forward this email with the details on the program.

To stimulate the economy, Congress has passed a tax credit of up to $8,000 for first-time buyers.

Overview:

  • The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
  • Example: Homes costing $80,000 and above would yield a maximum tax credit of $8,000 for the buyers.
  • The tax credit does not have to be repaid. It is a credit and will show up as a refund for most people.
  • Example: You paid $10,000 in taxes this year and after completing your taxes figured out the IRS owed you a $500 refund. You would now get the $500 refund plus the $8,000 credit or $8,500 total refund.

Requirements:

  • Purchase of the home must be made between Jan. 1, 2009 and Nov. 30, 2009.
  • Buyers must live in the home for 3 years or they will have to pay back the tax refund.
  • Single taxpayers with income up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
  • You must submit IRS Form 5405! Note:

Check details with an accountant.

Thank you and best wishes, Matthew Haviland

P. S. Who do you know that can take advantage of this $8,000 tax credit?

P.P.S. Because of this new tax credit the demand for affordable first homes has increased and we are starting to see price increases for these homes. Who do you know that is thinking about moving to a larger home who can take advantage of this opportunity to sell high and buy low. Call me at 609-338-3773.

Your First Home Workshop Tuesday April 28th Absecon, NJ

Your First Home, Buying By The Book Workshop First Time Home Buyer Workshop. Includes Free Book

Your First Home Book Your First Home, Buying By The Book Workshop First Time Home Buyer Workshop Will Help You Take Advantage Of The Opportunities In This Buyers Market.

If you or someone you know is thinking about buying their first home please make sure they attend this first time home buyer workshop. This workshop is based on the new book by best selling authors, Gary Keller, Dave Jenks and Jay Papasan. The workshop is conducted by first time home buyer expert Matthew Haviland. Matthew is a passionate, creative, well organized real estate consultant with The Haviland Group at Keller Williams Realty Atlantic Shore. He will go through the entire home buying process as well as cover current market trends, and financing opportunities. A free copy of the book Your First Home will be given to each person who pre-registers for the event. It is packed with inspiring stories and the wisdom of thousands of successful first-time home buyers, it's a must-read for anyone aspiring to buy a home.

Next Workshop: Tuesday, April 28th 2009 from 5:30-7:30pm. At: PNC Absecon Bank Branch 728 White Horse, Absecon NJ 08201

Please contact us to register. Seating is limited. Call 1-800-882-9032 ext. 2012 to Register.

Keller Williams Shift Tour, Philadelphia, PA, April 17th

The SHIFT Tour is returning to our region on April 17th. SHIFT into Overdrive: Learn The Tactics to Succeed Now! You can’t control the market, but you can control what you do!!

Philadelphia, PA

The Few Who Choose: SHIFT is hitting the road again and this time, we’re bringing a razor-sharp focus to the tactics that you need NOW – the tactics that are widening the gap between real estate agents who have chosen to shift and the rest of the pack. You will also hear from a regional Panel of Top Real Estate Agents who will share exactly what they are doing RIGHT NOW to tackle YOUR specific market. The choices they make: Do you know exactly what to say to buyers who want to wait? Are your sellers chasing the market down? Do you know exactly how many listings appointments you need to meet your goals? Are your lead generation efforts producing the RIGHT leads? Are you armed with the skills to generate REO and Short Sale business? Do you know exactly what activities are growing your profit? Are you holding your money accountable? If you can't answer "YES" to every one of these questions, it's time to SHIFT INTO OVERDRIVE! This market shift will create new leaders – where will you be when the checkered flag flies? It’s time to put the pedal to the metal! Obtain a FREE GUEST PASS! or REGISTER call me or message mer for details and to sign up.

Best wishes,

Matt

609-484-9890 ext. 132

Keller Williams Realty Ranks Number One In Home Buyer Satisfaction According To JD Power

It's not surprising to me to see Keller Williams as number one. We have the best trained agents in the industry, the best knowledge of the market, and the best technology to help buyers make their dreams come true. Congratulations Keller Williams!
View more documents from Matthew Haviland.

USDA Rural Housing 100% Financing Loan Program For Home Buyers In Atlantic County New Jersey.

For home buyers in Atlantic County the Rural Housing program is one of the best programs available for 100% financing. The only other programs available are VA (veterans administration) loan and the Atlantic County and Atlantic City grant program for first time home buyers.

Here are the basic details of the program:

100% financing

No PMI (mortgage insurance premium)

Lower Rates than Conventional and FHA

You don't have to be a first time home buyer to qualify

The program is limited to the following areas in Atlantic County NJ:

Buena Borough, Buena Vista Twp., Corbin City, Egg Harbor City, Egg Harbor Township, Estelle Manor, Folsom Borough, Galloway Twp., Hamilton, Twp., Mullica Twp., Port Republic City, Weymouth Twp.

There are also Income limits for Atlantic County:

Number of People in Household / Income Limit

1 Person / $64,100

2 People / $73,250

3 People / $82,400

4 People / $91,550

5 People / $98,850

6 People / $106,200

7 People / $113,500

8 People / $120,850

Please call me at 609-484-9890 ext. 132 or contact me if you have any questions on this program to take advantage of the opportunities available now.

Best wishes,

Matt