My friend “john” is the bread winner for his young family. His wife “Jenny” cares for their children (which is undoubtedly a full a time job… but not one that pays well)
When John and Jenny purchased their home… I mentioned life insurance to them. John simply thought he couldn’t afford life insurance. To which I replied you can’t afford to NOT have life insurance.
John is a healthy young man and his wife is as well. I understand that it is not pleasant to plan for the unexpected but the consequences are simply too high to overlook.
If something tragic should happen to john what would become of his wife and children? They would be devastated emotionally and mentally of course.
They should not also bear the burden of leaving their home and finding a job during the most stressful and horrific time of her their lives.
I referred John to a specialist in life policy’s . He received a $500,000 policy which is sufficient to pay off the balance of his mortgage and support Jenny and the children for at least several years for less $40 per month.
Jenny and John are an example of thousands of homeowners that believe that life insurance and financial protection for their families are out of reach for them.
Simply put if you have a family and a mortgage. Life insurance is a must. PERIOD. Especially when there are excellent policies available to protect you for less than you spend at Starbucks per month!
Okay... I’m stepping off my Soapbox now!
City Sq Ft Beds Baths Est. Value Est. Equity Sale Time Sale Date Est. Bid # Loan Date
6941 THERESE TRL BROWNS VALLEY 1,081 3 2 $127,709 -151% 1:30 PM 12/16/11 $295,919 First 04/18/05
13960 NEPTUNE LN BROWNS VALLEY 2,462 3 3 $242,319 100% 1:30 PM 07/27/11 $257,000 11/09/06
7176 CROSS STAR TRL BROWNS VALLEY 1,652 2 2 $166,661 100% 3:00 PM 08/05/11 $264,636 12/14/05
9844 TOWNSHIP RD BROWNS VALLEY 3,264 2 3 $393,331 25% 11/17/11 $313,401 First 08/29/06
7530 COLLINS LAKE RD G BROWNS VALLEY 4,452 3 5 $491,128 -12% 1:30 PM 11/15/11 $581,462 First 06/08/07
6990 MARYSVILLE RD BROWNS VALLEY 1,890 4 2 $152,230 -95% 11/29/11 $321,134 First 10/29/08
6096 BALD MOUNTAIN RD BROWNS VALLEY 3,048 6 4 $336,575 100% 1:30 PM 08/30/11 $281,250 08/16/06
7157 MARYSVILLE RD BROWNS VALLEY 1,512 3 2 $173,477 100% 1:30 PM 09/06/11 $238,204 02/26/04
9516 PALOMINO TRL BROWNS VALLEY 1,716 4 2 $81,709 -628% 12/13/11 $283,799 First 04/26/05
9567 STERN LN BROWNS VALLEY 4,525 2 3 $435,703 32% 12/22/11 $305,786 First 11/04/10
7176 OAT HILLS RD BROWNS VALLEY 2,910 3 3 $346,278 -20% 3:00 PM 09/26/11 $423,298 03/10/08
10317 TOWNSHIP RD BROWNS VALLEY 1,232 3 2 $146,179 -214% 12/27/11 $377,200 First 06/13/05
5805 SHADOWBROOK TRL BROWNS VALLEY 2,155 3 2 $184,932 -5% 12/29/11 $199,216 First 09/19/08
5698 STATE HIGHWAY 20 BROWNS VALLEY 1,699 2 3 $199,869 90% 1:30 PM 01/06/12 $18,615 First 02/19/99
7135 POCHERT WAY BROWNS VALLEY 2,543 3 2 $209,671 100% 3:00 PM 10/03/11 $0 11/18/04
7529 REDHILL WAY BROWNS VALLEY 1,792 4 2 $151,517 -214% 01/10/12 $464,974 First 01/27/06
9659 BROWNS VALLEY SCHOOL RD BROWNS VALLEY 2,250 2 1 $212,550 8% 4:00 PM 02/07/12 $202,967 First 05/30/07
10823 PEORIA RD BROWNS VALLEY 1,410 3 2 $155,272 -59% 4:00 PM 02/08/12 $206,465 First 06/16/06
5704 MARYSVILLE RD BROWNS VALLEY 3,122 3 2 $293,872 -31% 1:30 PM 11/21/11 $317,257 First 08/10/05
11332 GETTY WAY BROWNS VALLEY 1,463 3 2 $155,506 -156% 1:30 PM 11/21/11 $356,649 First 12/15/05
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I have been a top agent/broker in Northern CA since 2003, closing hundreds of sales annually in Yuba, Sutter, Nevada, Colusa and Butte counties. I am a specialist in REO, Bank owned, and distressed RE
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