1st time buyers should take advantage of this $7,500 15-year interest free loan from the government, especially to pay off high interest debt.
EXPIRES JUNE 30, 2009
Who is eligible?
First-time homebuyers or any homebuyers who have not owned a principal residence in the last three years
How does it work? Eligible purchasers can claim the $7,500 credit on their annual tax return form.
Amount of credit: 10% of cost of home or a maximum of $7,500
Repayment:
6.67% of the borrowed amount or a maximum of $502
Part of the liability can be forgiven if the gain on the sale is less than the amount of the loan.
Restrictions:
Income restriction:
To qualify for full $7,500 credit, the taxpayer must make no more than
To still qualify for credit but at a lesser amount, the following income caps apply
For more information on the tax credit go to www.SmartGirlsOwn.com
Between home searches on the MLS, I had a couple extra moments this morning to check out some listings on craigslist.
Honestly, I was really looking for a playhouse for my son and typed in "house" in a section that I did not expect to see this word: FORCLOSURE!
I can't seem to escape it! It is everywhere - even in the toy section. FORCLOSURE!So it seems even Barbie's Dreamhouse is being forclosed on! What a pity.
This is the "story" that accompanied the listing: "Barbie's spending habits have gotten the better of her. Due to imminent threat of foreclosure, she has to put her dream house up for sale."
Barbie's a smart girl for putting her house up for sale. It's much better than it getting forclosed on. Hopefully Barbie will find a nice condo somewhere, maybe in Villiage Shires, since she can get a cute little condo on the cheap.
Too bad about the Dream House though. On the bright side, it will be recycled and loved by another Dream House covet-er. Hopefully in time for the holidays.
Looking for your Dream House? Or just a modest condo?
My husband, Big Joe, never watched so much baseball up until this recent Phillies season. I didn't understand why. I would listen to him spew statistics... actually scratch that... I would PRETEND to listen to him WHILE he spewed statistics since the spring training...
... I started to believe it could happen after driving behind a car that skidded off the road in a freak snowstorm Tuesday, as giant golfball size snowflakes came crashing to the earth and landing... after cleaning my car off of snow and sleet in October... BEFORE Halloween, mind you... while the leaves were still red and gold and orange, I thought to myself, "Hell has frozen over...
"Luck is what happens when preparation meets opportunity." ~Seneca
There were many reasons why I chose Parkwood to live. Among the many reasons was that I would be a stone's throw away from Bucks County, where I spend a considerable amount of time. I work in Langhorne, play pool in Andalusia, and my sister cuts and dies my hair at Patty's in Levittown. But I just found another good reason...
Being a regular Philadelphian, I am a huge fan of water ice and celebrate the first day of spring every year with the iced treat. I also consider myself an unusually lucky person... an opportunity magnet, if you will. Imagine my luck when a YEAR-ROUND RITA's WATER ICE opened up last year in the Showcase Plaza in Bensalem. Year-Round! 2 minutes from my house! Needless to say, my family and I spend a lot of time there indulging on the icy delights. (Water ice is a fat free food if you didn't know.)
This fall brought about an unusual flavor of water ice at Rita's in Bensalem. Pumpkin! I am a fan of pumpkin. I like pumpkin pie. I like pumpkin spiced lattes from Starbucks. But I was sceptical at first. I couldn't resist and had to have a little taste. I have to say, I love it! It tastes like a really cold pumpkin pie. Totally YUM!
So, move to Parkwood or Bensalem and you can enjoy a Pumpkin Ice with me!
Visit Rita's at the Showcase Plaza
2822 Street Road
Bensalem, PA 19020
Keep 'em coming Rita's! This one's a winner! Be Cool. Eat a Rita's!
My son went on his class trip to Shady Brook Farm this spring and although we've been to the farm on several occassions, we didn't know how much Shady Brook had to offer besides really, really sweet corn.
I have taken my son there just about every week this summer to play on their "playground" and treat him to Uncle Dave's delicious home-made ice cream. We pick up some fresh, locally grown produce and sometimes grab a sandwich at the deli.
Comming soon is their Pumpkin Fest which is the best $10 you will spend this fall...
Open Sept. 27 & 28
DAILY from Oct. 4 to Nov. 2
11 AM to 5 PM
www.ShadyBrookFarm.com
Gem mining, pony rides, sand art, face painting, paint ball, Monster truck rides and some other activities not included with admission.
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The McCarthy Group: Realtors catering to smart women (and smart men too!) in Philadelphia and Lower Bucks County. Visit my webite, the "Smart Girl's Guide to Real Estate" at www.SmartGirlsOwn.com.
If you refer others to us, you have our heartfelt thanks. One of the highest forms of trust in business is sending friends and colleagues along to us. We know that your trust in us is hard-earned, and we pledge to take care of anyone you send our way.
Full-time, full-service Realtors. Put Big Joe and Stacey to work for you! I live in Northeast Philadelphia and I work at Keller Williams Real Estate in Langhorne with my husband, Joe who is also an agent. I have a 3 1/2-year old son, who is a real character and keeps me on my toes and laughing all the time. Six years ago, I was finally smart enough to learn that owning real estate is not only good for a place to live, but also to build wealth. I feel like "if I knew then what I know now," I would have bought some real estate much earlier instead of renting and throwing my money away. For years I wanted to buy my own place, but was afraid. I would like the opportunity to help some smart women into real estate and not make the mistake I did. I spent 12 years as a bartender before becoming a lead union negotiator and secretary-treasurer for the hotel and bartender's union for several years. In 2002 I bought my first property and finally left the union in 2005 to pursue a career in real estate. Recently, my husband got his real estate license and we have been working together. It works out well for us because we believe 2 heads are better than 1. I am very dedicated and tackle each transaction, treat each home, as if it were my own. In addition, I have stepped it up a notch as a certified eAgent and have the tech savvy necessary for today's real estate market. Where do YOU want to live? Philly, Bucks, Bensalem, Andalusia, Langhorne, Levittown, Bristol, Yardley, Newtown, Middletown, Pendel, Southampton, Feasterville, Northeast Philly, Parkwood, Delaire Landing, Bakers Bay, Philadelphia Condos, Mayfair, Castor Gardens, Rhawnhurst, Bustleton, Somerton, Parkwood, Torresdale, Holmesburg, Pennypack, Fox Chase, Morrell Park, Modena Park, Millbrook... We can move you where you want to go. If you or someone you know is looking to buy or sell, call the McCarthy Group...
For all your real estate needs! My Son, Ever
My Husband, Joe and my Son, Ever
The Smart Girl's Guide to Real Estate See 1000's of homes for sale: MySpace Profile and Blog: YouTube Videos: www.youtube.com/sellwithstacey __________________________________________________________________________________________
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http://www.myspace.com/sellwithstacey 
Find out more about Keller Williams
Are You a Smart Girl? I'm "The Smart Girl's Realtor" Sources: 2006 National Association of Realtors Profile of Home Buyers and Sellers
About one-quarter of the nation's nearly 8 million single mothers spend more than half of their incomes on housing, compared with 1/10 of households headed by single fathers.
Know a Smart Girl?
"Buying a house is a huge investment. Stacey understood how I felt and took her time with me even though I must of looked at 20 houses. She helped me with everything from where to look to how to get the mortgage. Stacey made buying a house a pleasure instead of a anxiety-ridden chore."
~ Shirley Schingen, Philadelphia
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"I found myself selling my house under less than desirable circumstances, I was going through a divorce and needed to downsize. But my experience with Stacey was the best !! Throughout all my difficulties, having to make some repairs, and getting the paper work and legal materials together Stacey held my hand and helped me every step of the way. Even though it was not the best selling climate, she helped me arrange the best deal and gave me the greatest opportunities to show my house. And, when it was sold, she went out of her way to show me other homes so I could get settled in and start a whole new life. I can't say enough about how calming, supportive and helpful Stacey was. She made the whole process of selling and buying a home a wonderful experience."
~ Wendy Wolf, Montgomery County
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Stacey was available morning, noon and night and never tired of our first time home buyer questions. I reccomended Stacey to my brother, Her ability to work with other realtors and to schedule showings on our schedule was important to us. Stacey went the extra mile in showing us only the listings which met our needs.
~ Ryan T. Mulvey, Philadelphia
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Stacey was very patient, understanding, and flexible in finding a home that will meet the needs for a first time home buyer like myself. She was even so kind enough to recommend certain resources to make the home buying experience better. It was almost like having that crossing guard who guided you safely across the street when you were little, but instead she is someone who is safely guiding you in the whole home buying process. This results in a safe, reliable, and painless experience that any home buyer will appreciate and remember! Thanks Stacey!
~ Simon T., Philadelphia
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