“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Michael Ackerman (DRE# 01232037)

San Francisco Property Tax Reassessment - Phil Ting, Tax Assessor

Phil Ting - San Francisco City Tax Assessor addresses:

Zephyr Real Estate Agent's Meeting

SF City Assessor Phil Ting speaks to Zephyr Real Estate

Below you'll find a link to our San Francisco City Assessor's Office. Remember this is the City that knows how! We have many SF City and County employees here to HELP YOU! Never hesitate to call YOUR City Officials and ask for THEIR help. You'll be pleasantly surprised! They even established a special 311 phone number to help guide YOU!

SF City Assessor Phil Ting speaks to Zephyr Real Estate

Phil Ting's address was sincere. He is a quite affable City official. We acknowledge and admire his approach on both enforcement and attempt to make a difference in government. His exuberance exemplifies a sense of fairness and compassion towards the tax payer and the City we all love.

Below you'll find a link for an informal review of YOUR property assessment.

http://www.sfgov.org/site/assessor_form.asp?id=99896

Frequently Asked Questions on Property Tax Assessment:

http://www.sfgov.org/site/uploadedfiles/assessor/assessment/FAQsProp8_%20FY_2009_10_English.pdf

Informal Review Information Sheet for Property Tax Reassesment:

http://www.sfgov.org/site/uploadedfiles/assessor/assessment/InformalRequestforProp8ReviewFY2009_2010.pdf

Online Informal Review for Property Tax Reassessment:

http://www.sfgov.org/site/assessor_form.asp?id=99896

Michael Ackerman / Oliver Burgelman

Building Trust for Life - Top Producer 2000 - 2008 (Working hard in 2009 too!)

Zephyr Real Estate - Noe Valley, San Francisco, California

http://www.zephyr-realestate.com/zephyr3_011.htm

We'd be happy to help you!

When will Lender's Begin Lending at the New Loan Limits?



We've all heard the stimulus packet has been signed and the loan limit for high cost areas (like the SF Bay Area) will go up, but the question is when? So I asked a mortgage broker friend of mine what's going to happen now. Her response was when three conditions are met... I quipped back before she could finish:

A. When hell freezes over.
B. When ice is served in hell.
C. When ice cream doesn't melt in hell.

Her response after she stopped laughing told me: the sequence goes like this, now that President Obama has signed the bill into law, "three things MUST happen before" XYZ lender can accept applications with higher loan amounts:

1. The Agencies (Fannie Mae and Freddie Mac) and FHA must determine whether pricing, policy and/or delivery requirements will be changed. (See photo above)

2. The Agencies and FHA must communicate their requirements to mortgage lenders. (See photo above)

3. XYZ Lender must identify impacts caused by the Agencies’ and FHA’s requirements and implement the changes. (See photo above)

So we'll all be waiting and please pass the ice when you get a chance...(Posted Feb. 26, 2009)

Michael Ackerman - Oliver Burgelman - Rosana Vantuyl
Zephyr Real Estate4040 24th Street - Noe Valley Office
San Francisco, CA 94114
415-695-2715

ABZ@ZephyrSF.com
http://www.zephyr-realestate.com/

I thank the provider of the image by posting a link to the source below:
http://www.funnyhub.com/pictures/img/hell-freezes-over.jpg

New Rates Make Cents! If you own - You should think about refinancing NOW!

Looking for Extra Money? The New Rates make Cents! Ask your lender about refinancing your mortgage now! * Fannie Mae and Freddie Mac may tack on an extra 3/4 point to condo loans by March 2009.

It may be even be a good time to look into buying or trading up.

The buzz on loan rates for the 30 year fixed rate loan are as low as:

Loan amount up to $417,000 - 4.125%

$417,001 - $625,500 - 5.5%

$625,500 - $1.5 million - 6.625%

Where does your current loan fit? A good loan calculator will tell you what difference it makes to you on payments and rest assured it's makes a lot of cents, in some cases thousandfold!

Mortgage Calculator Courtesy of Guarantee Mortgage

----------------------------------------------------------------------------------------------------------------

The latest sales figures from the San Francisco Association of Realtors MLS are out from December!

DECEMBER 2008 - Median Price $708,800 - Single Family Homes. Median price declined, the number of sold properties has dropped in accordance with the season. There is still an appetite for buyer's of single family homes. Days On Market (DOM) increased, again typical for the season.

DECEMBER 2008 - Median Price $625,000 - Condo/TIC/Loft, median price declined along with the quantity of units sold. Typical for the season DOM increased.

San Francisco is filled with unique homes and differences apparent block by block. Computer algorithms are blind to the value difference. Now more than ever before the inviolable rule of location, location, location dominates as the real estate market changes. Local expertise and experience are what you need to guide you through these rocky times. Don't hesitate, email or call us now.

Michael Ackerman - Oliver Burgelman - Rosana Vantuyl - Zephyr Real Estate

415 695 2715 - email to: ABZ@ZephyrSF.com

View our other current listings and past sales - www.zephyr-realestate.com

* If you don't already have a mortgage broker or direct lender, give us a call. We know who's actively lending and can refer you to the best contact to fit your needs. A free service to you!

Nöel Valley’s Third Annual Holiday Block Party! (Noe Valley)

Nöel Valley’s Third Annual Holiday Block Party!

San Francisco’s Noe Valley holds it’s 3rd annual holiday event, the Noel Stroll on Saturday, December 13, 2008 from 5 pm-9 pm.

24th and Church Streets unique mix of boutiques, gift shops, restaurants and cafe's will be staying open late, hosting an enjoyable evening of festive libations and special in-store promotions. Enjoy strolling local carolers and musicians, hot cocoa, cider, latkes and other holiday festivities.

Santa will be available from 5 pm to 8 pm for wishes (and earlier for photo opportunities from 11 am to 2 pm) at Zephyr Real Estate.

Readings of A Child’s Christmas in Wales by Dylan Thomas will occur at:

- 5:30 pm at Cover To Cover
- 6:30 pm at Fima Photography
- 7:30 pm at When Modern Was.

"Noel Stroll Official Website"

Join us for a festive evening in Noel Valley!

Gala Re-Opening of the California Academy of Sciences - Free this Saturday 9/27!

Good news... Something to take the mind off all the econo-news of recent.

We're less than a week away from the...

Gala Opening Weekend of the return of the California Academy of Sciences to Golden Gate Park

September 27 - >Free Attendance< 9:30 am to 9:00 pm - (If you remember opening day of the De Young Museum of Fine Arts you may decide to go early!)

September 28 - Paid Attendance 9:30 to 5:0 pm (Check website for tickets.)

Click below for a direct link to the web site.

http://www.calacademy.org/events/openingweekend/

http://www.calacademy.org/events/openingweekend

If you miss this event, go online soon and plan a daytrip in the middle of our rainy season.

Brighten the day, change the pace, it should be a fabulous space!

Michael Ackerman & Oliver Burgelman Zephyr Real Estate ABZ@ZephyrSF.com www.zephyr-realestate.com