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Shannon Aldrich ~ NH & Maine Real Estate Seacoast

Profile of a Real Estate Agent

Who are real estate agents?

Well, according to the National Association of Realtors Member Profile for 2009 we are -

  • Median age 54
  • 60% are female
  • 72% are married
  • 96% are registered to vote
  • Median Gross Income $36,700.
  • Handled 7 Transactions last year
  • 35% visit social networking sites regularly

We embrace technology - email, pdf, smart phones, gps, instant messaging, computers. We are involved in our communities. We volunteer. And we Vote.

We would have to work 101 hours per week for 50 weeks a year at $7.25 minimum wage to earn the same amount. We love our family and friends. Real estate allows for a flexible schedule and we work hard. 43% of us work 40-60 hours per week.

We love what we do or we simply stop doing it. We are in the business of real estate not just being busy for the sake of being busy. Real estate is the one thing you can sell that everybody truly needs - shelter.

Are you ready to join in the real estate career?

The Real Estate Class is starting soon in Bedford and Portsmouth. Flexible schedule, no hidden costs, all books and materials included. Be ready to take the test in 10 sessions. Class guarantee allows you take the class as many times as you need to pass the test.

Sign up online at TheRealEstateClass.com

What to Send a Solider in Iraq

My nephew just recently deplyed to Iraq. We are looking to put together a care package for him. I thought I would find an easy list - boy was I wrong. So here is my list that I put together after visiting many sites and reading lots of blogs.

If I can give some ideas even for one soldier's family - I am happy....

Personal Care: (Think travel size)

  • Toothbrush
  • Toothpaste Travel Size
  • Floss
  • Multi Vitamins
  • Unscented Baby Wipes Travel Size
  • Hand Sanitizer
  • Lip Balm
  • Disposable Razors
  • Bug repellant (like Deep Woods Off) to keep the sand fleas off.
  • Waterproof sunscreen
  • Aloe Vera lotion
  • Deodorant
  • Lotion
  • Small packages of Kleenex.
  • Throat lozenges
  • Eye drops
  • Pain relievers, like Tylenol, Aspirin, Motrin, etc.
  • Jock itch powder
  • Feminine Itch Powder
  • Tampons
  • Feminine Hygiene Pads
  • Hair Bands
  • Small Mirrors
  • Foot powder, packed in a Ziploc bag.
  • Moleskin
  • Shaving gel in tubes (no shaving cream)
  • Toilet Paper
  • Boot insoles
  • Unscented Baby Powder
  • Nail Clippers
  • Nail Files
  • Ivory Soap
  • Medicated Face Wipes
  • Eye Drops
  • Cotton Balls
  • Mouth Wash

Snacks & Treats:

  • Hard Candy
  • Mints
  • Starburst
  • Skittles
  • Gum
  • Dried Fruit
  • Fruit Roll Ups
  • Cigars
  • Lifesavers
  • Pringles
  • Doritos
  • Cheetos
  • Beef Jerky
  • Crystal Lite Drink Mix
  • Peanut Brittle
  • Bubble Gum
  • Sardines.
  • Small packages of ground coffee
  • Instant hot chocolate.
  • Nuts
  • Sunflower seeds
  • Trail mix (no chocolate - it melts)
  • Crackers
  • Mrs. Dash
  • Hot Sauce
  • Tabasco Sauce
  • Mustard Packets
  • Relish Packets
  • Quaker instant oatmeal
  • Instant espresso powder
  • Instant Flavored Coffee
  • Tea Bags
  • Single Serving Dry Cereal
  • Spices (onion powder, red pepper flakes, garlic powder)
  • Lollipops
  • Ragu Express
  • Granola Bars
  • MILK Parmalat packs 2% milk
  • Powdered Creamer
  • Sugar Packets
  • Single Serving Mac & Cheese
  • Single Serving Hamburger Helper
  • Soup packets
  • Tuna lunch-to-go packs
  • Meal replacement drinks, such as Ensure in lightweight bottles
  • Powdered Gatorade
  • Ramen Noodles
  • Chewing Tobacco
  • Salad Dressing
  • Canned Chicken
  • Salsa
  • Snack Cakes

Other Desirables:

  • White Athletic Socks
  • Dark Green Boot Socks
  • Underwear
  • Beanie Babies (They are giving them to the kids)
  • Brown or Tan T-Shirts L & XL
  • Ziploc Bags Gallon Size
  • Stationary
  • Envelopes (no stamps needed)
  • Pens
  • Disposable cameras
  • Prepaid phone cards. (AT&T is good in Kuwait)
  • Cigarettes
  • Q Tips
  • Pipe Cleaners
  • Deck of Cards
  • Uno
  • Neck Coolers
  • Flashlights (ones that clip on and small hand held)
  • Battery Powered fans
  • Small colorful calendars
  • Portable Shower
  • Blow Kiddie Pool
  • iTunes Gift Cards
  • Disposable Hand Warmers
  • Stress Ball
  • Yo Yo's
  • Squirt Guns
  • Frisbees
  • Hackie Sacks
  • Balloons
  • Sidewalk Chalk
  • Miniature Nerf Footballs
  • Miniature Nerf Basketballs
  • Slinky
  • Bandannas
  • Small Board Games on Keychains

Magazines:

  • Fitness
  • Fishing
  • Hunting
  • Boating
  • Cars/Hot Rods
  • Guns/Ammo
  • Crosswords
  • Word search games
  • Anagrams
  • Pocket Bible
  • Paperback Books
  • Soduku
  • Rubik's Cube
  • Madlibs
  • Mail order catalogs, so military personnel can shop for friends/family back home.

Notes from us to the soldiers to let them know we are supporting them. They can hold a letter and read it again and again. They can't hold an email. You can include a self addressed envelope - you might get a pen pal.

Send small boxes - and check with the post office for the right way to mail them. Lots of mail calls makes a happy soldier.

21 Reasons to Buy Title Insurance

Hidden risks of defects in the title can cost thousands in legal fees not to mention the stress and frustration. The best way to protect yourself is to purchase owner's title insurance. Notice I am saying owner's title insurance not lender's title insurance. If you have a mortgage on the property the bank will require you to buy the lender's policy. The owner's policy is optional and many buyer's think they can save some money by passing it by. This is not a good plan. Even the most meticulous search of the public records by a title attorney can miss hidden defects. The owner's title insurance policy pays the legal fees to defend your title in case of something missed. It is a one time charge that you see on the HUD at closing. Don't pass it up because it can protect you from the following errors -

  1. Forgery
  2. Fraud in connection with the execution of documents
  3. Undue influence (pressure) on the grantor (seller) or executor of a will
  4. False impersonation by those puporting to be the owners of the property (This is why we bring licenses to the closing - are you really who you say you are when signing that deed? Or are you pretending to be the wife/husband and are really the girlfriend/boyfirend)
  5. Incorrect representation of marital status of a grantor (Saying you are single when you are married)
  6. Undisclosed or missing heirs
  7. The will was not properly probated
  8. Mistaken interpretaion of wills and/or trusts
  9. Mental incompetance of grantors (Not all there in a legal sense)
  10. Conveyance by a minor (Under 18)
  11. Birth of heirs subsequent to the date of the will (The parent died before the baby was born and the will wasn't updated)
  12. Inadequate surveys
  13. Incorrect legal description
  14. Non-delivery of deeds
  15. Unsatisfied claim not shown on the record (A lien that was not discharged)
  16. Deeds executed under false poer of attorney
  17. Confusion due to similar or identical names (Very common with juniors)
  18. Dower or curtesy rights (homestead) of ex-spouse or former owner
  19. Incorrect indexing of public records
  20. Clerical errors in the recording of legal documents
  21. Delivery of deed after the death of a grantor (Death stops everything)

Don't pass up owner's title insurance. Being penny wise and pound foolish could be a costly error when buying a house.

(c) Shannon Aldrich, Keller Williams Coastal Realty

Lockbox Safety Tips for Real Estate

Lockboxes - most real estate agents use them. Some are electronic, some combo (think school locker). There are various reasons to use them from ease of access for other agents showing the property to the agent always knowing where the key is. They are attached with a heavy shank to the door, side wall or fence. This small metal box becomes home to a key or two. The electronic ones can track the name of the agent who used it and what time they entered the property.The electronic lockboxes can also be programmed so that they only open at specified times. Or they can be programmed to open 24hours.

Why use a lockbox? Well, motivated Buyers do not want to wait to see a house or maybe your agent can't make it to all the showings on the new listing. They help by keeping a prospect motivated to see your house without the extra effort of picking up keys. If Buyers can't inspect a home at their convenience they just might move on to another house. Especially true for the out of town relocators on a tight schedule.

Even with an electronic lockbox, simple precautions should still be made to the home. Thefts are not commonplace, but even still, it is wise to eliminate temptation.

  1. Lock up or remove firearms.
  2. Never leave money in plain sight - this includes piggy banks and bottles of pennies.
  3. Remove extra keys from hooks in the kitchen, garage, mudroom or any other room they can be seen and picked up.
  4. Turn down the volume on any answering machines. You do not want someone to overhear personal information.
  5. Consider storing furs and jewelry somewhere else. Put the fur in storage and the jewelry in your safe deposit box.
  6. Remove all prescription medications from the cabinets. People do open the cabinets. You want that asthma inhaler to be there when you need it!
  7. Don't leave any items around that can tip off a person that you will be away. This includes calendars, theater tickets, itineraries for your next plane flight, etc.

All real estate agents should go through a check list with their Sellers to make sure the process goes smoothly and the house gets sold!

(c) 2009 Shannon Aldrich, Keller Williams Coastal Realty Portsmouth NH

Gutter Talk - Tips for Keeping Gutters Up

There is "gutter talk" and then there is "gutter talk"! Let's talk about the gutters on your home - the how and whys of keeping them clean. After a heavy rainstorm or long winter some homeowners may discover that their gutters are not doing their job due to being filled to the brink with dead leaves, dead bugs and pine needles. Maybe you looked up to find they were barely attached to the house anymore or dangerous icicles were growing from the seams! Or in the worse cases you look up to find trees growing out of the gutters! You as the homeowner have to help your gutters do their job by keeping them clean out of debris.

Could be it is time to get up on the ladder to clean them out or maybe it is time to replace them all together. When looking for new gutters there is some science involved - the thinner the gutter material the more likely it is to bend or buckle under the weight of leaves and ice. The leaders that drain the water off the gutters doesn't need to be as thick because it isn't bearing the weight of the water just directing it. Make sure you are directing it away from the house not straight down into the basement!

Another consideration is seams or seamless gutters. In the old days you went to the hardware store and purchased all the materials, brought it home and put it together like a jig saw puzzle. Nowadays there is a seamless option. Seamless is preferable because there are no seams to leak. Leaking seams can lead to nasty icicles and sometimes even killer icicles. Seamless gutters are created on the job site by a professional using a machine that bends the aluminum into the desired length and shape.

What else should we look for in a gutter? Well how about open top gutters vs. gutters with any type of leaf guard system? Leaf guards give you free flowing gutters forever! There are several styles of gutter guards on the market. Too many to mention here. No more getting up so high on the ladder to clear them out. Or trying to angle some long tool attached to the garden hose to wash out the debris. Definitely a gutter bonus!

Why gutter at all? Well, to direct the water off the roof and away from the house, deck or stairs. Not only is there safety involved - reducing icy steps in the winter. There is also long term destruction of wood. - dripping roofs onto the deck eventually wears out the wood. Now we have to replace the deck and/or stairs. Basic rule of thumb is that wood and water do not go together. Think about what water can do to rock after years - just look at the Grand Canyon! And wood isn't as hard as rock!

When buying a home be sure to look up not only to check out the roof but also the gutters. Are there any gutters at all? Are they in good shape or barely attached? This is something you need to keep in mind when purchasing and budget for gutter installation or repair. My advice is to look at the whole house - inside and out. And when you are outside, please don't forget to look up!

(c) 2008 Shannon Aldrich, Keller Williams Coastal Realty

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